Amex Centurion Card Adds a New $1,000 Dining Credit — Here’s How It Work

Updated: July 1, 2026, 3:35pm CDT

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Table of Contents

Old vs. New: What Changed on the Centurion Card?
How the Centurion Card’s Resy Credit Works
How the New Benefit Stacks Up Against the Amex Platinum and Other Premium Cards
Does This Meaningfully Change the Centurion Card’s Value?
Final Thoughts

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American Express has added a new permanent benefit for Centurion^® Card from American Express* members: up to $1,000 annually in Resy dining credits, issued as up to $250 quarterly statement credits (enrollment required).

It’s the most significant change to the card’s benefits in some time, and it comes as the Centurion card also dropped its $200 annual airline fee credit.

Here’s how the new credit works, how it compares to the Platinum Card^® from American Express and other ultra-premium cards, and whether it actually improves the card’s value.

*The information regarding the Centurion^® Card from American Express was independently collected by Upgraded Points and neither provided nor reviewed by the issuer.

Old vs. New: What Changed on the Centurion Card?

Before we dig into the new dining credit at Resy-affiliated restaurants, let’s first look at the recent changes to the Centurion card:

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Benefit	Previously	Now
Resy dining credit	None	Up to $1,000 per year (up to $250 per quarter)
Airline fee credit	Up to $200 annually	None
Hertz elite status	President’s Circle	No change
Delta elite status	Platinum Medallion	No change
Hilton elite status	Diamond	No change
Private Suite access	2 visits per year	No change

Essentially, cardholders are trading a up to $200 airline credit for up to $1,000 in dining credits, provided they enroll and spend enough at qualifying restaurants to fully maximize it. This change was first noticed by View From the Wing.

How the Centurion Card’s Resy Credit Works

The credit requires enrollment; it’s not automatic. Once registered, Centurion cardmembers can earn up to $250 per quarter on purchases at any of the more than 10,000 qualifying U.S. Resy restaurants, select Resy event tickets, and dining or events at Centurion New York. The credit is received as a statement credit, offering up to $1,000 back annually.

You don’t have to book through the Resy app to get credit, you just need to pay with the card at a qualifying restaurant.

Centurion 1000 Resy credit — Image Credit: American Express

Starting August 1, Amex will begin marking eligible restaurants directly on Resy’s website and app, so cardmembers can confirm eligibility before they book — rather than finding out after the charge posts.

How the New Benefit Stacks Up Against the Amex Platinum and Other Premium Cards

The Centurion card’s new credit is more than double the up to $400 in annual Resy credit available to Amex Platinum cardmembers, who are capped at $100 per quarter with the same enrollment requirement.

Outside the Amex ecosystem, the closest comparison is the Chase Sapphire Reserve^®, which carries a $795 annual fee and includes up to $300 a year in dining credits through its Exclusive Tables program on OpenTable, split into 2 $150 semiannual increments and requiring no separate enrollment.

The J.P. Morgan Reserve Card, another invitation-only product, doesn’t offer a comparable flat dining statement credit, instead pairing bonus points on dining with a complimentary DashPass subscription and DoorDash credits.

On pure dollar value, the Centurion Card’s up to $1,000 credit now leads the category, though it comes with the highest fee by a wide margin and the strictest eligibility.

Does This Meaningfully Change the Centurion Card’s Value?

If you run the math, the new credit alone is worth roughly 20% of the Centurion card’s $5,000 per year plus a one-time joining fee of $10,000 (for U.S. users) annual fee if fully used, before counting the value of Hertz, Delta, and Hilton status or Private Suite access.

For a cardholder who already dines out regularly at qualifying restaurants, that’s real, usable value rather than a nominal add-on. It doesn’t offset the fee on its own, but it does close some of the gap that opened when the airline credit disappeared, and it gives Centurion card members a credit that’s genuinely difficult to match on any other card in the market.

Hot Tip:

The Centurion Card isn’t open to applications. Instead, American Express extends invitations to select cardmembers. Here’s how you may be able to get the so-called Black Card.

Final Thoughts

While the Centurion Card already comes loaded with premium benefits, the new up to $1,000 Resy dining credit adds another valuable perk for members who enjoy dining out. Beginning August 1, Resy will also display eligibility badges to make participating restaurants easier to spot.

Whether it’s worth the card’s fees still depends on the traveler, but for cardholders who regularly dine at Resy restaurants, this is a benefit that’s relatively easy to get real value from.