Credit One Bank® Platinum Rewards Visa with No Annual Fee — Review [2021]

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"Earn cash-back without an annual fee."

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Credit One No Annual Fee Platinum Rewards Card — Snapshot

  • Welcome Bonus & Info (Partner Content)
    • No annual fee for qualified applicants. Terms apply.
    • Get 2% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable, and satellite TV services. Terms apply.
    • Choose your monthly payment due date for added convenience. Terms apply.
    • Monitor your credit with free online access to your Experian credit score. Terms apply.
    • Enjoy peace of mind with $0 Fraud Liability.
    • Stay in-the-know with customizable account alerts via email and text.
    • Manage your account on-the-go with the Credit One Bank mobile app.
    • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
    • See Rates & Fees

Credit One No Annual Fee Platinum Rewards Card — Fees

  • Annual Fee
    • $0
  • Foreign Transaction Fees
    Either $1 or 3% of each purchase in U.S. dollars, whichever is greater.
  • Interest Rates
    • 23.99% Variable
  • Late fees
    • Up to $39
  • Cash Advance APR
    • 23.99% Variable
    • Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater.
  • Additional Info
Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

Travel prices are about to surge from pent-up demand.

Use this points strategy to lock in pennies-on-the-dollar pricing in 2021, all without being a frequent flyer...

How do I only pay $30 to go to Hawaii, $200 for business class to Asia or just $150 to Europe?

Discover the real-life strategies that anyone can use to enjoy limitless travel (even on a limited budget!)

Just sign up below and I’ll send you the Limitless Travel Playbook instantly:

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