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The Best Ways To Fly to Bali With Points and Miles [Step-by-Step]

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Stephen Au

Stephen Au

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Bali, Indonesia is one of the world’s most popular vacation destinations. The island attracts everyone from nomadic backpackers to travelers seeking high-end luxury, thanks to its pristine beaches, unique culture, and a wide variety of dining and nightlife venues.

Though Bali is a gigantic island covering more than 2,000 square miles, you’ll most likely spend the majority of your time in only 1 or 2 districts.

For example, if you like meditation and culture, you might find Ubud a great fit. On the other hand, if you like beachside partying and coastal life, you may want to stay in Seminyak.

For Americans, Bali is relatively difficult to access as there are no nonstop flights from the U.S. However, because of its huge tourist appeal, there are seemingly unlimited connecting options.

To points travelers, it may seem overwhelming to find the best redemptions for flights to Bali. However, we did all the research so that you can plan your travel stress-free.

In this guide, we’ll discuss in detail the best ways to fly to Bali with points and miles. We’ll talk about round-trip options and will also touch on multi-city super itineraries — these involve travel to many different cities in addition to Bali and are perfect for long vacations.

We’ll begin with some sweet spots that give you the best “bang for your points” and work our way down to some alternative booking methods you may want to try, depending on which airlines you’d like to fly or what type of points you have.

Flights Between the U.S. and Bali

Even though there are no nonstop flights from the U.S., you still have numerous options as far as connecting flights go. In fact, there are so many possibilities that there’s simply no way to cover all of them.

We had to narrow down all of our flight options to the ones that could provide the most luxurious and comfortable inflight experience for the fewest miles.

As always, your secret to success will be to remain as flexible as possible and planning as far in advance as you can.

Here are most of the 1-stop routes between the U.S. and Bali:

Cathay Pacific via Hong Kong (HKG)

  • Boston (BOS) – Hong Kong (HKG) – Bali-Denpasar (DPS)
  • Chicago (ORD) – Hong Kong (HKG) – Bali-Denpasar (DPS)
  • Los Angeles (LAX) – Hong Kong (HKG) – Bali-Denpasar (DPS)
  • New York (JFK) – Hong Kong (HKG) – Bali-Denpasar (DPS)
  • San Francisco (SFO) – Hong Kong (HKG) – Bali-Denpasar (DPS)

China Airlines via Taipei (TPE)

  • Los Angeles (LAX) – Taipei (TPE) – Bali-Denpasar (DPS)
  • New York (JFK) – Taipei (TPE) – Bali-Denpasar (DPS)
  • San Francisco (SFO) – Taipei (TPE) – Bali-Denpasar (DPS)

Emirates via Dubai (DXB)

  • Boston (BOS) – Dubai (DXB) – Bali-Denpasar (DPS)
  • Chicago (ORD) – Dubai (DXB) – Bali-Denpasar (DPS)
  • Dallas (DFW) – Dubai (DXB) – Bali-Denpasar (DPS)
  • Houston (IAH) – Dubai (DXB) – Bali-Denpasar (DPS)
  • Los Angeles (LAX) – Dubai (DXB) – Bali-Denpasar (DPS)
  • Miami (MIA) – Dubai (DXB) – Bali-Denpasar (DPS)
  • New York (JFK) – Dubai (DXB) – Bali-Denpasar (DPS)
  • Newark (EWR) – Dubai (DXB) – Bali-Denpasar (DPS)
  • Orlando (MCO) – Dubai (DXB) – Bali-Denpasar (DPS)
  • San Francisco (SFO) – Dubai (DXB) – Bali-Denpasar (DPS)
  • Seattle (SEA) – Dubai (DXB) – Bali-Denpasar (DPS)
  • Washington, D.C. (IAD) – Dubai (DXB) – Bali-Denpasar (DPS)

EVA Air via Taipei (TPE)

  • Chicago (ORD) – Taipei (TPE) – Bali-Denpasar (DPS)
  • Houston (IAH) – Taipei (TPE) – Bali-Denpasar (DPS)
  • Los Angeles (LAX) – Taipei (TPE) – Bali-Denpasar (DPS)
  • New York (JFK) – Taipei (TPE) – Bali-Denpasar (DPS)
  • San Francisco (SFO) – Taipei (TPE) – Bali-Denpasar (DPS)
  • Seattle (SEA) – Taipei (TPE) – Bali-Denpasar (DPS)

Korean Air via Seoul (ICN)

  • Atlanta (ATL) – Seoul (ICN) – Bali-Denpasar (DPS)
  • Boston (BOS) – Seoul (ICN) – Bali-Denpasar (DPS)
  • Chicago (ORD) – Seoul (ICN) – Bali-Denpasar (DPS)
  • Dallas (DFW) – Seoul (ICN) – Bali-Denpasar (DPS)
  • Las Vegas (LAS) – Seoul (ICN) – Bali-Denpasar (DPS)
  • Los Angeles (LAX) – Seoul (ICN) – Bali-Denpasar (DPS)
  • New York (JFK) – Seoul (ICN) – Bali-Denpasar (DPS)
  • San Francisco (SFO) – Seoul (ICN) – Bali-Denpasar (DPS)
  • Seattle (SEA) – Seoul (ICN) – Bali-Denpasar (DPS)
  • Washington, D.C. (IAD) – Seoul (ICN) – Bali-Denpasar (DPS)

Philippine Airlines via Manila (MNL)

  • Los Angeles (LAX) – Manila (MNL) – Bali-Denpasar (DPS)
  • New York (JFK) – Manila (MNL) – Bali-Denpasar (DPS)
  • San Francisco (SFO) – Manila (MNL) – Bali-Denpasar (DPS)

Qatar Airways via Doha (DOH)

  • Atlanta (ATL) – Doha (DOH) – Bali-Denpasar (DPS)
  • Boston (BOS) – Doha (DOH) – Bali-Denpasar (DPS)
  • Chicago (ORD) – Doha (DOH) – Bali-Denpasar (DPS)
  • Dallas (DFW) – Doha (DOH) – Bali-Denpasar (DPS)
  • Houston (IAH) – Doha (DOH) – Bali-Denpasar (DPS)
  • Los Angeles (LAX) – Doha (DOH) – Bali-Denpasar (DPS)
  • Miami (MIA) – Doha (DOH) – Bali-Denpasar (DPS)
  • New York (JFK) – Doha (DOH) – Bali-Denpasar (DPS)
  • Newark (EWR) – Doha (DOH) – Bali-Denpasar (DPS)
  • Philadelphia (PHL) – Doha (DOH) – Bali-Denpasar (DPS)
  • San Francisco (SFO) – Doha (DOH) – Bali-Denpasar (DPS)
  • Seattle (SEA) – Doha (DOH) – Bali-Denpasar (DPS)
  • Washington, D.C. (IAD) – Doha (DOH) – Bali-Denpasar (DPS)

Singapore Airlines via Singapore (SIN)

  • Los Angeles (LAX) – Singapore (SIN) – Bali-Denpasar (DPS)
  • New York (JFK) – Singapore (SIN) – Bali-Denpasar (DPS)
  • San Francisco (SFO) – Singapore (SIN) – Bali-Denpasar (DPS)
  • Seattle (SEA) – Singapore (SIN) – Bali-Denpasar (DPS)

Turkish Airlines via Istanbul (IST)

  • Atlanta (ATL) – Istanbul (IST) – Bali-Denpasar (DPS)
  • Boston (BOS) – Istanbul (IST) – Bali-Denpasar (DPS)
  • Chicago (ORD) – Istanbul (IST) – Bali-Denpasar (DPS)
  • Dallas (DFW) – Istanbul (IST) – Bali-Denpasar (DPS)
  • Houston (IAH) – Istanbul (IST) – Bali-Denpasar (DPS)
  • Los Angeles (LAX) – Istanbul (IST) – Bali-Denpasar (DPS)
  • Miami (MIA) – Istanbul (IST) – Bali-Denpasar (DPS)
  • New York (JFK) – Istanbul (IST) – Bali-Denpasar (DPS)
  • Newark (EWR) – Istanbul (IST) – Bali-Denpasar (DPS)
  • San Francisco (SFO) – Istanbul (IST) – Bali-Denpasar (DPS)
  • Washington, D.C. (IAD) – Istanbul (IST) – Bali-Denpasar (DPS)

Best Programs To Book Flights to Bali

This guide will be very detailed — we will go over the options that will yield the best value for your points, and we’ll also include some options for stopovers in other countries so you can plan 2-in-1 vacations!

