Best Ways To Book Turkish Airlines Business Class With Points [Step-by-Step]

Turkish Airlines is the flag carrier of Turkey. With a strategic location solidly in the center of the world, it’s no surprise that this airline flies to the most countries of any airline globally.

This airline offers nonstop flights to Istanbul (IST), is a Star Alliance partner, and has an underrated business class product (particularly the food and beverage).

In this guide, we’ll show you how to book Turkish Airlines business class using points, saving you thousands of dollars per ticket!

Let’s get started.

A Look Inside Turkish Airlines Business Class

Let’s get the bad news out of the way first. Turkish Airlines’ older business class product is still being flown and is woefully crowded.

Arranged in a 2-3-2 configuration on its 777-300ER aircraft, these forward-facing seats are lie-flat but don’t have direct aisle access at every seat.

However, due to the seat design, the ottoman on which you rest your feet is actually larger than usual, which means extra legroom!

If you happen to be flying on Turkish’s new flagship aircraft, the 787-9, you’ll enjoy a much-improved hard product with seats in a 1-2-1 configuration, a sleek pod design for extra privacy, and direct aisle access.

Turkish Airlines’ ground experience is great, too. This is because its hub airport in Istanbul (IST) has a spectacular lounge that serves as its flagship, and it comes with restaurant-quality food cooked to order, tons of space, showers, nap areas, and even a grand piano!

Hot Tip: Check out our review of Turkish Airlines Boeing 787 business class [IST > DPS], including an extensive look at the outrageous Turkish Airlines Business Lounge in Istanbul.

Even if you’re not departing Istanbul, you’ll have access to a wonderful array of lounges because of Turkish Airlines’ membership in the Star Alliance.

Once you step foot onto the plane, the star of the show is the food and drink. Sure, you’ll also get a Versace amenity kit that’s loaded with goodies, but you’ll also enjoy a diverse wine selection, Taittinger Champagne, an onboard chef curating multi-course dining experiences, quintessential Turkish deserts, and all the bells and whistles that come with Do & Co catering.

The inflight entertainment is top-notch, too!

The biggest overall downside is the dated hard product you’ll be seated in unless you’re flying the ultramodern 787-9 Dreamliner aircraft. There are minor service flaws here and there, but nothing catastrophic.

How To Fly Turkish Airlines Business Class Using Points

Turkish Airlines offers splendid award availability.

Also, Turkish Airlines has a gigantic list of nonstop routes to/from the U.S., including nonstop flights to non-gateway cities like Denver (DEN) and Boston (BOS)!

Turkish Airlines releases long-haul award availability earlier than virtually any other Star Alliance airline, often releases 4 or more seats at a time, and rarely restricts capacity through blackout dates.

There’s a lot to love about the security of having Turkish Airlines business class availability, especially if you’re booking travel for a family.

U.S.-to-Istanbul flights come with around $270 in taxes and fees (of which $240 is fuel surcharges), while flights in the reverse direction have around $300 in taxes and fees.

For the purposes of our discussion, we’ll be looking at the prices to fly from the U.S. to Turkey in business class across the various loyalty programs.

Let’s take a look at those frequent flyer programs best suited for booking Turkish Airlines business class.

ANA Mileage Club

In a world where airlines are seemingly devaluing frequent flyer programs with no end in sight, ANA Mileage Club has held steadfast in its commitment to preserving award flight prices.

That’s why ANA Mileage Club is always at the top of our list when we’re looking at the best ways to book basically any Star Alliance business class flight!

ANA Mileage Club does not allow one-way award bookings, only round-trip or open-jaw bookings. Also, ANA passes on Turkish Airlines’ fuel surcharges, but it offers exceptional round-trip award pricing for business class flights.

