Amex Offer: Earn 10,000 Points After Adding an Additional Cardholder to Your Amex Gold Card

We spotted a targeted offer on the American Express^® Gold Card that could make adding an additional user more rewarding than ever.

Eligible cardholders can earn 10,000 Membership Rewards points after an additional user spends $2,000 in eligible purchases within the first 6 months — a nice return for anyone already considering adding a family member or partner to the account.

Here are the details.

Amex Gold Card Additional User Offer

We found a targeted Amex Offer on the Amex Gold card that awards 10,000 Membership Rewards points after adding an Additional Card and having that person spend $2,000 on eligible purchases within the first 6 months.

This offer applies only to the first cardmember added through the promotion. Thus, adding more users won’t lead to extra bonus points.

Keep in mind that there’s no annual fee for the first 5 users you add to the Amex Gold card, but the annual fee is $35 per user beyond that (rates & fees).

As the primary cardholder, remember that you’re responsible for any charges an additional user makes on the account.

Is It Worth It?

Yes — for many cardholders, this is a pretty solid deal.

At Upgraded Points, we value Amex Membership Rewards points at 2.2 cents each, so 10,000 points are worth about $220 by our estimation.

Since there’s no fee to add your first 5 Additional Cards on the Amex Gold card, you’re earning $220 of points while spending nothing to add an additional user.

What also helps is that the spending requirement feels pretty manageable. Spending $2,000 in 6 months is not a huge lift for many households, especially if that additional card will be used for everyday purchases, travel, or a few larger planned expenses.

That said, this is really only a good move if you trust the person you’re adding. As the primary cardholder, you’re still responsible for whatever they charge. But if adding an additional user was already on your radar, this offer definitely makes the decision easier.

Final Thoughts

If you were already thinking about adding an additional user to your Amex Gold card, this offer is pretty much a slam dunk. Earning 10,000 Membership Rewards points after $2,000 in spend is a strong return, especially when we value those points at about $220.

There’s no fee for adding the first 5 users, and you’re still responsible for whatever those users spend. But if it’s someone you trust and were planning to add anyway, this is the kind of offer that can make the math work in your favor pretty easily.