Alaska Airlines Mileage Plan

Cathay Pacific first class is amazingly affordable with Alaska miles. Use them to fly to Bali! Image Credit: Cathay Pacific

We’re huge fans of Alaska miles. There are truly very few ways to beat the amazing award prices that Alaska Airlines Mileage Plan offers on some amazing partner airlines, including Japan Airlines, Cathay Pacific, and Korean Air.

In this guide, we’ll discuss using Alaska miles to book travel on Cathay Pacific or Korean Air. Korean Air only permits round-trip bookings, while Cathay Pacific has no such restriction. Japan Airlines does not offer regular, scheduled flights to Bali.

Here’s the award chart for flights to Bali on the airlines we suggest:

SCROLL FOR MORE
Round-Trip Mileage Cost for Flights From the U.S. to Bali With Alaska Airlines Miles
Class of ServiceCathay Pacific (via Hong Kong)Korean Air (via Seoul)
Economy60,00085,000
Business100,000120,000
First140,000N/A

Alaska Airlines does not pass on fuel surcharges with these airlines, so you can expect your out-of-pocket cost to be very low.

If you want to visit Hong Kong before heading over to the beaches in Bali, you can add a complimentary stopover, as long as you find award availability on each flight segment.

To book this award ticket, you’ll need to first find availability and then call Alaska Airlines using the process below:

  1. Log into your British Airways account.
  2. On the left side of the page, scroll over the Book tab and select Book a flight with Avios.
  3. Type your route, travel dates, number of passengers, and class of service.
  4. Write down the flight number, date, and time.
  5. Call Alaska Airlines at 800-252-7522.
  6. Ask them t0 search for award space on Cathay Pacific for your dates (you may have to provide the flight number).
  7. Complete the booking by paying with Alaska miles and for any taxes and fees.

Amazingly, you’ll only pay ~$19 in taxes and fees each way!

Hot Tip: Alaska Airlines offers 1 free stopover on one-way award flights.

Here are some great example routes you can fly:

  • Atlanta (ATL) – Seoul (ICN) – Bali-Denpasar (DPS) round-trip for 120,000 Alaska miles + ~$38 in taxes & fees in Korean Air business class
  • Chicago (ORD) – Hong Kong (HKG) – Bali-Denpasar (DPS) one-way for 50,000 Alaska miles + ~$19 in taxes and fees in Cathay Pacific business class
  • Las Vegas (LAS) – Seoul (ICN) – Bali-Denpasar (DPS) round-trip for 120,000 Alaska miles + ~$38 in taxes & fees in Korean Air business class
  • Los Angeles (LAX) – Hong Kong (HKG) – Bali-Denpasar (DPS) one-way for 70,000 Alaska miles + ~$19 in taxes and fees in Cathay Pacific first class and business class
  • New York (JFK) – Hong Kong (HKG) – Bali-Denpasar (DPS) one-way for 50,000 Alaska miles + ~$19 in taxes and fees in Cathay Pacific business class
  • San Francisco (SFO) – Seoul (ICN) – Bali-Denpasar (DPS) round-trip for 120,000 Alaska miles + ~$38 in taxes & fees in Korean Air business class

Earning Alaska Airlines Mileage Plan Miles

The main way to earn Alaska Airlines miles is through the co-branded Bank of America credit card.

The high value of Alaska miles is offset by the fact that Alaska Airlines only has 1 transfer partner: Marriott Bonvoy. Transfer times are usually around 2 business days from Marriott Bonvoy to Alaska.

For every 60,000 Marriott Bonvoy points you transfer, you will receive 20,000 Alaska miles plus 5,000 bonus miles. If you don’t transfer in increments of 60,000, points will transfer at a ratio of 3:1.

Also, you can buy Alaska miles — the airline often has sales that feature a bonus of 30% to 50% on purchased miles. If you’re planning on buying Alaska miles, we would definitely encourage you to do so during a sale.

Although you’re looking at a maximum of 60,000 Alaska miles per purchase transaction, you can make as many purchases as you wish.

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Bottom Line: Alaska Airlines offers some of the best redemption rates for flights to Bali. With partners like Cathay Pacific, Korean Air, and Qatar Airways, and its generous stopover allowance on one-way flights, it’s easy to get outsized value. Be sure to check each airline’s award chart before booking, as there are separate charts for each. 

All Nippon Airways (ANA) Mileage Club

EVA Air 777-300ER business class. Image Credit: Stephen Au

ANA Mileage Club comes in at a close second to Alaska Airlines due to its amazing business class awards. In this case, ANA does not operate any flights from its home country of Japan to Bali, so you will have no choice but to opt for the partner award pricing.

Also, while ANA allows 1 open-jaw and 1 stopover, you must book round-trip flights. If that works for you, ANA miles are redeemable on airlines like EVA Air, Garuda Indonesia, Asiana Airlines, Singapore Airlines (if they release partner availability), or even Turkish Airlines.

Regardless of what flights you choose, it’ll cost 80,000 miles for round-trip economy and 136,000 miles for round-trip business class.

Once you’re ready to book your flights, you can follow this process to get started:

  1. Go to ANA’s website.
  2. Click ANA Mileage Club on the top-right banner.
  3. Click International and then Award Reservation.
  4. Log in to your account with your Member ID and password.
  5. Type in your desired route and dates.
  6. Choose your desired booking class.
  7. Choose your flights.
  8. Complete your reservation and pay for any taxes and fees.
    • Generally speaking, ANA does not permit award holds, even when calling them. You may occasionally encounter a representative who will, but they are few and far between.

Here are some great example routes you can fly:

  • Houston (IAH) – Taipei (TPE) – Bali-Denpasar (DPS) round-trip for 136,000 miles + ~$187 in taxes and fees in EVA Air Royal Laurel business class
  • Los Angeles (LAX) – Taipei (TPE) – Bali-Denpasar (DPS) round-trip for 136,000 miles + ~$187 in taxes and fees in EVA Air Royal Laurel business class
  • New York (JFK) – Istanbul (IST) – Bali-Denpasar (DPS) round-trip for 136,000 miles + ~$395 in taxes and fees in Turkish Airlines business class
  • New York (JFK) – Tokyo (HND) – Bali-Denpasar (DPS) round-trip for 240,000 miles + ~$409 in taxes and fees in ANA first class and Garuda Indonesia first class
  • San Francisco (SFO) – Taipei (TPE) – Bali-Denpasar (DPS) round-trip for 136,000 miles + ~$187 in taxes and fees in EVA Air Royal Laurel business class
  • Seattle (SEA) – Taipei (TPE) – Bali-Denpasar (DPS) round-trip for 136,000 miles + ~$187 in taxes and fees in EVA Air Royal Laurel business class
  • Seattle (SEA) – Seoul (ICN) – Bali-Denpasar (DPS) round-trip for 136,000 miles + ~$458 in taxes and fees in Asiana Airlines business class and Garuda Indonesia business class

Hot Tip: Use ANA’s generous stopover and open-jaw policy to work in some creativity to your vacations. You can visit Japan, Taiwan, or South Korea for a week before heading to Bali!

Earning ANA Mileage Plan Miles

ANA partners with American Express Membership Rewards and Marriott Bonvoy for points transfers.

Amex Membership Rewards points transfer to ANA at a 1:1 ratio, and Marriott Bonvoy transfers at a 3:1 ratio, but if you transfer 60,000 Marriott Bonvoy points, you’ll receive an extra 5,000 ANA miles to bring your total up to 25,000 ANA miles.

Amex points will take approximately 2 to 3 days to transfer to ANA, and Marriott Bonvoy points can take up to 7 days to transfer.