Here’s the award chart for round-trip flights on Turkish Airlines between the U.S. and Istanbul:

Because ANA isn’t the best website to preemptively search for award space before booking, we recommend following these directions:

1. Use United’s website to search for award space.
2. After finding the best flight, write down the flight information.
3. Go to ANA’s website.
4. Click ANA Mileage Club near the right-hand side on the top banner.
5. Click International on the left side of the site under Flight Awards.
6. Click Award Reservation to the right of the International button.
7. You’ll be prompted to log in. Enter your ANA Mileage Club number and password.
8. Toggle Round trip or Open-jaw for your trip type.
9. Enter your origin and destination airport, flight dates, cabin class, number of travelers, and hit Search.
10. Choose your flights and use a credit card to pay for taxes and fees.

A successful award search on ANA will clearly show Turkish Airlines as the operating airline, as well as the correct mileage amount and total taxes/fees:

Earning ANA Mileage Club Miles

ANA Mileage Club is an Amex transfer partner and Marriott Bonvoy transfer partner. The best way to earn ANA miles is to transfer Amex Membership Rewards points at a 1:1 ratio (it takes around 3 business days to process).

Marriott Bonvoy transfers at a 3:1 ratio with a 5,000-mile bonus when you transfer 60,000 Marriott Bonvoy points. That means if you transfer 60,000 Marriott Bonvoy points, you will end up with 25,000 ANA miles. Marriott Bonvoy transfers to ANA take around 4 business days to complete.

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BEST LOUNGE ACCESS

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The Platinum Card^® from American Express

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The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.

80,000 points

UP's Bonus Valuation*:

$1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
• 5x points per $1 spent on flights purchased directly with the airline or with American Express Travel (up to $500,000 per year)
• 5x points per $1 spent on prepaid hotels booked with American Express Travel
• Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
• TSA PreCheck or Global Entry credit
• Access to American Express Fine Hotels and Resorts
• Access to Amex International Airline Program
• No foreign transaction fees (rates and fees)

Cons

• $695 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Card Highlights

• Earn 80,000 Membership Rewards^® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card^®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card^®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card^®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card^®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR^® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card^®. Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card^®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card^® to your Resy profile.
• $695 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

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American Express^® Gold Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

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American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome Offer

Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months.

60,000 points

UP's Bonus Valuation*:

$1,320

Annual Fee

$250

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

• 4x points per $1 at restaurants, plus takeout and delivery in the U.S.
• 4x points per $1 at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
• 3x points per $1 on flights purchased directly from airlines or at Amex Travel
• Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations
• Up to $120 in annual Uber Cash: get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account
• No foreign transaction fees (see rates and fees)
• Access to Amex’s The Hotel Collection
• Access to American Express transfer partners

Cons

• $250 annual fee (see rates and fees)
• No lounge access

Card Highlights

• Earn 60,000 Membership Rewards^® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
• Earn 4X Membership Rewards^® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards^® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
• Earn 3X Membership Rewards^® points on flights booked directly with airlines or on amextravel.com.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
• Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
• Choose the color that suits your style. Gold or Rose Gold.
• No Foreign Transaction Fees.
• Annual Fee is $250.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
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Bottom Line: If you’re looking for the most attractive way to book Turkish Airlines, you can bet that using Amex Membership Rewards points to transfer to ANA Mileage Club is the best option. You’ll pay a shocking 88,000 points for a round-trip business class flight from the U.S. to Istanbul! 

Turkish Airlines Miles&Smiles

One of the more intriguing loyalty programs is Turkish Airlines Miles&Smiles, and it only makes sense that it’s one of the best options to book Turkish Airlines flights.

It’s generally pretty difficult to redeem Turkish Airlines miles for flights on airline partners, but you should be able to book a Turkish Airlines-operated flight completely online if you have Turkish Airlines miles.

The flight costs are pretty darn low, one-way flights are permitted, and the online search engine is reliable for Turkish Airlines flights.

Specifically, Turkish Airlines flights between the U.S. and Turkey have one-way costs as follows:

Turkish Airlines charges just 2,000 miles more than ANA Mileage Club does for a round-trip business class award booking, but you’ll need to also consider that it’s more difficult to earn Turkish Airlines miles.

