Chase Sapphire Reserve Card — How To Use the $300 Dining Credits Through Sapphire Reserve Exclusive Tables

If you’re a foodie, one credit card you’ll want in your wallet is the Chase Sapphire Reserve^®.

Chase recently refreshed its premium travel credit card, adding a handful of new benefits, including several food and dining perks.

Outside of the numerous statement credits toward travel, hotel stays, merchants, and dining, a new $300 annual dining credit has caught our eye. You can earn $300 back annually when dining at restaurants that are part of the Sapphire Reserve Exclusive Tables program, a curated list of popular restaurants across the U.S.

This guide will cover the new $300 dining credit on the Chase Sapphire Reserve card, including where and how to use it. But first, let’s go over what you need to know about the Chase Sapphire Reserve card.

Chase Sapphire Reserve Card Overview

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Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

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Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$795

APR

19.49% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

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Card Highlights

• Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get $3,000 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
• Member FDIC

Financial Snapshot

• APR: 19.49% - 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

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Key Benefits of the Chase Sapphire Reserve Card

The $300 dining credit on the Chase Sapphire Reserve card is just one of the benefits we’ll discuss today. There are many others, covering travel, lifestyle, and more.

Take a look at some of the best perks that come with the card:

• A generous welcome bonus offer
• 8x points on all Chase Travel purchases for airline tickets, hotels (including The Edit), rental cars, cruises, activities, and tours
• 4x points on flights and hotels when booking directly
• 3x points on dining worldwide, including eligible delivery
• $300 annual travel credit
• Up to $300 StubHub and viagogo credit (up to $150 in statement credits from January through June and again from July through December)
• Up to $500 credit for stays with The Edit (2 $250 statement credits for separate prepaid bookings)
• Global Entry, TSA PreCheck, or NEXUS fee credit up to $120 every 4 years
• Lounge access to Chase Sapphire Lounge by The Club, complimentary Priority Pass Select membership, and select Air Canada Maple Leaf Lounges and Air Canada Cafés
• Up to $250 in statement credits for select prepaid hotel stays booked through Chase Travel at IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts properties (2-night minimum stay required; through December 31, 2026)
• Complimentary IHG One Rewards Platinum Elite status through December 31, 2027
• Complimentary access to Reserve Travel Designers 
• Up to $300 in statement credits for dining at restaurants that are part of the Sapphire Reserve Exclusive Tables program (up to $150 in statement credits from January through June and again from July through December)

How Does the $300 Dining Credit Work?

It’s extremely easy to use the $300 dining credit. First, log in to your OpenTable account (or create a free account if you don’t already have one) and add your Chase Sapphire Reserve card. You can add your card at this link.

It’s that simple. And even better, there’s no need to preregister or enroll your card before making a purchase. And, of course, you earn 3x points on dining on your purchases.

What Restaurants Are Eligible?

Sapphire Reserve Exclusive Tables features hundreds of the best, most popular restaurants available on OpenTable across the U.S. The list is curated by the restaurant-recommendation website The Infatuation (which is owned by Chase) and features Michelin-starred restaurants helmed by noted chefs, tables with monthslong waitlists, and the most Instagrammable cocktail bars in the country.

What’s interesting about the program is that Chase Sapphire Reserve cardholders can book prime-time reservations. This is a pretty big deal — there’s nothing worse than trying to book a reservation at a popular restaurant only to find there’s no availability during dinner or late-night hours. 

Additionally, the Sapphire Reserve Exclusive Tables benefit includes access to special events at participating restaurants in some cities.

Before dining out, ensure that the restaurant you plan to visit participates in the Sapphire Reserve Exclusive Tables program. The program is available at restaurants in the following cities:

• Atlanta, Austin, Boston, Charleston, Chicago, Dallas, Denver, Detroit, Hawaii, Houston, Las Vegas, Los Angeles, Miami, Milwaukee, Minneapolis, Nashville, New Orleans, New York City, Philadelphia, Phoenix, Portland, San Antonio, San Diego, San Francisco, Seattle, and Washington, D.C.

You can find a list of the participating restaurants at this link.

There are pretty exciting restaurants on the list where you can maximize your dining credit. For instance, you can use your credit on a 7-course tasting menu at Meteora in Los Angeles, a live-fire establishment on Melrose Avenue that has earned a Michelin star.

Or, if you find yourself on the East Coast, you can enjoy New Orleans-style cuisine at Strange Delight, an oyster bar in the heart of Brooklyn’s Fort Greene neighborhood. The restaurant, which is notoriously difficult to score a reservation at, serves up dishes such as charbroiled oysters and fried green tomato sandwiches, as well as drinks you’d find along Bourbon Street, like daiquiris. 

Final Thoughts

While the Chase Sapphire Reserve^® has a fairly hefty annual fee, the issuer compensates with a full suite of impressive benefits.

Aside from the travel benefits, like lounge access and hotel elite status, Chase has made its premium card even more enticing with $300 annually in dining credits, which can be used at some of the best restaurants in the U.S.