Recommended Amex Cards

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees

The Platinum Card® from American Express

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

The Platinum Card® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros

  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per $1 spent on flights purchased directly with the airline or with American Express Travel (up to $500,000 per year)
  • 5x points per $1 spent on prepaid hotels booked with American Express Travel
  • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
  • TSA PreCheck or Global Entry credit
  • Access to American Express Fine Hotels and Resorts
  • Access to Amex International Airline Program
  • No foreign transaction fees (rates and fees)

Cons

  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

BEST FOR DINING
American Express® Gold CardTerms Apply / Rates & Fees

American Express® Gold Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Learn More(at Amex's secure site)

American Express® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months.
60,000 points
$1,320
$250
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The American Express® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros

  • 4x points per $1 at restaurants, plus takeout and delivery in the U.S.
  • 4x points per $1 at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
  • 3x points per $1 on flights purchased directly from airlines or at Amex Travel
  • Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations
  • Up to $120 in annual Uber Cash: get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account
  • No foreign transaction fees (see rates and fees)
  • Access to Amex’s The Hotel Collection
  • Access to American Express transfer partners

Cons

  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

Bottom Line: ANA is ideal in this situation because business class flights are very reasonable. With Garuda Indonesia as an additional airline partner, you can formulate a seemingly infinite number of routes to get to Bali. Just be careful of fuel surcharges with airlines like Air China, and be sure to utilize its policy that allows for 1 stopover and 1 open-jaw. 

Singapore Airlines KrisFlyer

Enjoy ridiculously large seats on Singapore Airlines’ 777 business class en route to Bali! Image Credit: Stephen Au

We like Singapore Airlines KrisFlyer because it’s the cheapest way to use Chase Ultimate Rewards for flights to Bali in both economy and business class.

It’s also one of the only ways to experience Singapore Airlines’ famous business class on some of the longest flights in the world since partner award availability in premium cabins is sparse.

There are 2 award charts in this case: one for the East and Central Coasts and one for the West Coast.Here’s a summary of routes originating from the U.S. that you can fly on Singapore Airlines to Bali via Singapore:

SCROLL FOR MORE
Round-trip Costs for Singapore Airlines Flights to Bali Via Singapore With KrisFlyer Miles
RouteEconomy CostEconomy Taxes & FeesBusiness CostBusiness Taxes & Fees
Los Angeles – Singapore – Bali-Denpasar87,000~$50214,000~$50
San Francisco – Singapore – Bali-Denpasar84,000~$50214,000~$50
Seattle – Singapore – Bali-Denpasar84,000~$50214,000~$50
New York – Singapore – Bali-Denpasar88,000~$50223,000~$50

When you fly on Singapore Airlines, you won’t be hit with pesky fuel surcharges, and Singapore Airlines KrisFlyer is a transfer partner with all major transferable points currencies.

This process can be done completely online by following these steps:

  1. Visit Singapore Airlines’ website.
  2. Log in to your KrisFlyer account with your membership number and PIN.
  3. Click the button that says Redeem Flights.
  4. Type in your travel dates, airports, and class of service. Click Search.
  5. Pick your flight and pay for any taxes and fees.

Earning Singapore Airlines KrisFlyer Miles

Luckily, earning enough KrisFlyer miles is easy because of partnerships with all major transferable currencies: Chase Ultimate Rewards, American Express transfer partners, Brex Rewards, Citi ThankYou Rewards, Capital One Miles, and Marriott Bonvoy.

American Express, Chase, Citi, Capital One ,and Brex points transfer to KrisFlyer at a 1:1 ratio.

Brex takes around 5 business days, Chase and Amex take 1 to 2 business days, Citi takes 2 business days, Capital One takes up to 36 hours, and Marriott Bonvoy takes 2 business days.

For every 60,000 Marriott Bonvoy points you transfer, you’ll receive a 5,000-point bonus, which means you’ll have 25,000 KrisFlyer miles when all is said and done.

Overall, Singapore Airlines KrisFlyer is an excellent way to get to Bali with points and miles.

Recommended Chase Cards (Personal)

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

Learn More(at Chase's secure site)

Chase Sapphire Preferred® Card

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
60,000 points
$1,200
$95
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros

  • 5x points on all travel booked via the Chase Ultimate Rewards portal
  • 5x points on select Peloton purchases over $250 (through March 31, 2025)
  • 5x points on Lyft purchases (through March 31, 2025)
  • 3x points on dining purchases, online grocery purchases, and select streaming services
  • 2x points on all other travel worldwide
  • $50 annual credit on hotel stays booked through the Chase Ultimate Rewards portal
  • 6 months of complimentary Instacart+ (activate by July 31, 2024), plus up to $15 in statement credits each quarter through July 2024
  • Excellent travel and car rental insurance
  • 10% annual bonus points
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs like United MileagePlus and World of Hyatt
  • Complimentary Spot Club Platinum status with The Parking Spot for 2 years, 20% off of your first reservation, and points for 1 free day of parking (enroll by October 26, 2023)

Cons

  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

Chase Sapphire Reserve®

Chase Sapphire Reserve®

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Learn More(at Chase's secure site)

Chase Sapphire Reserve®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
60,000 points
$1,200
$550
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-850)

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros

  • 10x points on car rentals, hotels, and dining booked via the Chase Ultimate Rewards portal
  • 10x points on Lyft purchases March 31, 2025
  • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
  • 5x points on airfare booked via the Chase Ultimate Rewards portal
  • 3x points on all other travel and dining purchases; 1x point on all other purchases
  • $300 annual travel credit
  • Priority Pass airport lounge access
  • TSA PreCheck, Global Entry, or NEXUS credit
  • Access to Chase Luxury Hotel and Resort Collection
  • Rental car elite status with National and Avis

Cons

  • $550 annual fee
  • Does not offer any sort of hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

SPECIAL OFFER
Chase Freedom Unlimited®

Chase Freedom Unlimited®

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

Learn More(at Chase's secure site)

Chase Freedom Unlimited®

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!
SPECIAL OFFER: Unlimited Matched Cash Back. Chase will automatically match all the cash back you earned at the end of your first year! There is no limit to how much cash back you can earn.
Matched Cash Back
$0
0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Freedom Unlimited® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.

When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.

Pros

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • 5% back on travel purchased through Chase Ultimate Rewards
  • 3% back on dining and drugstore purchases
  • 1.5% back on all other purchases
  • No annual fee
  • Earn big on travel purchased through Chase Ultimate Rewards
  • Everyday bonus on dining and drugstores
  • Straightforward cash-back on all other purchases
  • Ability to pool points

Cons

  • 3% foreign transaction fee
  • SPECIAL OFFER: Unlimited Matched Cash Back. Use your card for all your purchases and at the end of your first year, Chase will automatically match all the cash back you earned! There is no limit to how much you can earn. Every dollar in cash back rewards you earn is a dollar Chase will match.
  • Unlimited 1.5% cash back is just the beginning of what you can earn. You’ll enjoy 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services, 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; and 1.5% cash back on all other purchases.
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% – 29.24%.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC

Financial Snapshot

  • APR: 0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • Foreign Transaction Fees: 3% of each transaction in U.S. dollars

Card Categories

Rewards Center

Chase Ultimate Rewards

Chase Freedom Flex℠

Chase Freedom Flex℠

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

Chase Freedom Flex℠

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.
Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
$200
$0
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Freedom Flex℠ sure does pack quite a punch — especially for a no-annual-fee card.

The Freedom Flex card is an incredible option for those looking for a well-rounded cash-back card, or a powerful point-earner when paired with a premium card in the Ultimate Rewards family.

Pros

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
  • Powerful cash-back earner: 5% back on quarterly categories and travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstore purchases, and 1% back on all other purchases
  • No annual fee
  • Excellent cell phone insurance
  • Ability to pool points
  • Mastercard World Elite benefits

Cons

  • 3% foreign transaction fees in U.S. dollars
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
  • No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Chase Ultimate Rewards

Recommended Chase Cards (Business)

NEW OFFER
Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.

Learn More(at Chase's secure site)

Ink Business Preferred® Credit Card

The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash-back or $1,250 toward travel when redeemed through Chase Ultimate Rewards.
100,000 points
$2,000
$95
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Ink Business Preferred® Credit Card is a powerhouse for earning lots of points from your business purchases, especially for business owners that spend regularly on ads.

Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.

Business owners will also love the protections the card provides like excellent cell phone insurance, rental car insurance, purchase protection, and more.

Pros

  • 3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites
  • Cell phone protection
  • Purchase protection
  • Trip cancellation and interruption insurance
  • Rental car insurance
  • Extended warranty coverage

Cons

  • No elite travel benefits like airport lounge access
  • Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Member FDIC
NEW OFFER
Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card offers great rewards and no annual fee. Any new business owner that needs to get going will enjoy this card.