Here are the steps you can follow to book a Turkish Airlines business class flight using Turkish Airlines miles:

1. Visit TurkishAirlines.com.
2. In the top-right corner, click Sign In and log into your Miles&Smiles account.
3.  After logging in, you’ll see a search box.
4. Click the checkbox in the top-right corner of the search box that says Award ticket – Buy a ticket with Miles.
5. Enter your departure and arrival airports, your date of travel, the number of passengers, and toggle the box that says Business Class.
6. Perform the search.
7. Click on your desired flight and click Select this flight.
8. Redeem your Turkish Airlines miles and use a credit card for taxes and fees.

Hot Tip: If you don’t have enough miles for a full redemption you can use miles for up to 50% of a paid ticket using the Cash&Miles program.

Earning Turkish Airlines Miles&Smiles Miles

Turkish Airlines has 4 transfer partners: Bilt Rewards, Capital One Miles, Citi ThankYou Rewards, and Marriott Bonvoy.

Bilt Rewards points transfer almost instantly, Citi ThankYou Points transfer in 1 to 2 business days, while Capital One miles transfer in 1 business day, all at a 1:1 ratio.

Marriott Bonvoy transfers points to Turkish Airlines at a 3:1 ratio. For every 60,000 Marriott Bonvoy points you transfer, you’ll receive a bonus of 5,000 Turkish Airlines miles.

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U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

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Citi Premier^® Card

Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.

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Earn 60,000 bonus ThankYou^® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou^® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.

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UP's Bonus Valuation*:

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Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

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Why We Like This Card

The Citi Premier^® Card is an excellent option for anyone looking for an all-around travel rewards credit card. The card helps you earn points fast with great 3x bonus categories such as restaurants, supermarkets, gas stations, airfare, and hotels. Plus, it offers access to airline and hotel transfer partners, doesn’t charge foreign transaction fees, and has a reasonable annual fee!

Pros & Cons

Pros

• 3x points at restaurants, supermarkets, gas stations, airfare, and hotel purchases
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• No foreign transaction fees

Cons

• $95 annual fee

Card Highlights

• Earn 60,000 bonus ThankYou^® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou^® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
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• No expiration and no limit to the amount of points you can earn with this card
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• APR: 21.24% - 29.24% Variable
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Citi Rewards+^® Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

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Citi Rewards+^® Card

This no annual fee card rewards cardholders for everyday purchases. Earn bonus points at supermarkets and gas stations, plus your points are rounded up on every purchase.

Welcome Offer

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com.

20,000 points

UP's Bonus Valuation*:

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APR

0% Intro APR on balance transfers for 15 months and on purchases. After that, the variable APR of 18.74% - 28.74%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent Credit Recommended (670-840)

Card Highlights

• Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
• Plus, for a limited time, earn 5 ThankYou^® Points per $1 spent on hotel, car rentals and attractions booked on the Citi Travel(SM) portal through June 30, 2024.
• 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.74% – 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
• Earn 2X ThankYou^® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou^® Points on All Other Purchases.
• The Citi Rewards+^® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
• No Annual Fee

Financial Snapshot

• APR: 0% Intro APR on balance transfers for 15 months and on purchases. After that, the variable APR of 18.74% - 28.74%.
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Citi Double Cash^® Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

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Citi Double Cash^® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Annual Fee

$0

APR

19.24% - 29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Fair to Excellent (580-850)

Why We Like This Card

The Citi Double Cash^® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros & Cons

Pros

• Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
• Flexible redemption options
• No annual fee

Cons

• No bonus categories
• 3% foreign transaction fees
• Lack of premium travel benefits

Card Highlights

• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

• APR: 19.24% - 29.24% Variable
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Citi Custom Cash^® Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, with no annual fee!

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Citi Custom Cash^® Card

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, with no annual fee!

Welcome Offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.

