Luxury for Less: How To Maximize the IHG Premier Card’s 5-Free-Night Welcome Bonus

If you’re considering a hotel credit card that provides exceptional value from the start, the IHG One Rewards Premier Credit Card is presenting its most attractive welcome offer this year:

• Earn 5 free nights (worth up to 60,000 points each) after spending $5,000 in the first 3 months of account opening.

That’s potentially up to 300,000 IHG points in value, depending on how you use it. Unlike many offers that award a lump sum of points, this deal gives you 5 individual free night certificates, which means you can target specific high-value properties around the world that cost up to 60,000 points per night.

Let’s explore how to make the most of this IHG Premier card welcome offer and highlight 5 hotels where you can truly enjoy exceptional value from those 5 free nights.

IHG Premier Card: Best Welcome Offer of 2025

The IHG Premier card is offering a welcome bonus of 5 free nights, each redeemable for up to 60,000 points, for an impressive potential value of around 300,000 points.

This is the most generous offer we’ve seen on the IHG Premier card in 2025. Since you’re using high-value certificates instead of a set amount of points, the potential benefits are significantly higher when you use them for more expensive IHG One Rewards properties.

BEST OFFER OF 2025

Terms Apply / Rates & Fees

IHG One Rewards Premier Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

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IHG One Rewards Premier Credit Card

The perfect card for IHG fans, offering a free night every year, automatic Platinum Elite status, and your fourth night free on award stays.

Welcome Offer

Earn 5 Free Nights – valued at up to 300,000 total points – after spending $5,000 on purchases in the first 3 months from account opening. Each Free Night is valued at up to 60,000 points.

5 Free Nights

UP's Offer Valuation*:

$1,500

Annual Fee

$99

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you regularly visit IHG hotels throughout the year, then the IHG One Rewards Premier Credit Card is probably a perfect card to have in your wallet.

The IHG Premier card offers a great bundle of perks and benefits, including automatic Platinum elite status, an annual free night certificate, and travel protections.

Pros & Cons

Pros

• Up to 26x points per $1 on IHG stays
• 5x points per $1 spent on purchases on travel, at gas stations, and restaurants
• 3x points per $1 on all other purchases

Cons

• $99 annual fee
• Does not earn transferable points

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Card Highlights

• Our Best Offer of 2025! Earn 5 Free Nights
• Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
• Automatic Platinum Elite status as long as you remain a Premier cardmember
• Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

For example, if you redeem the 5 nights for a hotel that typically costs $300 per night, you can receive around $1,500 in value. With IHG’s flexible no-blackout-date policy and dynamic pricing, you can easily find high-end rooms for less than 60,000 points per night, whether planning a quick trip to a U.S. city or dreaming of an international vacation. Let’s take a look.

1. Kimpton Aertson Hotel (Nashville, Tennessee)

A stay at the Kimpton Aertson Hotel is a great way to redeem your IHG free night certificates, especially as Nashville continues to surge in popularity as a top domestic destination.

With average cash rates ranging from $250 to $500 per night, particularly on weekends, redeeming certificates here can unlock serious value, easily saving over $1,500 for a 5-night stay.

In Midtown, just steps from Music Row and Vanderbilt University, this boutique Kimpton property blends style and convenience. Guests get modern, spacious rooms, a rooftop pool, and a vibrant atmosphere close to some of Nashville’s best live music venues and restaurants.

With award nights often costing 55,000 to 60,000 points, this hotel is a prime example of how to maximize your IHG Premier card’s welcome bonus offer.

2. InterContinental Bali Resort (Jimbaran Bay, Indonesia)

The InterContinental Bali Resort is a strong contender for redeeming IHG free night certificates, especially if you want to maximize value in a luxury setting. In the quiet Jimbaran area, just 15 minutes from the airport, the resort sits on 14 acres of tropical gardens with direct beachfront access.

Award pricing at the InterContinental Bali Resort can fluctuate significantly throughout the year, typically ranging from 25,000 to 60,000 points per night, depending on demand. During off-peak seasons, it’s possible to snag nights at the lower end of that range.

However, if you’re planning a visit during peak travel times such as summer months or major holidays, when cash rates are high and award rates often climb closer to the 60,000-point cap, using your IHG free night certificates here becomes an especially strong value, offering meaningful savings on what would otherwise be a costly stay.

While Bali generally offers strong value when redeeming IHG points, this InterContinental property delivers a high-end experience at a relatively low redemption cost.

3. voco Osaka Central (Osaka, Japan)

The voco Osaka Central offers a well-located base for exploring one of Japan’s most dynamic cities. Near the lively Dotonbori district and Shinsaibashi shopping area, the hotel provides easy access to some of Osaka’s top dining, nightlife, and retail spots.

As part of IHG’s newer voco brand, the property features sleek, modern rooms with a relaxed, design-forward atmosphere that suits couples and families.

In a high-cost destination like Japan and a popular city like Osaka, award nights at this hotel typically range from 35,000 to 65,000 points, while cash rates can exceed $500 per night. That makes it a strong candidate for redeeming your 5 free night certificates here.

A 5-night stay could easily cost over $2,000 depending on the time of year you’re visiting, and with both Tokyo and Kyoto just a short train ride away, this redemption offers a high-value base for exploring more of Japan.

4. InterContinental Crete (Agios Nikolaos, Greece)

The InterContinental Crete opened last summer and is poised to be one of IHG’s best Mediterranean resorts. Set in the charming coastal town of Agios Nikolaos on the northeast side of the island, the property combines seaside luxury with panoramic views of the Aegean, elevated dining, and sleek rooms inspired by the island’s natural beauty.

Award nights cost between 40,000 and 60,000 points, but cash rates, particularly in the summer, can easily reach $300 per night. We value IHG One Rewards points at 0.5 cents apiece. Therefore, a redemption at this hotel can easily meet or even exceed that benchmark.

That means redeeming your 5 free night certificates here could save you up to $1,500 or more during peak season. With Greece continuing to be one of the most sought-after summer destinations in Europe, this hotel makes for a high-value and memorable use of points.

5. Crowne Plaza Fort Myers Gulf Coast (Fort Myers, Florida)

For a domestic beach escape with solid seasonal value, the Crowne Plaza Fort Myers Gulf Coast is a smart option. Near Gulf beaches, Florida Gulf Coast University, and Southwest Florida International Airport (RSW), the hotel provides easy access to popular spots like Sanibel Island, Naples, and Bonita Springs.

While award and cash rates at the Crowne Plaza Fort Myers Gulf Coast are generally affordable year-round, winter months can see cash rates exceed $300 per night.

This makes the hotel an especially good value during peak season, and using your 5 free night certificates here provides a smart way to stay while exploring the popular nearby coastal islands of Captiva and Sanibel, along with the beautiful surrounding beaches.

Final Thoughts

This is the best offer we’ve ever seen on the IHG Premier card this year, and your 5 free-night certificate redemptions can yield tremendous value. With no blackout dates and a diverse portfolio of hotels, this welcome bonus stands out as one of the most flexible and rewarding we’ve seen.