Learn More(at Chase's secure site)

Ink Business Cash® Credit Card

This card offers great rewards and no annual fee. Any new business owner that needs to get going will enjoy this card.
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
$900
$900
$0
0% intro APR on purchases for 12 months; 18.49% - 24.49% variable thereafter.
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Ink Business Cash® Credit Card has a lot going for it that makes it a compelling choice for small business owners. The card features a very lucrative 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year.

When you factor in that the card has no annual fee, and 0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter, you could be adding big value back into your business for no cost out of pocket.

Pros

  • Earn 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each account anniversary year
  • Earn 2% back on up to $25,000 spent in combined purchases at gas stations and restaurants, and 1% back on all other purchases
  • Travel insurance and purchase protection
  • 0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
  • Employee cards at no additional cost
  • No annual fee

Cons

  • Spending caps in bonus categories
  • Low points earning outside of bonus categories
  • 3% foreign transaction fees
  • Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Financial Snapshot

  • APR: 0% intro APR on purchases for 12 months; 18.49% - 24.49% variable thereafter.
  • Foreign Transaction Fees: 3% of each transaction in U.S. dollars

Card Categories

Rewards Center

Chase Ultimate Rewards

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Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.

Learn More(at Chase's secure site)

Ink Business Unlimited® Credit Card

The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
$900
$900
$0
0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

As a business owner, you likely keep pretty busy and probably prefer a credit card that just keeps things simple.

If so, the Ink Business Unlimited® Credit Card might be just the card for you. From zero annual fee to a flat cash-back rate, the card is a no-frills option that you don’t have to think twice about.

Don’t forget too, 0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter

Pros

  • 1.5% cash-back on all purchases
  • No annual fee
  • 0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
  • Employee cards at no additional cost
  • Earn flexible rewards

Cons

  • 3% foreign transaction fee
  • Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Financial Snapshot

  • APR: 0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
  • Foreign Transaction Fees: 3% of each transaction in U.S. dollars

Card Categories

Rewards Center

Ink Business Premier℠ Credit Card

Ink Business Premier℠ Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn up to 5% cash-back for your business without complex bonus earning categories!

Learn More(at Chase's secure site)

Ink Business Premier℠ Credit Card

Earn up to 5% cash-back for your business without complex bonus earning categories!
Earn $1,000 bonus cash-back after you spend $10,000 on purchases in the first 3 months from account opening.
$1,000
$195
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Chase has introduced the Ink Business Premier℠ Credit Card to its business credit card lineup. With straightforward cash-back earnings on everyday purchases and large expenses, tools to help you monitor your business, and multiple ways to redeem your rewards, this is a great card option to consider.

Pros

  • Earn 2.5% total cash-back on purchases of $5,000 or more
  • Earn 2% cash-back on all other business purchases
  • Unlimited 5% total cash-back on travel purchased through Chase Ultimate Rewards
  • No foreign transaction fees
  • Trip cancellation and trip interruption insurance
  • No additional cost for employee cards
  • Cell phone protection
  • Primary rental car coverage
  • Purchase protection
  • Extended warranty coverage

Cons

  • $195 annual fee
  • Some purchases need to be paid in full each month and don’t qualify for Flex for Business APR
  • Rewards cannot be pooled with Chase cards that offer access to transfer partners
  • Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
  • Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
  • Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
  • The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
  • For businesses who prefer to pay their balance in full each month, Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.
  • Pay off eligible purchases over time with interest up to assigned Flex for Business limit. All other purchases must be paid in full each month.
  • Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
  • There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Bottom Line: With such diverse transfer partners, no fuel surcharges, a stopover allowance on round-trip flights, and the best Chase Ultimate Rewards redemption to fly to Bali, Singapore Airlines should definitely be at the top of your list to get to Bali.

American Airlines AAdvantage

Enjoy a peaceful slumber in Cathay Pacific’s critically acclaimed 777 business class to Bali via Hong Kong. Image Credit: Cathay Pacific

We like American Airlines a lot here because of its reasonable redemption prices and simplicity.

The best way to use AAdvantage miles for flights to Bali is on its Oneworld partner Cathay Pacific.

Here are the pros of using AAdvantage miles:

  • Excellent redemption prices (75,000 for round-trip economy, 140,000 for round-trip business, and 220,000 for round-trip first)
  • No fuel surcharges to Bali (except on British Airways and Iberia)
  • Booking process is easily understandable
  • Easy to accumulate miles fast from credit card welcome bonuses

And here are the cons:

  • No stopover allowance (no free extra countries in your vacation)
  • Only 1 transfer partner: Marriott Bonvoy
  • Relative lack of flexibility with Oneworld partner routes

Here’s how you can book on American Airlines (you’ll need to visit British Airways to search availability):

  1. Visit British Airways’ website.
  2. Log into your British Airways Executive Club account by clicking Log in in the top-right corner and entering your account details.
  3. After logging in, hover over the Book button in the top banner, and click Book a flight with Avios under the Flights sub-menu.
  4. Enter your travel information and click Get flights.
  5. Write down the flight numbers, airlines, and times.
  6. Call American Airlines at 800-433-7300 and ask to hold the reservation for 5 days.
  7. When you have all the miles ready to go, call back and confirm the reservation. Be sure to ask to waive the $25 telephone booking fee!

Here are some great example routes you can take:

  • Boston (BOS) – Hong Kong (HKG) – Bali-Denpasar (DPS) one-way for 70,000 miles + ~$141 in taxes and fees in Cathay Pacific business class
  • Chicago (ORD) – Hong Kong (HKG) – Bali-Denpasar (DPS) one-way for 70,000 miles + ~$141 in taxes and fees in Cathay Pacific business class
  • Los Angeles (LAX) – Hong Kong (HKG) – Bali-Denpasar (DPS) one-way for 70,000 miles + ~$167 in taxes and fees in Cathay Pacific business class
  • San Francisco (SFO) – Hong Kong (HKG) – Bali-Denpasar (DPS) one-way for 70,000 miles + ~$167 in taxes and fees in Cathay Pacific business class
  • Seattle (SEA) – Hong Kong (HKG) – Bali-Denpasar (DPS) one-way for 70,000 miles + ~$167 in taxes and fees in Cathay Pacific business class
  • Toronto (YYZ) – Hong Kong (HKG) – Bali-Denpasar (DPS) one-way for 70,000 miles + ~$167 in taxes and fees in Cathay Pacific business class
  • Vancouver (YVR) – Hong Kong (HKG) – Bali-Denpasar (DPS) one-way for 70,000 miles + ~$167 in taxes and fees in Cathay Pacific business class

Earning American Airlines AAdvantage Miles

There are plenty of ways to earn AAdvantage miles quickly, especially through welcome bonuses offered on the Citi and Barclays co-branded American Airlines credit cards.

If you still don’t have quite enough miles, you can top off your AAdvantage account by transferring Marriott Bonvoy points at a 3:1 ratio. We generally don’t recommend this approach, though, since there are much better uses of Marriott Bonvoy points.

Remember that Marriott Bonvoy transfers to American Airlines can take up to 2 business days.

Bottom Line: AAdvantage miles are quite competitive for this specific redemption in Cathay Pacific business class, beaten only by Alaska miles. If you have a stockpile of AAdvantage miles, be sure to give this program lots of thought. You can put awards on hold for 5 days, earn miles relatively quickly through welcome bonuses, and book this award very easily. 

Cathay Pacific Asia Miles

Qsuites is bookable from the U.S. to Bali using Cathay Pacific Asia Miles. Image Credit: Alex Miller

Cathay Pacific Asia Miles is a frequent flyer program that doesn’t get enough love. It’s not for everybody — most people are only interested in round-trip flights to/from a single country, and Cathay Pacific doesn’t necessarily shine in the “vanilla” round-trip flights arena.

Where it does shine, however, is more complex award redemptions, including round-the-world award tickets.

Qatar Airways Qsuites flights transit through the carrier’s hub in Doha. Unfortunately, American Airlines doesn’t allow flights to Bali when they’re transiting through the Middle East, which means you would have to book 2 separate tickets at much more expensive prices.

Enter Asia Miles, which has no such routing rules.

