Credit One Bank® Visa® for Rebuilding Credit – Review

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"Straightforward cash-back earning with reporting to major credit bureaus."

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Credit One Visa Card — Snapshot

  • Welcome Bonus & Info (Partner Content)
    • Looking to rebuild credit? We report to the major credit bureaus monthly
    • With $0 Fraud Liability, you won't be responsible for unauthorized charges
    • Automatic reviews for credit line increase opportunities
    • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
    • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.
    • This unsecured card requires no deposit and can help build your credit
    • Choose your monthly payment due date for added convenience, terms apply
    • See Rates & Fees
  • Card Categories:

Credit One Visa Card — Fees

  • Annual Fee
    • $0-$99
  • Foreign Transaction Fees
    Either $1 or 3% of each purchase in U.S. dollars, whichever is greater.
  • Interest Rates
    • 17.99% - 23.99% Variable
  • Late fees
    • Up to $39
  • Cash Advance APR
    • 23.99% Variable
    • Fee: Either $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 3% of each Cash Advance, whichever is greater, or $10 or 5% of each Cash Advance, whichever is greater.
  • Additional Info

Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

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