$200

Annual Fee

$0

APR

0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Fair to Excellent (580-850)

Why We Like This Card

The Citi Custom Cash^® Card is inventive when it comes to cash-back credit cards. Instead of earning a set amount of cash-back on predetermined bonus categories, the Citi Custom Cash card earns 5% cash-back on your highest eligible spend category each billing cycle, without an annual fee.

Thanks to that unique perk, you’ll never need to worry about whether you’re using the right card for the right purchase, as your Citi Custom Cash card will always pay you 5% back on whichever category you end up spending the most on each month.

Pros & Cons

Pros

• 5% cash-back (on up to $500 each billing cycle) from your largest purchase category, including restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment
• No annual fee
• Multiple redemption options
• No redemption minimums

Cons

• Your 5% category is limited to $500 in spend ($25 in cash-back) each month
• Not particularly rewarding for any purchases outside of your top 5% cash-back category

Card Highlights

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
• Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
• No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
• No Annual Fee
• Citi will only issue one Citi Custom Cash^® Card account per person.

Financial Snapshot

• APR: 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%.
• Foreign Transaction Fees: 3%

Card Categories

• Credit Card Reviews
• Cash Back Credit Cards
• No Annual Fee Cards

More Reads

• Citi Custom Cash Card Launches [Earn 5% Back on Your Top Purchases]
• Best Citi Credit Cards

Bottom Line: If you need to book a Turkish Airlines business class ticket and happen to have Citi ThankYou Points, the best deal is to transfer them to Turkish Airlines Miles&Smiles at a rate of 45,000 miles in each direction. Taxes and fees are passed on, which are generally around $170 to $220 one-way.

Avianca LifeMiles

Avianca LifeMiles is another solid frequent flyer program to use for Turkish Airlines award flights. This particular currency is one of the easiest to earn, even though its redemption rates are reasonable.

And if you can deal with incomplete award searches being displayed and are willing to invest a bit more time into planning this flight, you can take advantage of some awesome aspects of this program.

Let’s get the award chart out of the way, first. Check out the table below to learn about redemption costs between the U.S. and Istanbul:

You’ll immediately notice that fuel surcharges are not passed on, as is the case with all LifeMiles award flights.

If all of this sounds good to you, follow these steps to book your ticket using LifeMiles:

1. Use United’s website to search for award space; then write down the flight information.
2. Visit LifeMiles’ website.
3. Change the site language to English by clicking the flag icon in the top-right corner and choosing English.
4. Click Log in at the top-right corner and enter your LifeMiles Number and Password.
5. Once logged in and redirected to the homepage, click Fly.
6. In the flight search box, you’ll see a menu that says Smart Search by default. Change it to Turkish Airlines.
7. Enter your flight information, select either one-way or round-trip, and click Find Flights.
8. Choose your dates from the calendar.
9. After confirming availability, transfer your points to LifeMiles and make the reservation by redeeming LifeMiles.
10. Enter your traveler information and use a credit card to pay for any taxes and fees.

Earning Avianca LifeMiles

Another positive attribute of LifeMiles is the huge list of transfer partners consisting of Amex Membership Rewards, Brex Rewards, Capital One Miles, Citi ThankYou Rewards, and Marriott Bonvoy.

All of the above, except Marriott Bonvoy, transfer instantly at a 1:1 ratio. Marriott Bonvoy transfers at a 3:1 ratio.

There are 2 other reasons why you’d want to consider transferring to LifeMiles, even with its more expensive redemption rate on paper:

1. Transfer bonuses of 20% to 30% are routinely offered by Amex, Brex, and Citi
2. LifeMiles periodically publishes award sales, up to 20% off

In the event that you can line up a transfer bonus with an award sale, you can bring down the cost of a flight that normally costs 63,000 LifeMiles to less than 40,000 transferable points!

Plus, LifeMiles sells miles with huge bonuses regularly, all the way up to 200% extra bonus miles (1.0 to 1.1 cents per point), which means even if you had zero points and miles, you could basically buy a business class ticket on Turkish Airlines for ~$600 in each direction!