Let’s take a look at some amazing redemption options for Qsuites flights with a connection in Doha:

  • Boston (BOS) – Doha (DOH) – Bali-Denpasar (DPS) one-way for 90,000 miles + ~$508 in taxes and fees in Qatar Airways Qsuites
  • Dallas (DFW) – Doha (DOH) – Bali-Denpasar (DPS) one-way for 90,000 miles + ~$508 in taxes and fees in Qatar Airways Qsuites
  • Los Angeles (LAX) – Doha (DOH) – Bali-Denpasar (DPS) one-way for 90,000 miles + ~$508 in taxes and fees in Qatar Airways Qsuites
  • Miami (MIA) – Doha (DOH) – Bali-Denpasar (DPS) one-way for 90,000 miles + ~$508 in taxes and fees in Qatar Airways Qsuites
  • San Francisco (SFO) – Doha (DOH) – Bali-Denpasar (DPS) one-way for 90,000 miles + ~$508 in taxes and fees in Qatar Airways Qsuites
  • Seattle (SEA) – Doha (DOH) – Bali-Denpasar (DPS) one-way for 90,000 miles + ~$508 in taxes and fees in Qatar Airways Qsuites
  • Washington, D.C. (IAD) – Doha (DOH) – Bali-Denpasar (DPS) one-way for 90,000 miles + ~$508 in taxes and fees in Qatar Airways Qsuites

Another way Asia Miles offers amazing value is through its round-the-world award tickets, which are referred to as Oneworld multi-carrier awards.

Cathay Pacific has 3 different award charts and a slew of different routing rules. Here are award charts:

  1. Cathay Pacific (Flying Cathay Pacific only)
  2. Airline partners (Flying 1 partner ONLY, e.g., Qantas)
  3. Oneworld multi-carrier award chart (Flying multiple partners, e.g., British Airways, Qantas, AND Qatar Airways)

For round-the-world tickets, we’ll focus on the Oneworld multi-carrier award chart.

Also, its award routing rules are:

  1. For Cathay Pacific-operated flights and partner flights (remember, only 1 partner as indicated in award chart #2), you’re allowed 1 stopover on one-ways and 2 stopovers on round-trips.
  2. For Oneworld multi-carrier award flights, you can fly a maximum of 2 partners when Cathay Pacific is not included. If you include Cathay Pacific in your itinerary, you can fly any number of partners.
  3. The maximum distance for Oneworld multi-carrier awards is 50,000 miles.
  4. You can make a maximum of 5 stopovers, 2 open jaws, and 2 transfers (layovers).

Hot Tip: Don’t worry if you’re confused — Cathay Pacific has a great award flight calculator you can use to price out your flights.

When utilizing the Oneworld multi-carrier award chart, be sure to click Multi-City. If you’re not sure whether the itinerary you’re planning is allowed within the rules above, there’s a very easy way to tell. If it violates any of the rules above, you’ll receive this message:

Keeping track of Asia Miles’ routing rules can be confusing. Luckily, Asia Miles keeps track of it for you. Image Credit: Asia Miles

Here’s one example of how epic your vacation could get:

  1. Los Angeles (LAX) – Sydney (SYD) in Qantas business class
  2. Sydney (SYD) – Hong Kong (HKG) in Cathay Pacific business class on the Boeing 777
  3. Hong Kong (HKG) – Bali-Denpasar (DPS) in Cathay Pacific business class on the Boeing 777
  4. Bali-Denpasar (DPS) – Kuala Lumpur (KUL) in Malaysia Airlines business class on the Airbus A330
  5. Kuala Lumpur (KUL) – London-Heathrow (LHR) in Malaysia Airlines’ brand-new Airbus A350 business class
  6. Madrid (MAD) – Santiago, Chile (SCL) in Iberia business class
  7. São Paulo (GRU) – Los Angeles (LAX) in American Airlines Flagship business class on the Boeing 787

To sum this up, you would have the chance to fly ~35,000 miles for ~73 hours on 5 different business class products from 4 different airlines between 8 countries with this itinerary. All of this costs 210,000 Asia Miles per person. 

The same flights in economy will cost 130,000 Asia Miles per person.

Frankly, this is a jaw-dropping deal. To give you some perspective on how great of a deal this is, flying just to Bali-Denpasar round-trip costs 170,000 Asia Miles per person in business class. 

The difference between the complex itinerary above and the simple itinerary is only 40,000 Asia miles in business class. We think this is a no-brainer and could definitely be planning a cultural excursion in all of those countries!

Now you know why we feel that Cathay Pacific Asia Miles presents the absolute best value when building a complex itinerary involving a lot of segments and at least 1 Cathay Pacific flight.

Of course, the challenge is going to be finding all the flight availability at once. With so many different flights on different carriers, it’s best to get started searching for availability early.

For Oneworld carriers, we always recommend using British Airways to find availability. You can also use Qantas for its month-long calendar view of award flights, too. Be sure to write down every single flight number and all the times/dates.

Once you have found all your award availability, call the Asia Miles U.S. office at 866-892-2598.

Earning Cathay Pacific Asia Miles

With 5 transfer partners (American Express Membership RewardsBrex RewardsCapital One MilesCiti ThankYou Rewards, and Marriott Bonvoy), you’ve got lots of transfer options to earn Cathay Pacific Asia Miles.

American Express, Brex, Capital One, and Citi transfer at a 1:1 transfer ratio.

Capital One takes around 36 hours to transfer, while Amex and Chase transfer within 1 business day. Brex transfers take up to 9 business days to process.

Normally, Marriott Bonvoy transfers at a 3:1 ratio and takes about 5 business days. However, if you transfer 60,000 Marriott Bonvoy points, you will receive a bonus of 5,000 Marriott Bonvoy points transferred to the airline. This means transferring 60,000 Marriott Bonvoy points will net you 25,000 Asia Miles.

There’s also a Synchrony Bank co-branded Asia Miles credit card for the U.S. market that offers a decent welcome bonus for those who need some extra Cathay Pacific miles. The bonus has been as high as 75,000 miles in the past, so we recommend holding out for an offer similar to that.

Recommended Citi Cards

Citi Premier® Card

Citi Premier® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.

Learn More(at our partner's secure site)

Citi Premier® Card

Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
60,000 points
$960
$95
21.24% - 29.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Citi Premier® Card is an excellent option for anyone looking for an all-around travel rewards credit card. The card helps you earn points fast with great 3x bonus categories such as restaurants, supermarkets, gas stations, airfare, and hotels. Plus, it offers access to airline and hotel transfer partners, doesn’t charge foreign transaction fees, and has a reasonable annual fee!

Pros

  • 3x points at restaurants, supermarkets, gas stations, airfare, and hotel purchases
  • Access to Citi transfer partners
  • Annual hotel credit
  • No foreign transaction fees

Cons

  • $95 annual fee
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards redeemable for $600 in gift cards or travel rewards at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Financial Snapshot

  • APR: 21.24% - 29.24% Variable
  • Foreign Transaction Fees: None

Card Categories

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Citi ThankYou Rewards

Citi Rewards+® Card

Citi Rewards+® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This no annual fee card rewards cardholders for everyday purchases. Earn bonus points at supermarkets and gas stations, plus your points are rounded up on every purchase.

Learn More(at our partner's secure site)

Citi Rewards+® Card

This no annual fee card rewards cardholders for everyday purchases. Earn bonus points at supermarkets and gas stations, plus your points are rounded up on every purchase.
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com.
20,000 points
$320
$0
0% Intro APR on balance transfers for 15 months and on purchases. After that, the variable APR of 18.74% - 28.74%.
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent Credit Recommended (670-840)
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on the Citi Travel(SM) portal through June 30, 2024.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.74% – 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
  • No Annual Fee

Financial Snapshot

  • APR: 0% Intro APR on balance transfers for 15 months and on purchases. After that, the variable APR of 18.74% - 28.74%.
  • Foreign Transaction Fees: 3% of each purchase transaction in US dollars

Card Categories

Citi Double Cash® Card

Citi Double Cash® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Learn More(at our partner's secure site)

Citi Double Cash® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!
$0
19.24% - 29.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Fair to Excellent (580-850)

The Citi Double Cash® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros

  • Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
  • Flexible redemption options
  • No annual fee

Cons

  • No bonus categories
  • 3% foreign transaction fees
  • Lack of premium travel benefits
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

  • APR: 19.24% - 29.24% Variable
  • Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

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Citi ThankYou Rewards

Citi Custom Cash® Card

Citi Custom Cash® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, with no annual fee!

