Best Ways To Book Turkish Airlines Business Class With Points [Step by Step]

Turkish operates several different business class products across its long-haul fleet, including its new Crystal suite and older 2-3-2 layouts.

This guide covers the best loyalty programs for booking Turkish Airlines business class with points, how many miles each program charges, and how to complete the booking.

Award pricing starts at 65,000 miles one-way from the U.S. to Istanbul. The quick overview and table below highlight the best programs for booking these award flights before going into the details.

Quick Overview: Best Ways To Book Turkish Airlines Business Class With Points

The 5 programs covered on this page are Turkish Miles&Smiles, Air Canada Aeroplan, Avianca Lifemiles, ANA Mileage Club, and United MileagePlus.

One-way business class to Istanbul from the U.S. starts at 65,000 miles with Miles&Smiles, 70,000 to 90,000 miles with Aeroplan (rising to 75,000 to 90,000 on June 1, 2026), 75,000 to 92,400 miles with Lifemiles, and 50,000 miles with ANA. United uses dynamic pricing, but it’s often 88,000 or more miles one-way.

Miles&Smiles and ANA pass along Turkish Airlines‘ fuel surcharges (typically $200 to $250 each way); Aeroplan, Lifemiles, and United do not. Turkish typically releases its own award space around 330 days in advance, and partner-program availability is usually thinner than what Miles&Smiles members see.

Best Programs for Booking Turkish Airlines Business Class Right Now

1. Turkish Miles&Smiles: Lowest mileage cost at 65,000 miles one-way from the U.S. to Istanbul, though fuel surcharges add roughly $200 to $250 each way.
2. Air Canada Aeroplan: 70,000 points one-way from the U.S. East Coast and Midwest (rising to 75,000 on June 1, 2026), with no fuel surcharges and a 5,000-point stopover option.
3. Avianca Lifemiles: 75,000 to 92,400 miles one-way after recent devaluations, but no fuel surcharges.
4. ANA Mileage Club: 50,000 miles one-way between North America and Europe, plus fuel surcharges.
5. United MileagePlus: Dynamic pricing, typically 88,000 or more miles one-way for Turkish flights, with no fuel surcharges.

Best Programs for Booking Turkish Business Class: At a Glance

What Is Turkish Airlines Business Class Like?

Turkish operates 3 long-haul business class products. The new Crystal suite, rolling out across the 777-300ER retrofit and new A350-1000 deliveries through 2026, features a 1-2-1 staggered layout with sliding doors, 22-inch screens, and wireless charging. The A350-900 and 787-9 use a 1-2-1 reverse-herringbone layout. The unrefurbished 777-300ER fleet retains the older 2-3-2 layout, where middle-seat passengers lack direct aisle access.

Business-class passengers receive priority check-in and boarding, lounge access, and Bentley- or Ferragamo-branded amenity kits, depending on aircraft and route. The Turkish Airlines Lounge Istanbul at Istanbul Airport (IST) is the airline’s flagship. Cooked-to-order food from Do & Co, a billiards room, a movie theater, prayer rooms, and showers spread across 65,000 square feet. Outside Istanbul, business-class passengers can access either Turkish’s own or Star Alliance partner lounges.

Catering is consistent across all aircraft: an onboard flying chef, multicourse menus, and on-demand dining.

Best Programs for Booking Award Flights in Turkish Airlines Business Class

Turkish Airlines Miles&Smiles

Miles&Smiles is Turkish’s own loyalty program and offers the lowest mileage cost for booking Turkish-operated business class flights.

A one-way business class ticket from the U.S. to Istanbul costs 65,000 miles, though you pay more if you add a connection onward to other places. Miles&Smiles passes along Turkish’s fuel surcharges, which typically add $200 to $250 each way. One-way awards are available.

How to book:

1. Log in to your Miles&Smiles account on the Turkish Airlines homepage.
2. Check the box that says “Award ticket – Buy a ticket with Miles.”
3. Enter your origin and destination airports, departure date, class of service, and the number of passengers.
4. Click on the arrow saying “Search flights” to the right to begin the award search.
5. Find award space, book with miles, and pay applicable taxes and fees.

Transfer partners: Bilt Rewards and Capital One transfer at 1:1; Citi ThankYou transfers at 1:1 with a premium card or 1:0.7 with a no-annual-fee card; Marriott Bonvoy transfers at 3:1 with a 5,000-mile bonus per 60,000 points transferred.

