Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

How To Track Your Progress Toward an American Express Credit Card Welcome Bonus Offer

Ryan Smith's image
Ryan Smith
Edited by: Michael Y. Park
& Ben Neighbors-Giles
Jump to Section

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Congratulations! You’ve just been approved for a new American Express credit card, and you’re ready to earn the bonus from its welcome offer. But that comes with a spending requirement and a deadline, so how do you keep track of those?

Knowing how much to keep spending to hit your welcome-offer mark — and when to stop — is key to a successful points-and-miles strategy, but that’s easier said than done if you’re new to the game. Amex often has spectacular welcome offers on many Membership Rewards and cash-back cards, but you need to use workarounds to track your progress on co-branded cards.

Here’s how you can track the progress toward your bonus on the Amex website and mobile app.

How To Find the Welcome Offer Tracker

Finding the welcome offer tracker should be easy as soon as you log in to your American Express account. If you don’t see it immediately above the Rewards section for your card, follow these steps to track your welcome offer on a new American Express card in the Amex mobile app:

  • Open the Amex app and select your new card in the Accounts tab.
  • Select Membership Rewards.
  • You’ll see the welcome offer tracker at the top of this section with your spending progress and deadline.
Amex mobile app welcome bonus tracker
Image Credit: American Express

The tracker includes your offer expiration date, how much you’ve spent, the spending requirement, and how much you can earn if you meet the spending requirement before the offer expires.

Hot Tip:

The tracker may lag a few days behind your transactions. Keep in mind that your annual fee and certain transactions, such as balance transfers, gift cards, and cash equivalents, don’t count toward the spending requirement for a welcome offer.

Chat With a Representative

If your account doesn’t show a welcome offer tracker, the simplest way to confirm your progress is by chatting with an American Express representative.

Start by logging in to the American Express website and initiating a chat. First, inform the chat agent that you want to confirm the requirements for your bonus and track your progress, then go through the process of verifying your identity.

From here, the agent can provide useful details like the day you opened the account, the bonus you’re working toward, its spending requirement, and the deadline. You also can check how much you’ve spent on the card so far.

Getting all of this information in a single place while also being able to ask questions makes the process simple. You’ll know the bonus deadline and how much progress you’ve made.

Advertisement

Use Offer Tracker Alternatives on the Website

Another option if you can’t access the welcome offer tracker is to use spending reports and tracking tools for benefit-related spending to see how much you’ve spent.

American Express offers spending-related benefits on several of its credit cards. Whether you’re working toward a free night award on a hotel credit card or elite status benefits on an airline card, you can track your spending progress.

While that’s not the same as explicitly tracking the spending toward a welcome bonus offer, all spending on your card should show up in these trackers, helping you know what you’ve spent so far toward your new Amex card’s welcome offer.

To access these spending trackers, log in to your account and select the relevant card in the top right corner. Then click on Rewards & Benefits in the menu.

Amex menu rewards and benefits
Finding the benefits section for spending trackers. Image Credit: American Express

On the next page, click Benefits to see the perk offered on your card, as well as the spending trackers for those that require spending on your card to unlock the benefit. Depending on how many benefits there are, you may need to click Show all.

Not all of the spending trackers are helpful here. For example, the tracker for the airline fee credit (enrollment required) on the Platinum Card® from American Express won’t help you know how much you’ve spent toward a welcome bonus offer because only certain purchases apply with a preferred airline that you select in advance.

Amex Platinum airline fee credit tracker
This type of spending tracker won’t help you count spending toward a welcome bonus offer. Image Credit: American Express

However, another benefit on the Amex Platinum card does count all of your year-to-date spending: earning guest privileges at the Centurion Lounges. You could use this tracker to see what you’ve spent on your card, and this number should be the same as, or relatively close to, the spending that counts toward the welcome bonus offer you’re working on.

Centurion Lounge spending tracker
Tracking spending toward lounge guest benefits can help you track overall spending. Image Credit: American Express

Spending Reports

It’s also possible to find a year-to-date spending report and use that to check your bonus progress. This can be helpful if your card doesn’t have the trackers discussed above or if you just wish to see the information in a different way.

To access this report, click on View All in the recent transactions when looking at the home page for your credit card. On the next page, under your charges and balance, look for the option Your Spend Report.

Amex spending report link
How to find the spending report. Image Credit: American Express

The default view for your spending report is recent transactions that posted since your last statement closed. In the Date Range menu, choose the option for Custom, starting with the date you opened the card. That way, you see how much you’ve spent on your card during that period and how much you’ve spent toward the welcome bonus offer.

Amex spending report
My card’s year-to-date spending report. Image Credit: American Express

Caveats

These reports aren’t an exact measure of how much progress you’ve made toward an Amex welcome bonus offer, though the welcome offer tracker is reliable. When you apply for a new card, American Express always highlights certain types of purchases that don’t count toward the welcome offer.

Excluded purchases include prepaid gift cards, person-to-person payments, and cash-like transactions, such as buying traveler’s checks. If you’ve made any of these types of purchases, then you might see spending on your report that doesn’t count toward the welcome bonus offer. Be sure to clarify with Amex directly how much progress you’ve made toward the spending requirement before the deadline.

Final Thoughts

American Express makes it easy to track progress toward the welcome bonus offer on your credit card with its welcome offer tool. If the tool isn’t available to you, you can use reports to get close to this number or find information easily with a customer service chat.

Frequently Asked Questions

How do I check my Amex welcome bonus offer progress?

Use the welcome offer tracker in your online account or mobile app. You can check your progress with year-to-date spending reports, but these may not show the exact number for spending that counts toward your welcome bonus offer. A simple method is chatting with an Amex representative on the website to ask for an update on your progress.

How long does it take to receive an Amex welcome bonus offer?

Timing can vary, especially when you consider whether your card is earning rewards with another program (such as Delta or Hilton) or earning Amex Membership Rewards points. If you’re earning Amex points on your card, these bonuses tend to post within a few days of completing the spending requirement, regardless of when your billing statement closes. For credit cards earning rewards in other programs (known as co-branded cards), you typically receive the bonus within 2 to 3 days after your billing statement closes.

Where can I track my Amex welcome bonus offer?

You can track your progress toward earning a bonus by logging in to your account in a browser or the Amex mobile app and finding the welcome offer tool. Other options include chatting with a representative through the website or using the spending reports, although the latter may display spending that doesn’t count toward your new cardmember welcome bonus offer.

What are the steps to get an Amex welcome bonus offer?

To earn a welcome bonus offer from American Express, ensure you’re eligible when applying. If you are eligible, note the bonus details, including the minimum spending required on the card and the deadline. From there, if you complete the spending requirements in time, you should receive the welcome bonus offer within a few days. There’s no need to claim the bonus after you’ve completed the requirements; it should post to your account automatically.

Ryan Smith's image

About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and is letting now revisiting some favorites. Over the years, he’s written about award travel and credit cards for publications like AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, Point.me, and Forbes Advisor.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse

We Recommend

Platinum Card® from American Express

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
Show more
  • More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
  • More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
  • More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
  • More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
  • New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.
DMCA.com Protection Status