Learn More(at our partner's secure site)

Citi Custom Cash® Card

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, with no annual fee!
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
$200
$0
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%.
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Fair to Excellent (580-850)

The Citi Custom Cash® Card is inventive when it comes to cash-back credit cards. Instead of earning a set amount of cash-back on predetermined bonus categories, the Citi Custom Cash card earns 5% cash-back on your highest eligible spend category each billing cycle, without an annual fee.

Thanks to that unique perk, you’ll never need to worry about whether you’re using the right card for the right purchase, as your Citi Custom Cash card will always pay you 5% back on whichever category you end up spending the most on each month.

Pros

  • 5% cash-back (on up to $500 each billing cycle) from your largest purchase category, including restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment
  • No annual fee
  • Multiple redemption options
  • No redemption minimums

Cons

  • Your 5% category is limited to $500 in spend ($25 in cash-back) each month
  • Not particularly rewarding for any purchases outside of your top 5% cash-back category
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.

Financial Snapshot

  • APR: 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%.
  • Foreign Transaction Fees: 3%

Card Categories

Bottom Line: Cathay Pacific Asia Miles isn’t as lucrative as it used to be for regular round-trip flights. However, if you’re open to traveling to lots of different countries, you can plan an epic vacation with killer redemption rates.

Avianca LifeMiles

Avianca LifeMiles is yet another program that doesn’t get enough love. We think LifeMiles is a great way for a specific group of people to redeem points:

  1. Those who have a lot of Capital One miles
  2. Those who don’t want to fly crazy itineraries (like the one in the Cathay Pacific Asia Miles section above)

Since Avianca is a Star Alliance partner, booking with LifeMiles will enable you to fly on any Star Alliance flights to get to Bali.

SCROLL FOR MORE
LifeMiles Cost for Round-Trip Flights From the U.S. to Bali
Cabin ClassLifeMiles CostTaxes & Fees
Economy78,000~$76
Business156,000~$76
First198,000~$76

Hot Tip: There are frequent sales on LifeMiles with bonuses of 125% to 200%. If you’re interested in buying LifeMiles, be sure to purchase during lucrative sales like these. 

Here are some great example redemptions you can make with LifeMiles:

  • Chicago (ORD) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in EVA Air business class for 78,000 LifeMiles + ~$38 in taxes and fees
  • Houston (IAH) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in EVA Air business class for 78,000 LifeMiles + ~$38 in taxes and fees
  • Los Angeles (LAX) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in EVA Air business class for 78,000 LifeMiles + ~$38 in taxes and fees
  • New York (JFK) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in EVA Air business class for 78,000 LifeMiles + ~$38 in taxes and fees
  • New York (JFK) – Seoul (ICN) – Bali-Denpasar (DPS) one-way in Asiana Airlines business class for 78,000 LifeMiles + ~$38 in taxes and fees
  • San Francisco (SFO) – Seoul (ICN) – Bali-Denpasar (DPS) one-way in Asiana Airlines business class for 78,000 LifeMiles + ~$38 in taxes and fees
  • San Francisco (SFO) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in EVA Air business class for 78,000 LifeMiles + ~$38 in taxes and fees

To finalize your itinerary, follow these steps:

  1. Go to the LifeMiles website.
  2. Hover over Use and click on Airlines.
  3. Type in your desired destination, origin, and travel dates. Hit Continue.
    • The next screen shows availability and costs for those dates, as well as for 2 days before and after.
  4. Select your flight and pay for taxes and fees. Keep in mind that a $25 award booking fee will apply.

Earning Avianca LifeMiles

Generally, there are several ways to earn lots of LifeMiles: you can transfer from American Express Membership Rewards, Brex RewardsCapital One Miles, and Citi ThankYou Rewards at a 1:1 transfer ratio. You can also transfer from Marriott Bonvoy at a 3:1 ratio.

Amex, Capital One, and Citi transfer almost instantly, while Marriott Bonvoy transfers take around 1 business day. Finally, Brex transfers may take up to 1 business day.

You can also purchase LifeMiles during sales. If you decide to buy miles, be sure to wait for the sales that can get you anywhere from 125% to 200% bonus miles so you can get a big discount.

Recommended Capital One Cards

TOP PICK
Capital One Venture X Rewards Credit CardTerms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Learn More(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$395
19.99% - 29.99% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-840)

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros

  • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
  • 5x miles per $1 on flights purchased through Capital One Travel
  • 2x miles per $1 on all other purchases
  • $300 annual travel credit on bookings made through Capital One Travel
  • Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • 10,000 bonus miles awarded on your account anniversary each year
  • Global Entry/TSA PreCheck credit
  • Add authorized users for no additional annual fee
  • No foreign transaction fees

 

Cons

  • $395 annual fee
  • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

 

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable)
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

 

Capital One Venture Rewards Credit CardTerms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Learn More(at Capital One's secure site)

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$95
19.99% - 29.99% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent Credit (670-850)

As a frequent traveler with excellent credit, you’re always on the lookout for a credit card that comes with all the bells and whistles. And the easier it is to understand, the better!

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great sign-up bonus, high rewards rates, and flexible redemption options.

Pros

  • 5x miles per $1 on hotels and rental cars booked through Capital One Travel
  • 2x miles per $1 on all other purchases
  • 2 complimentary visits to a Capital One Lounge or Plaza Premium Lounges each year
  • Global Entry or TSA PreCheck credit
  • No foreign transaction fees (rates & fees)
  • Access to Capital One transfer partners

Cons

  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
  • Use your miles to get reimbursed for any travel purchase – or redeem by booking a trip through Capital One Travel
  • Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
  • Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable)
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

Capital One VentureOne Rewards Credit CardTerms Apply / Rates & Fees

Capital One VentureOne Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Learn More(at Capital One's secure site)

Capital One VentureOne Rewards Credit Card

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
20,000 miles
$360
$0
19.99% - 29.99% (Variable),0% intro on purchases for 15 months
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Interested in a travel rewards credit card without one of those pesky annual fees? Then say hello to the Capital One VentureOne Rewards Credit Card, the no-annual-fee version of the more popular Capital One Venture Rewards Credit Card.

In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.

But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?

Pros

  • No annual fee
  • No foreign transaction fees
  • Ability to use transfer partners
  • Access to Capital One Dining

Cons

  • Weak earn rate at 1.25x miles per $1 spent on all purchases
  • No luxury travel or elite benefits
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable),0% intro on purchases for 15 months
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

Bottom Line: Have lots of Citi ThankYou Points? Looking for a simple booking process done completely online? Like flying Star Alliance? With no fuel surcharges and competitive award rates (78,000 for round-trip economy, 156,000 for round-trip business, and 198,000 for round-trip first), you should definitely consider using Avianca LifeMiles.

United Airlines MileagePlus

Flying Asiana Airlines business class to Bali means you can spend as much time as possible with your companion in “honeymoon” seats. Image Credit: Stephen Au

We have 2 main reasons for including United Airlines MileagePlus in this list, even though booking with ANA and Singapore Airlines are superior options, as far as Star Alliance carriers go:

  1. A simple booking process
  2. Decent (though not the best) award rates for those with Chase Ultimate Rewards points

Here’s what you can expect to pay when booking flights to Bali with United miles (please note that United uses dynamic award pricing):

SCROLL FOR MORE
United Airlines MileagePlus Miles Cost for Round-Trip Flights to Bali
Cabin ClassUnited Miles CostTaxes & Fees
EconomyFrom 88,000 (44,000 one-way)~$111
BusinessFrom 198,000 (99,000 one-way)~$87
FirstFrom 306,000 (154,000 one-way)~$87

We like United because the process for booking your award flights is extremely easy; it doesn’t involve any phone calls or visiting any other websites to find award availability. You can basically take care of everything on United’s website.