Hot Tip:

Miles&Smiles has the widest award availability on Turkish flights of any program. Partner availability in other programs isn’t as abundant as what Turkish makes available in its own program.

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Turkish Airlines Co-Branded Card

There’s also a dedicated Turkish Airlines credit card available in the U.S.

Turkish Airlines Miles&Smiles Premier Visa Signature^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Receive extra perks on flights and extra miles on daily purchases with the Turkish Airlines Premier Visa card.

Turkish Airlines Miles&Smiles Premier Visa Signature^® Credit Card

Receive extra perks on flights and extra miles on daily purchases with the Turkish Airlines Premier Visa card.

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Cons

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Air Canada Aeroplan

Aeroplan is Air Canada’s loyalty program and a Star Alliance frequent flyer program with strong access to Turkish award space.

Aeroplan uses a distance-based chart within zone pairs. From the U.S. East Coast and most of the Midwest to Istanbul (4,001 to 6,000 miles), business class costs 70,000 points one-way. From the U.S. West Coast (6,001 to 8,000 miles), it rises to 90,000 points. Aeroplan does not pass on fuel surcharges. Starting June 1, 2026, the 4,001-to-6,000-mile band increases to 75,000 points.

How to book:

1. Visit Aeroplan’s website.
2. On the top right, click where it says “Sign in” and enter your Aeroplan number and password.
3. Fill in the trip type, origin and destination, travel dates, and number of passengers.
4. Check the box that says “Book with Aeroplan points.”
5. Click Search.
6. Select your flight and pay any taxes and fees.

Transfer partners: American Express Membership Rewards, Bilt Rewards, Capital One miles, and Chase Ultimate Rewards all transfer at 1:1. Marriott Bonvoy transfers at 3:1 with a 5,000-point bonus per 60,000 points.

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U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

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Flyers based in the U.S. may think they wouldn’t have a need for a card like the Aeroplan^® Credit Card, it might be much better suited for you than you think.

Not only does Air Canada offer fantastic award redemptions, but adding the card to your wallet makes the program even more rewarding by offering elite status, more points, travel coverage, and more. Let’s take a closer look and see why the Aeroplan card might make a lot of sense for you.

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Read Full Review

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Hot Tip:

Aeroplan allows a stopover for 5,000 additional points, including on one-way awards — useful if you want to break up your trip while visiting 2 destinations.

Avianca Lifemiles

Lifemiles is Avianca’s program, popular for Star Alliance partner redemptions because of its no-surcharge policy.

After devaluations in 2024, 2025, and 2026, business class from the U.S. to Europe now costs 75,000 to 92,400 miles one-way, depending on routing. Lifemiles doesn’t add fuel surcharges, so taxes and fees are typically under $100. The program also runs frequent transfer bonuses from Amex and Citi, which can offset the higher mileage cost.

How to book:

1. Use United’s website to search for award availability.
2. Visit the Avianca Lifemiles website after finding a flight.
3. Change the site language to English by clicking the flag icon in the top-right corner.
4. Click to log in and enter your Lifemiles number and password.
5. Once logged in, click where it says “Use miles.”
6. On the pop-up window, choose the button labeled “Travel with miles.”
7. Enter your route, travel class, and whether you’re booking one-way or round-trip.
8. Only choose your date after putting in the other information.
9. Choose your dates from the calendar.
10. Enter traveler information and pay any taxes and fees while redeeming miles.

Transfer partners: American Express, Bilt, Capital One, and Wells Fargo Rewards transfer at 1:1. Citi transfers at 1:1 with a premium card or 1:0.7 without. Brex transfers at 3:2, and Marriott Bonvoy transfers at 3:1.

Hot Tip:

Lifemiles’ online booking engine often fails to show partner space that United.com displays. Calling Lifemiles to book is sometimes required.

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Cons

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Card Highlights

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Financial Snapshot

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U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

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UP's Offer Valuation*:

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Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Top rated mobile app

Financial Snapshot

• APR: Purchases: 19.49% - 28.49% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Lifemiles Co-branded Cards

Avianca Lifemiles American Express^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn more Avianca miles and receive complimentary elite status.

Avianca Lifemiles American Express^® Card

Earn more Avianca miles and receive complimentary elite status.

Welcome Offer

Earn 40,000 bonus miles after you spend $3,000 on eligible purchases in the first 90 days from account opening.