Recommended Capital One Cards

TOP PICK

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Learn More(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Bonus Valuation*:

$1,350

Annual Fee

$395

APR

19.99% - 29.99% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-840)

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights purchased through Capital One Travel
• 2x miles per $1 on all other purchases
• $300 annual travel credit on bookings made through Capital One Travel
• Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• 10,000 bonus miles awarded on your account anniversary each year
• Global Entry/TSA PreCheck credit
• Add authorized users for no additional annual fee
• No foreign transaction fees

 

Cons

• $395 annual fee
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

 

Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
• Receive up to a $100 credit for Global Entry or TSA PreCheck^®

Financial Snapshot

• APR: 19.99% - 29.99% (Variable)
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Travel Rewards Credit Cards
• Best Sign Up Bonuses

Rewards Center

Capital One Miles

 

More Reads

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• Best Ways to Use Venture X Points
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Terms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Learn More(at Capital One's secure site)

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Welcome Offer

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Bonus Valuation*:

$1,350

Annual Fee

$95

APR

19.99% - 29.99% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent Credit (670-850)

Why We Like This Card

As a frequent traveler with excellent credit, you’re always on the lookout for a credit card that comes with all the bells and whistles. And the easier it is to understand, the better!

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great sign-up bonus, high rewards rates, and flexible redemption options.

Pros & Cons

Pros

• 5x miles per $1 on hotels and rental cars booked through Capital One Travel
• 2x miles per $1 on all other purchases
• 2 complimentary visits to a Capital One Lounge or Plaza Premium Lounges each year
• Global Entry or TSA PreCheck credit
• No foreign transaction fees (rates & fees)
• Access to Capital One transfer partners

Cons

• $95 annual fee (rates & fees)
• Limited elite benefits

Card Highlights

• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
• Miles won’t expire for the life of the account and there’s no limit to how many you can earn
• Receive up to a $100 credit for Global Entry or TSA PreCheck^®
• Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
• Use your miles to get reimbursed for any travel purchase – or redeem by booking a trip through Capital One Travel
• Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
• Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

• APR: 19.99% - 29.99% (Variable)
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Travel Rewards Credit Cards
• Best Sign Up Bonuses

Rewards Center

Capital One Miles

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Terms Apply / Rates & Fees

Capital One VentureOne Rewards Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Learn More(at Capital One's secure site)

Capital One VentureOne Rewards Credit Card

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Welcome Offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.

20,000 miles

UP's Bonus Valuation*:

$360

Annual Fee

$0

APR

19.99% - 29.99% (Variable),0% intro on purchases for 15 months

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Interested in a travel rewards credit card without one of those pesky annual fees? Then say hello to the Capital One VentureOne Rewards Credit Card, the no-annual-fee version of the more popular Capital One Venture Rewards Credit Card.

In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.

But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?

Pros & Cons

Pros

• No annual fee
• No foreign transaction fees
• Ability to use transfer partners
• Access to Capital One Dining

Cons

• Weak earn rate at 1.25x miles per $1 spent on all purchases
• No luxury travel or elite benefits

Card Highlights

• $0 annual fee and no foreign transaction fees
• Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
• Earn unlimited 1.25X miles on every purchase, every day
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months

Financial Snapshot

• APR: 19.99% - 29.99% (Variable),0% intro on purchases for 15 months
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Travel Rewards Credit Cards
• No Annual Fee Cards

Rewards Center

Capital One Miles

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• Capital One Venture X Card vs. Capital One VentureOne Card [Detailed Comparison]
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Bottom Line: Even though LifeMiles charges 63,000 miles per person for a one-way business class flight, there are many reasons why you’d want to consider it over Turkish Airlines. This includes amazing mileage sales, enhanced transfer partnerships, award flight discount sales, and the absence of fuel surcharges. In particular, this is the best way to book Turkish Airlines business class if you have Capital One miles, thanks to the enhanced 1:1 transfer ratio offered. 

