ANA is Launching a New Credit Card in the U.S. — Should You Get It?

Updated: August 11, 2026, 1:18pm CDT

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Table of Contents

New ANA Card — Details
What Cards Should You Consider Instead?
Final Thoughts

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ANA (All Nippon Airways), the largest Japanese airline, is launching a co-brand credit card for U.S. customers.

Here is a full look at everything the card offers and some added analysis on why it is likely not a good fit for U.S. travelers.

New ANA Card — Details

The new card, which will be called ANA CARD U.S.A. Plus, is being offered through First Bank. Here is how the card will earn miles and what perks it offers:

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Benefit/Perk	ANA Card U.S.A. Plus
Annual Fee	$85
Welcome Bonus	Earn 10,000 miles after spending $7,000 in purchases within the first 3 billing cycles of opening your account, and earn 5,000 miles after your first purchase. Plus, fly on ANA-operated N. America route and get an $85 e-gift card (terms apply).
Rewards	2x miles on ANA purchases 1x miles on all other purchases
Card Benefits	No foreign transaction fees 25% boost on ANA miles when you fly with ANA 10% discount on in-flight purchases 10% discount on ANA operated duty free shop 5% discount on ANA group

It is clear that the card is being launched in order to compete with the recently announced Japan Airlines card for U.S. customers. Regrettably, both cards fall short of providing a competitive option in the U.S. market.

What Cards Should You Consider Instead?

If you’re looking to earn more ANA miles, you’d be far better off by adding an Amex credit card to your wallet that earns Amex Membership Rewards points.

Not only do Amex Membership Rewards points transfer at a 1:1 rate to ANA, but you can also transfer them to a wide variety of other Amex transfer partners like Air Canada Aeroplan, Delta SkyMiles, Virgin Atlantic Flying Club, and more.

Take the American Express^® Gold Card, for example. While the Amex Gold card does charge a higher annual fee (rates & fees) than the ANA card, it earns 4x points at restaurants worldwide (on up to $50,000 per year) and U.S. supermarkets (on up to $25,000 per year), 5x points on prepaid hotels booked through AmexTravel.com, 3x points on flights booked directly with an airline or at AmexTravel.com, 2x points on prepaid rental cars and cruises booked through AmexTravel.com, and 1x points on all other purchases.

Not only will it help you earn more points that can be transferred directly to ANA when booking ANA flights (3x vs. 2x), but you’ll also earn way more points on your daily purchases thanks to the restaurant and supermarket bonus categories.

Hot Tip:

We highly recommend prioritizing cards that earn transferable rewards over airline-specific cards, as they offer you significantly more redemption options.

Final Thoughts

Usually, more competition in the credit card space is excellent news, as it forces other issuers to innovate and offer more value.

Sadly, this card will not do that, as it simply is not a very competitive offering. U.S.-based travelers who travel to Japan often, or are looking to earn more ANA miles, would be far better off selecting one of the many American Express credit cards that earn Amex Membership Rewards instead.