40,000 miles

Annual Fee

$99

Why We Like This Card

The Avianca Lifemiles card helps you earn more miles on your Avianca flights and provides complimentary Silver elite status each year.

Pros & Cons

Pros

• 2x miles on Avianca purchases
• 2x miles on dining and groceries
• 1x miles on all other purchases

Cons

• Doesn’t earn transferable rewards
• Charges a $99 annual fee

Read Full Review

Card Highlights

• Earn 40,000 bonus miles upon spending $3,000 in the first 90 days
• Earn 2x miles on Avianca purchases
• Earn 2x miles at restaurants
• Earn 2x miles on groceries
• 1x miles on all other purchases
• Receive automatic Lifemiles Silver Elite status
• Prevent your miles from expiring
• No foreign transaction fees
• $99 annual fee

Financial Snapshot

• Foreign Transaction Fees: 

Avianca Lifemiles American Express^® Elite Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Avianca Lifemiles Elite card is a premium option for Avianca frequent flyers.

Avianca Lifemiles American Express^® Elite Card

The Avianca Lifemiles Elite card is a premium option for Avianca frequent flyers.

Welcome Offer

Earn up to 100,000 miles: 60,000 lifemiles after spending $4,500 in the first 90 days, plus an additional 40,000 lifemiles after spending a total of $25,000 in the first 365 days.

Up to 100,000 miles

Annual Fee

$249

Why We Like This Card

The Avianca Lifemiles Elite card is a premium offering for frequent Avianca flyers who want to earn more miles on every purchase and enjoy benefits like complimentary elite status.

Pros & Cons

Pros

• 3x miles on Avianca Airlines or Lifemiles purchases
• 2x miles on dining and all other travel, like hotels, taxis, and other airlines
• 1x miles on all other purchases

Cons

• Charges a $249 annual fee
• Doesn’t earn transferable rewards

Read Full Review

Card Highlights

• Earn up to 100,000 bonus miles: 60,000 lifemiles after spending $4,500 in the first 90 days, plus an additional 40,000 lifemiles after spending a total of $25,000 in the first 365 days.
• 3x miles on Avianca Airlines or Lifemiles purchases
• 2x miles on dining and all other travel, like hotels, taxis, and other airlines
• 1x miles on all other purchases
• Double your miles earnings up to 1,000 miles per month
• Miles do not expire as long as you use your card
• Complimentary Lifemiles+ membership, which includes:
  • Up to 6,000 miles annually
  • 10% back on Star Alliance flight redemptions
  • Up to 25% redemption discount on Avianca Airlines flights
  • Up to 40% more miles on Lifemiles hotels and Lifemiles cars
  • Up to 10% discount on Lifemiles cars
• Complimentary Lifemiles Silver status
• No foreign transaction fees
• Annual fee of $249

Financial Snapshot

• Foreign Transaction Fees: 

ANA Mileage Club

ANA is the flag carrier of Japan and offers one of the lowest mileage costs for Star Alliance business class between North America and Europe.

Business class between North America (Zone 6) and Europe (Zone 7), including Türkiye, costs 50,000 miles one-way or 100,000 miles round-trip. ANA passes through Turkish’s fuel surcharges, typically adding $200 to $250 each way.

How to book:

1. Use United’s website to search for award space.
2. Visit ANA’s website.
3. Click on the option that says “Flight Awards” and log in on the following page.
4. Choose round-trip or one-way and then input your travel information.
5. Optionally, click the box next to where it says “Compare seat availability +/- 3 days.”
6. Enter your desired route and dates.
7. Choose your desired class of travel.
8. Choose your flights.
9. Reserve your flight and pay for any applicable taxes and fees.

Transfer partners: American Express Membership Rewards transfers at 1:1, and Marriott Bonvoy transfers at 3:1.

Hot Tip:

Callout. ANA’s per-mile rate is one of the lowest in Star Alliance for North America-Europe business class, though fuel surcharges erode some of the savings against Aeroplan or Lifemiles.

Recommended American Express Cards

BEST LOUNGE CARD

Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.  