Air Canada Aeroplan

Air Canada’s points program, Aeroplan, could be a very useful way to book Turkish Airlines flights.

It uses a complex pricing system for award flights, but here’s what you need to remember about U.S.-Turkey flights: they fall under Aeroplan’s award chart for flights between North America and the Atlantic region.

Moreover, Aeroplan uses a distance-based award chart, which means you’ll need to figure out how far your flight travels in distance to get an accurate price.

Here’s the award chart:

For example, a nonstop, one-way flight between Boston (BOS) and Istanbul (IST) is 4,814 miles in flight distance, which means this business class flight would cost 70,000 Aeroplan points.

Also, Aeroplan permits stopovers on one-way flights for an additional 5,000 points, making it a no-brainer if you’re planning on visiting Turkey and another city.

No fuel surcharges are passed on, and there’s a low CA$39 (~$32) partner booking fee assessed for each ticket.

Here’s how to book:

1. Go to the Air Canada website.
2. Hover over the button that says Sign in in the top-right corner and click Sign in.
3. Enter your Aeroplan login credentials and click Sign in.
4. You’ll see a search box on the redirected homepage.
5. Toggle the slider that says Points.
6. Choose Round-trip or One-way for your trip type.
7. Enter your flight information.
8. Click Find.
9. Use your Aeroplan points and a credit card to book your Turkish Airlines flight.
   • If you want to add a stopover, you’ll need to call Aeroplan at 800-361-5373 to confirm your booking after finding availability for each segment.

Earning Air Canada Aeroplan Points

Aeroplan points are easy to earn because you can transfer points from Amex Membership Rewards, Bilt Rewards, Capital One Miles, Chase Ultimate Rewards, and Marriott Bonvoy.

Most notably, this is the first Chase Ultimate Rewards transfer partner we’ll be considering for Turkish Airlines business class flights.

Amex, Bilt, Capital One, and Chase transfer to Aeroplan at a 1:1 ratio almost instantly. Marriott Bonvoy transfers to Aeroplan in 5 business days at a 3:1 ratio with a 5,000-mile bonus when you transfer 60,000 Marriott Bonvoy points.

Recommended Chase Cards (Personal)

Chase Sapphire Preferred^® Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

Learn More(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards^®.

60,000 points

UP's Bonus Valuation*:

$1,200

Annual Fee

$95

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Ultimate Rewards portal
• 5x points on select Peloton purchases over $250 (through March 31, 2025)
• 5x points on Lyft purchases (through March 31, 2025)
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide
• $50 annual credit on hotel stays booked through the Chase Ultimate Rewards portal
• 6 months of complimentary Instacart+ (activate by July 31, 2024), plus up to $15 in statement credits each quarter through July 2024
• Excellent travel and car rental insurance
• 10% annual bonus points
• No foreign transaction fees
• 1:1 point transfer to leading airline and hotel loyalty programs like United MileagePlus and World of Hyatt
• Complimentary Spot Club Platinum status with The Parking Spot for 2 years, 20% off of your first reservation, and points for 1 free day of parking (enroll by October 26, 2023)

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Card Highlights

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards^®.
• Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards^®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards^®. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Financial Snapshot

• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
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• Travel Rewards Credit Cards
• Best Sign Up Bonuses

Rewards Center

Chase Ultimate Rewards

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Chase Sapphire Reserve^®

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Learn More(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 points

UP's Bonus Valuation*:

$1,200

Annual Fee

$550

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-850)

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros & Cons

Pros

• 10x points on car rentals, hotels, and dining booked via the Chase Ultimate Rewards portal
• 10x points on Lyft purchases March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
• 5x points on airfare booked via the Chase Ultimate Rewards portal
• 3x points on all other travel and dining purchases; 1x point on all other purchases
• $300 annual travel credit
• Priority Pass airport lounge access
• TSA PreCheck, Global Entry, or NEXUS credit
• Access to Chase Luxury Hotel and Resort Collection
• Rental car elite status with National and Avis

