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NASCAR® American Express® Card – Review [2024]

Alex Miller's image
Alex Miller
Edited by: Kellie Jez
& Jestan Mendame

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NASCAR® American Express® Card
Terms Apply / Rates & Fees

NASCAR® American Express® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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  • $0-$39

  • 29.74% Variable

NASCAR® American Express® Card

NASCAR fans can earn 1% cash-back rewards on all purchases!

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon2
Summary

The information regarding the NASCAR® American Express® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 


The NASCAR American Express card is a unique option for NASCAR fans who want cash-back rewards on all of their purchases with up to no annual fee.

Card Details

Card Snapshot

Welcome Bonus & Info

  • Earn 1% cash back rewards on eligible gas and automotive purchases and double cash back rewards at the NASCAR Shop, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • View your free online access to your Experian credit score, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • See rates and fees
Pros & Cons

Pros

  • Earn 1% cash-back on all purchases
  • Purchase protection
  • No annual fee for those with excellent credit

Cons

  • Cash-back rate is low compared to other card options
  • If you don’t have excellent credit the annual fee is $39
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