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

 

 

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
• Annual and monthly statement credits upon enrollment (airline credit, Uber Cash and Uber One, Resy, lululemon credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR+ credit, and Equinox credit)
• TSA PreCheck or Global Entry credit
• Access to American Express Fine Hotels and Resorts and Amex International Airline Program
• Access to Amex transfer partners
• No foreign transaction fees (rates and fees)

 

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

 

 

Read Full Review

Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
• $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card^® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
• $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card^® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
• $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
• $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

 

 

BEST FOR DINING

Terms Apply / Rates & Fees

American Express^® Gold Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome Offer

You may be eligible for as high as 100,000 Membership Rewards^® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 100,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $2,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

• 5x points per dollar on prepaid hotels via AmexTravel.com or the Amex Travel App
• 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
• 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter

Cons

• $325 annual fee (rates and fees)
• No lounge access

Read Full Review

Card Highlights

• You may be eligible for as high as 100,000 Membership Rewards^® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• New! Earn 5X Membership Rewards^® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
• Earn 3X Membership Rewards^® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
• Earn 2X Membership Rewards^® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
• Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
• Pay It^® lets you tap in the American Express^® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It^® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
• Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express^® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
• $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express^® Gold Card at U.S. Dunkin’ locations. Enrollment required.
• $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
• New! As an American Express^® Gold Card Member, you can enjoy complimentary Hertz Five Star^® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
• Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
• Book your travel through the Amex Travel App with added peace of mind – backed by American Express^® service and support. Only for American Express^® Card Members.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Business owner? Check out our article on the best Amex business cards that earn Membership Rewards.

United MileagePlus

United is Turkish’s largest Star Alliance partner in the U.S. and a frequent option for Turkish award space because of its strong availability access.

United uses dynamic pricing for partner awards, with no published award chart. Business class from the U.S. to Istanbul typically prices at 88,000 miles one-way for saver-level awards, though rates can climb significantly during peak periods. No fuel surcharges apply.

How To book:

1. Visit United’s website.
2. Sign in to your MileagePlus account.
3. Check the box entitled “Book with miles.”
4. Enter your origin, destination, and dates.
5. Search and filter for nonstop and business class.
6. Select your flight and complete the booking.

Transfer partners: Bilt Rewards and Chase Ultimate Rewards transfer at 1:1. Marriott Bonvoy transfers at 3:1.

Hot Tip:

United often shows Turkish saver availability that doesn’t appear on other partner sites. Even if you plan to book through Lifemiles or Aeroplan, start the search here.

Recommended United Credit Cards

ELEVATED OFFER

Terms Apply / Rates & Fees

United℠ Explorer Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Apply Now(at Chase's secure site)

United℠ Explorer Card

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Welcome Offer

Earn up to 80,000 United MileagePlus bonus miles and 3,000 PQP after spending $3,000 on qualifying purchases in the first three months of opening an account, plus a $0 annual fee for the first year (70K + 10K more miles after adding an authorized user in the first three months).

Up to 80,000 miles

UP's Offer Valuation*:

$960

Annual Fee

$150

APR

19.74% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider the United℠ Explorer Card, because this card does all that and more!

Pros & Cons

Pros

• 9x total miles per $1 on eligible United flights
• 3x miles per $1 on all other eligible United purchases
• 2x miles per $1 on dining purchases (including delivery services), and hotel stays when booked with the hotel

Cons

• $0 intro annual fee for the first year, then $150
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn up to 80,000 bonus miles
• $0 introductory annual fee for the first year, then $150
• NEW! 9x total miles on eligible United flights and 3x miles on all other eligible United^® purchases.
• 2x miles on dining and hotel stays when booked with the hotel. 1x mile on all other purchases.
• Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply. Plus, priority boarding on United^® flights.
• 2 United Club one-time passes per year - over a $100 value
• Over $500 in partner credits each year
• NEW! Save at least 10% when booking flights with miles. Premier members earn even more.
• Member FDIC

Financial Snapshot

• APR: 19.74% - 28.24% Variable
• Foreign Transaction Fees: None

Rewards Center

United MileagePlus Frequent Flyer Program

ELEVATED OFFER

Terms Apply / Rates & Fees

United Quest℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Apply Now(at Chase's secure site)

United Quest℠ Card

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Welcome Offer

Earn up to 100,000 United MileagePlus bonus miles and 3,000 PQP after spending $4,000 on qualifying purchases in the first three months of opening an account (90K + 10K more miles after adding an authorized user in the first three months).

Up to 100,000 miles + 3,000 PQP

UP's Offer Valuation*:

$960

Annual Fee

$350

APR

19.74% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

Enter: the United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.