Cons

• $550 annual fee
• Does not offer any sort of hotel elite status

Card Highlights

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards^®
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards^® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards^®. For example, 60,000 points are worth $900 toward travel
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck^®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
• Member FDIC

Financial Snapshot

• Foreign Transaction Fees: None

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Rewards Center

Chase Ultimate Rewards

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SPECIAL OFFER

Chase Freedom Unlimited^®

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

Learn More(at Chase's secure site)

Chase Freedom Unlimited^®

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

Welcome Offer

SPECIAL OFFER: Unlimited Matched Cash Back. Chase will automatically match all the cash back you earned at the end of your first year! There is no limit to how much cash back you can earn.

Matched Cash Back

Annual Fee

$0

APR

0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Chase Freedom Unlimited^® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.

When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.

Pros & Cons

Pros

• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
• 5% back on travel purchased through Chase Ultimate Rewards
• 3% back on dining and drugstore purchases
• 1.5% back on all other purchases
• No annual fee
• Earn big on travel purchased through Chase Ultimate Rewards
• Everyday bonus on dining and drugstores
• Straightforward cash-back on all other purchases
• Ability to pool points

Cons

• 3% foreign transaction fee

Card Highlights

• SPECIAL OFFER: Unlimited Matched Cash Back. Use your card for all your purchases and at the end of your first year, Chase will automatically match all the cash back you earned! There is no limit to how much you can earn. Every dollar in cash back rewards you earn is a dollar Chase will match.
• Unlimited 1.5% cash back is just the beginning of what you can earn. You’ll enjoy 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services, 5% cash back on travel purchased through Chase Ultimate Rewards^®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; and 1.5% cash back on all other purchases.
• Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% – 29.24%.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited^® card
• Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
• Member FDIC

Financial Snapshot

• APR: 0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
• Foreign Transaction Fees: 3% of each transaction in U.S. dollars

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• Credit Card Reviews
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Chase Ultimate Rewards

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Chase Freedom Flex℠

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

Chase Freedom Flex℠

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

Welcome Offer

Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.

$200

Annual Fee

$0

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Chase Freedom Flex℠ sure does pack quite a punch — especially for a no-annual-fee card.

The Freedom Flex card is an incredible option for those looking for a well-rounded cash-back card, or a powerful point-earner when paired with a premium card in the Ultimate Rewards family.

Pros & Cons

Pros

• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
• Powerful cash-back earner: 5% back on quarterly categories and travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstore purchases, and 1% back on all other purchases
• No annual fee
• Excellent cell phone insurance
• Ability to pool points
• Mastercard World Elite benefits

Cons

• 3% foreign transaction fees in U.S. dollars

Card Highlights

• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
• 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• 5% cash back on travel purchased through Chase Ultimate Rewards^®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
• No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
• Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
• Member FDIC

Financial Snapshot

• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Cash Back Credit Cards
• No Annual Fee Cards

Rewards Center

Chase Ultimate Rewards

More Reads

• Benefits of the Chase Freedom Flex
• Amex Blue Cash Everyday vs Chase Freedom Flex
• Chase Freedom Unlimited vs Chase Freedom Flex
• Best 0% Interest Credit Cards
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• Best Credit Cards for Cell Phone Protection
• Best Chase Credit Cards

Business Owner? Read our article on the best Chase business cards that earn Ultimate Rewards.

Bottom Line: To book Turkish Airlines business class flights using Chase Ultimate Rewards points, the best program is Air Canada Aeroplan. You can also transfer points from Amex, Bilt, Capital One, and Marriott Bonvoy. 

Asiana Club

One of the programs with the best redemption prices to Turkey is Asiana Club. But it does come with a huge caveat — it’s pretty hard to earn Asiana miles.

This approach primarily appeals to those who have already accumulated a small pile of Asiana miles. But if you already have Asiana miles, the redemption price is even better than ANA Mileage Club:

As usual, taxes and fees, including fuel surcharges, are all passed on.