Check out these great redemptions:

  • Atlanta (ATL) – Istanbul (IST) – Bali-Denpasar (DPS) one-way in Turkish Airlines business class from 99,000 United miles + ~$6 in taxes and fees
  • Boston (BOS) – Istanbul (IST) – Bali-Denpasar (DPS) one-way in Turkish Airlines business class from 99,000 United miles + ~$6 in taxes and fees
  • Denver (DEN) – Istanbul (IST) – Bali-Denpasar (DPS) one-way in Turkish Airlines business class from 99,000 United miles + ~$6 in taxes and fees
  • Los Angeles (LAX) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in EVA Air business class from 99,000 United miles + ~$6 in taxes and fees
  • New York (JFK) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in EVA Air business class from 99,000 United miles + ~$6 in taxes and fees
  • New York (JFK) – Seoul (ICN) – Bali-Denpasar (DPS) one-way in Asiana Airlines business class from 99,000 United miles + ~$6 in taxes and fees
  • San Francisco (SFO) – Seoul (ICN) – Bali-Denpasar (DPS) one-way in Asiana Airlines business class from 99,000 United miles + ~$6 in taxes and fees
  • San Francisco (SFO) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in United Polaris business class and EVA Air business class from 99,000 United miles + ~$6in taxes and fees
  • Washington, D.C. (IAD) – Istanbul (IST) – Bali-Denpasar (DPS) one-way in Turkish Airlines business from 99,000 United miles + ~$6 in taxes and fees

To book awards with MileagePlus, follow these steps:

  1. Visit United’s website.
  2. Click Roundtrip or One-way, depending on what type of flight you’re looking for.
  3. Check off the box that says Book with miles.
  4. Type in your route, dates, number of travelers, and class of booking.
  5. Choose your flights and confirm your booking by paying with your miles and for any taxes and fees.

Hot Tip: When you search for award availability using United, be sure to use the award calendar to look for Saver awards.

Earning United Airlines MileagePlus Miles

You can earn United Airlines miles directly or by transferring them from its partners: Chase Ultimate Rewards and Marriott Bonvoy.

To earn United Airlines miles directly, you’d want to go through Chase’s United credit card offerings.

Chase Ultimate Rewards transfer to United at a 1:1 ratio, instantaneously. Marriott Bonvoy transfers to United at a 3:1.1 ratio in less than 24 hours.

If you transfer 60,000 Marriott Bonvoy points to United, you will receive a bonus of 15,000 Marriott Bonvoy points added to your transfer. This means transferring 60,000 Marriott Bonvoy points will net you 27,500 United miles.

Recommended United Cards

United℠ Explorer Card

United℠ Explorer Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Learn More(at Chase's secure site)

United℠ Explorer Card

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
60,000 bonus miles
$720
$95
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider the United℠ Explorer Card, because this card does all that and more!

Pros

  • 2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
  • 1x mile per $1 on all other purchases
  • First checked bag free for you and up to 1 traveling companion
  • 25% statement credit on United inflight purchases
  • Priority boarding
  • Global Entry, TSA PreCheck, or NEXUS statement credit
  • 2 United Club 1-time passes each year
  • Premier upgrades on award tickets
  • Travel and purchase protections

Cons

  • $0 intro for the first year, then $95 annual fee
  • Does not earn transferable rewards
  • Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
  • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
  • Free first checked bag - a savings of up to $140 per roundtrip. Terms Apply.
  • Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

Rewards Center

United MileagePlus Frequent Flyer Program

United Club℠ Infinite Card

United Club℠ Infinite Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Learn More(at Chase's secure site)

United Club℠ Infinite Card

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
90,000 miles
$1,080
$525
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-850)

The United Club℠ Infinite Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club Infinite card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

Pros

  • 4x miles per $1 on United purchases
  • 2x miles per $1 on travel and dining purchases
  • Complimentary United Club membership
  • Free first and second checked bag for you and 1 traveling companion
  • United Premier Access
  • 25% back on United inflight purchases
  • Complimentary Premier Upgrades on United-operated award tickets (when available)
  • Expanded award availability
  • Up to 8,000 Premier Qualifying Points
  • $100 Global Entry/TSA PreCheck/NEXUS credit
  • Trip protections like trip delay insurance, lost and delayed luggage insurance, and rental car insurance
  • Shopping protections like return protection, purchase protection, and extended warranty protection
  • $70 discount on CLEAR membership, plus 10,000 bonus miles
  • IHG One Rewards Platinum Elite status and a $75 annual credit
  • Avis President’s Club elite status
  • 10% discount on United Economy Saver Awards within the continental U.S. and Canada

Cons

  • $525 annual fee
  • Does not earn transferable rewards
  • Earn 90,000 bonus miles after qualifying purchases
  • Earn 4 miles per $1 spent on United® purchases
  • Earn 2 miles per $1 spent on all other travel and dining
  • Earn 1 mile per $1 spent on all other purchases
  • Free first and second checked bags - a savings of up to $320 per roundtrip (terms apply) - and Premier Access® travel services
  • 10% United Economy Saver Award discount within the continental U.S. and Canada
  • Earn up to 8,000 Premier qualifying points (500 PQP for every $12K you spend on purchases)
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

NEW OFFER
United Quest℠ Card

United Quest℠ Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Learn More(at Chase's secure site)

United Quest℠ Card

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.
Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
70,000 miles
$840
$250
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The newest addition to United’s lineup of cards is the United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.

With an annual fee that falls between the United℠ Explorer Card and United Club℠ Infinite Card, the United Quest card makes for a fantastic card option for United frequent flyers.

Pros

  • 3x miles per $1 on United purchases
  • 2x miles per $1 spent on travel, dining, and select streaming services
  • $125 annual United credit
  • 2 5,000-mile anniversary award flight credits
  • Free first and second checked bag for you and 1 traveling companion
  • Priority boarding
  • 25% back on United inflight purchases
  • Complimentary Premier Upgrades on United-operated award tickets (when available)
  • Expanded award availability
  • Up to 3,000 Premier Qualifying Points
  • Up to $100 Global Entry/TSA PreCheck/NEXUS credit
  • Travel and shopping protections including trip delay insurance, lost/delayed luggage insurance, rental car insurance, purchase protection, and extended warranty protection

Cons

  • Does not earn transferable rewards
  • Does not offer airport lounge access
  • $250 annual fee
  • Earn 70,000 bonus miles and 500 PQP after qualifying purchases
  • Earn 3 miles per $1 spent on United® purchases
  • Earn 2 miles per $1 spent on all other travel, dining and select streaming services
  • Earn 1 mile per $1 spent on all other purchases
  • Free first and second checked bags - a savings of up to $320 per roundtrip (terms apply) - and priority boarding
  • Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year - terms apply
  • Earn up to 6,000 Premier qualifying points (500 PQP for every $12K you spend on purchases)
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

NEW OFFER
United Gateway℠ Card

United Gateway℠ Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

Learn More(at Chase's secure site)

United Gateway℠ Card

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.
Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
30,000 miles
$360
$0
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The United Gateway℠ Card is a great option for those looking to earn more United miles without wanting to pay a credit card annual fee. Plus, the card offers other solid benefits like a 25% back on United inflight purchases, purchase protection, and rental car insurance.

Pros

  • 2x miles per $1 on United purchases
  • 2x miles per $1 at gas stations and on local transit and commuting, including rideshare services, taxicabs, train tickets, tolls, and mass transit
  • 1x mile per $1 on all other purchases
  • No annual fee
  • 25% back on inflight purchases
  • No foreign transaction fees
  • Trip cancellation and trip interruption insurance
  • Rental car insurance
  • Purchase protection
  • Extended warranty coverage

Cons

  • If you are a frequent United flyer, other cards offer more perks
  • It does not earn transferable rewards
  • Earn 30,000 bonus miles
  • No annual fee
  • Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
  • Earn 2 miles per $1 spent on United® purchases
  • Earn 2 miles per $1 spent at gas stations, on local transit and commuting
  • Earn 1 mile per $1 spent on all other purchases
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

Card Categories

United Club℠ Business Card

United Club℠ Business Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Club Business card is a great option for frequent United flyers looking for United Club access.

Learn More(at Chase's secure site)

United Club℠ Business Card

The United Club Business card is a great option for frequent United flyers looking for United Club access.
Earn 75,000 bonus miles after $5,000 on purchases in the first 3 months your account is open
75,000 miles
$900
$450
20.74%-27.74% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The United Club℠ Business Card is a premium card option for dedicated United loyalists seeking a card that offers complimentary United Club access, helps them earn and retain status, and doesn’t skip on the benefits.

From free checked bags to upgrades on award tickets and the ability to earn Premier qualifying points, there is plenty to the United Club Business card that United flyers are sure to love.