With an annual fee that falls between the United℠ Explorer Card and the United Club℠ Card, the United Quest card makes for a fantastic card option for United frequent flyers.

Pros & Cons

Pros

• 10x total miles per $1 on United flights
• 5x miles on stays through Renowned Hotels and Resorts
• 3x miles per $1 on other United purchases

Cons

• Does not earn transferable rewards
• Does not offer airport lounge access

Read Full Review

Card Highlights

• Earn up to 100,000 bonus miles and 3,000 PQP
• NEW! 10x total miles on eligible United flights and 4x miles on all other eligible United^® purchases
• 1x mile on all other purchases
• Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.
• Free first and second checked bags--a savings of up to $360 per roundtrip (terms apply)
• Receive a $200 United^® travel credit and 10,000-mile award flight discount on each account anniversary
• NEW! Save at least 10% when booking flights with miles. Premier members earn even more.
• Member FDIC

Financial Snapshot

• APR: 19.74% - 28.24% Variable
• Foreign Transaction Fees: None

ELEVATED OFFER

Terms Apply / Rates & Fees

United Club℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Apply Now(at Chase's secure site)

United Club℠ Card

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Welcome Offer

Earn up to 110,000 United MileagePlus bonus miles and 3,000 PQP after spending $5,000 on qualifying purchases in the first three months of opening an account (100K + 10K more miles with an authorized user).

Up to 110,000 miles

UP's Offer Valuation*:

$1,320

Annual Fee

$695

APR

19.74% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

The United Club℠ Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

Pros & Cons

Pros

• NEW! 11x total miles on eligible United flights and 5x miles on all other eligible United^® purchases
• 2x miles per $1 on dining and other travel purchases
• Complimentary United Club membership

Cons

• $695 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn up to 110,000 bonus miles and 3,000 PQP
• NEW! 11x total miles on eligible United flights and 5x miles on all other eligible United^® purchases
• 2x miles on dining and all other travel
• 1x mile on all other purchases
• United Club^SM card membership – at least a $750 value
• Free first and second checked bags – a savings of up to $360 per roundtrip (terms apply) – and Premier Access^® travel services.
• Earn up to 20,000-miles in award flight discounts annually
• NEW! Save at least 10% when booking flights with miles. Premier members earn even more.
• Member FDIC

Financial Snapshot

• APR: 19.74% - 28.24% Variable
• Foreign Transaction Fees: None

Turkish Airlines Award Pricing by Route

The table below shows one-way business class pricing across the 4 main programs for several common routes.

Turkish Miles&Smiles consistently offers the lowest published mileage cost but carries fuel surcharges. Aeroplan and Lifemiles charge more miles but no surcharges, with the gap narrowing when bonus transfers are factored in. ANA’s per-mile cost is now among the lowest in Star Alliance since one-way bookings became available.

Before You Book Turkish Airlines Business Class

Search for award availability before transferring points to any program. Transfers between bank programs and airline accounts are irreversible, so only move points once you’ve confirmed a specific flight is bookable.

Taxes and fees vary significantly by program and routing. Miles&Smiles and ANA awards can carry $400 to $500 in surcharges per round-trip flight, while Aeroplan, Lifemiles, and United awards typically run under $100. Turkish releases award space around 330 days in advance, so book as early as possible for peak summer dates. Confirm the aircraft type on your specific flight before booking, since Turkish performs equipment swaps without notice. A flight ticketed on a Crystal-equipped 777 can shift to an older 2-3-2 layout.

How We Selected the Best Ways To Book Turkish Airlines Business Class With Miles

Programs were evaluated on mileage cost from the U.S. to Istanbul, whether fuel surcharges apply, access to Turkish award space, and ease of earning miles through transferable credit card currencies. Booking flexibility (one-way awards, stopovers, hold policies) was also factored in. For full details on how Upgraded Points researches and ranks loyalty programs, see the Upgraded Points methodology page.

Final Thoughts

There are many ways to book Turkish Airlines business class.

Turkish Miles&Smiles offers the lowest published mileage cost (65,000 one-way from the U.S.) but adds fuel surcharges. Aeroplan and Lifemiles charge more miles but skip the surcharges, with Aeroplan adding a 5,000-point stopover option. ANA’s 50,000-mile one-way rate (added June 2025) is now among the most competitive in Star Alliance.

Be sure to confirm award availability and aircraft type before transferring points to any program.