Pros

  • 2x miles per $1 spent on United purchases
  • 1.5x miles per $1 spent on all other purchases
  • Complimentary United Club membership
  • Free checked bags
  • Premier Access travel services
  • Discount on inflight purchases
  • Upgrades on award tickets
  • No foreign transaction fees
  • Employee cards at no additional cost
  • Travel and purchase protections

Cons

  • $450 annual fee
  • Earning rate for United purchases is poor compared to other United cards
  • Earn 75,000 bonus miles after $5,000 on purchases in the first 3 months your account is open
  • Earn 2x miles on United purchases
  • Earn 1.5x miles on all other purchases
  • Employee cards at no additional cost
  • United Club membership — up to a $650 value per year. Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi, and more
  • Free first and second checked bags for you and a companion, save up to $320 per round-trip
  • 25% back on United inflight purchases
  • No foreign transaction fees

Financial Snapshot

  • APR: 20.74%-27.74% Variable
  • Foreign Transaction Fees: $0

Card Categories

Bottom Line: Booking with United Airlines is very simple and can minimize the headache you’ll face when securing award flights. You won’t be paying much out of pocket, but the awards are going to cost a bit more for the convenience you get. 

Air France/KLM Flying Blue

Use Flying Blue miles to try Delta One Suites on select routes! Image Credit: Stella Shon

In this guide, we’ve focused pretty heavily on 2 of the 3 major alliances: Oneworld and Star Alliance.

Unfortunately, the SkyTeam alliance doesn’t have many sweet spots nowadays, with rampant devaluations and huge fuel surcharges.

That said, the last method we will mention to fly to Bali with points and miles is with Air France/KLM Flying Blue. With Flying Blue, you can fly partners such as Xiamen, China Southern, China Airlines, Delta, China Eastern, and Korean Air.

If you decide to fly transatlantic, you’re going to be hit with hefty fuel surcharges.

However, if you decide to fly airlines like China Airlines or Korean Air across the Pacific Ocean, you’ll save hundreds of dollars in fuel surcharges.

Air France/KLM Flying Blue removed its award chart and now uses variable award pricing, so it’s difficult to pinpoint a specific cost. Rather, we’ll use a range of mileage costs.

Depending on your route, round-trip economy awards will cost between 68,000 and 92,000 Flying Blue miles, while round-trip business class awards will cost between 170,000 and 230,000 miles.

American Express and Citi have offered transfer bonuses (multiple times) of up to 35% to Flying Blue. This means that a flight award costing 170,000 miles will only cost ~126,000 points round-trip. These transfer bonuses definitely help soften the blow.

You can search for award availability through Air France/KLM and book awards completely online.

Hot Tip: Need alternative ways to optimize Air France/KLM miles? Check out the best ways to redeem Air France/KLM Flying Blue miles for maximum value.

Here are a few example routes you can book:

  • Boston (BOS) – Seoul (ICN) – Bali-Denpasar (DPS) one-way in Korean Air business class for 115,000 Flying Blue miles + ~$145 in taxes and fees
  • Chicago (ORD) – Seoul (ICN) – Bali-Denpasar (DPS) one-way in Korean Air business class for 115,000 Flying Blue miles + ~$145 in taxes and fees
  • Dallas (DFW) – Seoul (ICN) – Bali-Denpasar (DPS) one-way in Korean Air business class for 115,000 Flying Blue miles + ~$145 in taxes and fees
  • Las Vegas (LAS) – Seoul (ICN) – Bali-Denpasar (DPS) one-way in Korean Air business class for 115,000 Flying Blue miles + ~$145 in taxes and fees
  • Los Angeles (LAX) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in China Airlines business class for 115,000 Flying Blue miles + ~$148 in taxes and fees
  • New York (JFK) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in China Airlines business class for 115,000 Flying Blue miles + ~$148 in taxes and fees
  • San Francisco (SFO) – Taipei (TPE) – Bali-Denpasar (DPS) one-way in China Airlines business class for 115,000 Flying Blue miles + ~$148 in taxes and fees
  • Seattle (SEA) – Seoul (ICN) – Bali-Denpasar (DPS) one-way in Korean Air business class for 115,000 Flying Blue miles + ~$145 in taxes and fees

Here is the process for booking Air France/KLM Flying Blue awards:

  1. Visit Air France’s website.
  2. On the top right, click My Account. Log into your Flying Blue account using your email and password.
  3. After logging in, click on the top right corner that shows your last name and first initial. Click Book a Ticket with My Miles
  4. Scroll down and type in your route, dates, number of passengers, and cabin class.
    • Be sure to check off the box that says You are looking for a flight around these dates. This will make the award calendar show up and will give you a full month’s view of award prices.
  5. Select your desired flight and complete your reservation by paying your miles and for any taxes and fees.

Earning Air France/KLM Flying Blue Miles

Even though Air France/KLM Flying Blue Miles aren’t as valuable as the other currencies mentioned above, you’ll have lots of ways to earn them.

Flying Blue is a transfer partner with all of the 4 major transferable currencies: Chase Ultimate Rewards (1:1), American Express Membership Rewards (1:1), Citi ThankYou Rewards (1:1), Brex Rewards (1:1), Capital One Miles (1:1), and Marriott Bonvoy (3:1 with a 5,000-mile bonus after transferring 60,000 Marriott Bonvoy points).

Chase, Amex, Citi, and Capital One all transfer almost instantly, while Brex takes up to 1 business day.

Lastly, Marriott Bonvoy takes up to 3 business days to transfer points to Flying Blue.

Other Options To Fly to Bali

It’s possible to book with airlines like Korean Air, Delta, Asiana Airlines, and Air Canada Aeroplan, but they were generally excluded for at least 1 of the following reasons:

  1. High redemption rates
  2. High fuel surcharges
  3. Other viable alternatives with better routing rules
  4. Difficulty in booking flights (e.g., Korean Air SKYPASS for non-family members)

You could also consider flying to Dubai and then to Bali in Emirates’ First Class suites. It will cost you lots of miles, but the experience simply can’t be beaten in terms of luxury and service.

Hot Tip: Looking for a place to stay once you get there? Check out these great boutique hotels in Bali.

Final Thoughts

There are so many different ways to fly to Bali with points and miles, but it’s hard to go wrong when booking with the options covered in this guide.

While there aren’t any nonstop flights to Bali-Denpasar from the U.S., there are plenty of ways to get there with easy connections in some of the world’s best hub airports.

And, don’t forget that there are many options for tacking on another country before or after your visit to Bali. For example, you could visit Hong Kong and explore Asia’s dynamic financial capital before flying to Bali for a relaxing beach getaway.

We hope we’ve taken a lot of the guesswork out of flying to Bali with points and miles. Now that you know the value to be had, it’s time to start booking and get that trip to one of the world’s most popular beach destinations on your calendar!

The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Chase Freedom Flex℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the United Club℠ Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.

Frequently Asked Questions

Which airlines include carrier-imposed surcharges on award flights to Bali?

ANA levies around $100 to $150 in round-trip fuel surcharges alone and carries a total of $300 in taxes and fees for round-trip award tickets.

Qatar Airways levies around $500 in fuel surcharges for one-way business class tickets. Generally, American Airlines doesn’t pass these on, while Cathay Pacific Asia Miles does.

Air France/KLM will pass on all fuel surcharges. This includes transatlantic travel, which can be in excess of $1,000.

A few carriers such as China Airlines and Korean Air will levy very reasonable fuel surcharges of $150 or less in each direction.

What is the fewest number of miles you can use to book an economy class award flight to Bali?

You can use Alaska miles to fly in Cathay Pacific economy for 60,000 miles round-trip from the U.S. to Bali via Hong Kong.

After that, you can look at Air France for cheaper economy tickets, but you might need to look hard for the cheapest tickets that start from 68,000 miles. If you travel transatlantic, it won’t help very much due to fuel surcharges of $800 to $1,000.

Finally, consider using Singapore KrisFlyer miles to book West Coast flights to Bali via Singapore for 76,000 miles round-trip.

What is the fewest number of miles required to fly business class to Bali?

Alaska Airlines charges only 100,000 miles for round-trip business class with Cathay Pacific, and those tickets can include stopovers.

The next best is booking with ANA on partners for 136,000 miles round-trip. This includes 1 open-jaw and 1 stopover, allowing you to maximize the value of your miles.

What is the fewest number miles required to fly first class to Bali?

Alaska Airlines only charges 140,000 miles for round-trip first class tickets with Cathay Pacific. However, note that the Hong Kong to Bali segment will book into business class.

About Stephen Au

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.

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