Asiana Airlines doesn’t allow partner award bookings to be made online, only Asiana-operated flights. Follow these directions to book your Turkish Airlines flight using Asiana miles:

1. Find award availability using a Star Alliance partner website like United.com.
2. After finding availability, call Asiana Airlines’ reservation center at 800-227-4262.
3. Provide the reservations agent with your flight details.
4. Book the ticket using Asiana miles and a credit card for taxes and fees.

Earning Asiana Club Miles

Asiana Airlines’ only transfer partner is Marriott Bonvoy, which has a 3:1 ratio with a 5,000-mile bonus after transferring 60,000 Marriott Bonvoy points. Transfers take around 4 business days.

Recommended Marriott Bonvoy Cards

Marriott Bonvoy Bold^® Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Marriott Bonvoy Bold^® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Welcome Offer

Earn 30,000 Bonus Points after you spend $1,000 on eligible purchases within the first 3 months from account opening.

30,000 points

UP's Bonus Valuation*:

$210

Annual Fee

$0

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold^® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros & Cons

Pros

• Up to 14x points per $1 on Marriott purchases
• 2x points per $1 on travel purchases
• 15 Elite Night Credits each year (automatically gives you Silver Elite status)
• No foreign transaction fees
• No annual fee

Cons

• Lower point earn rate than other Marriott Bonvoy cards
• Marriott Bonvoy Silver Elite status is the lowest status tier

Card Highlights

• Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
• Pay no annual fee with the Marriott Bonvoy Bold^® Credit Card from Chase^®!
• Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card.
• 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
• 1X point for every $1 spent on all other purchases.
• Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
• No Foreign Transaction Fees.
• Member FDIC

Financial Snapshot

• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards
• No Annual Fee Cards

Rewards Center

Marriott Bonvoy

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Marriott Bonvoy Boundless^® Credit Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Marriott Bonvoy Boundless^® Credit Card

Marriott loyalists will love this card's annual free night award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Welcome Offer

Earn 3 Free Nights after you spend $3,000 on eligible purchases (each night valued up to 50,000 points) within the first 3 months from account opening.

Up to 3 Free Nights

UP's Bonus Valuation*:

$1,050

Annual Fee

$95

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless^® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros & Cons

Pros

• Earn big when you use your card at over 7,000 participating Marriott Bonvoy hotels
• New benefit to earn big at grocery stores, gas stations, and dining
• Automatic Silver Elite Status
• 1 Free Night Award each cardmember anniversary (up to 35,000 points)
• DoorDash DashPass subscription
• No foreign transaction fees

Cons

• $95 annual fee
• Marriott Silver status is the lowest status tier

Card Highlights

• Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
• Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
• Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
• 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
• Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Boundless^® Card.
• Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
• No Foreign Transaction Fees.
• Member FDIC

Financial Snapshot

• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards

Rewards Center

Marriott Bonvoy

More Reads

• The 75,000 or 100,000 Bonus Point Offer for the Marriott Boundless
• 23 Valuable Benefits of the Marriott Bonvoy Boundless Credit Card
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Terms Apply / Rates & Fees

Marriott Bonvoy Bevy™ American Express^® Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Learn More(at Amex's secure site)

Marriott Bonvoy Bevy™ American Express^® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Welcome Offer

Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership

85,000 points

UP's Bonus Valuation*:

$595

Annual Fee

$250

APR

20.99%-29.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Marriott Bonvoy Bevy™ American Express^® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros & Cons

Pros

• 6x points per $1 at hotels participating in Marriott Bonvoy
• 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2X points)
• 2x points per $1 on all other purchases
• Complimentary Marriott Bonvoy Gold Elite status
• 15 Elite Night Credits per year
• 1,000 bonus points per paid stay
• 1 Free Night Award (up to 50,000 points) when you spend $15,000 on the card in a year
• No foreign transaction fees (rates and fees)

Cons

• $250 annual fee (rates and fees)
• Free Night Award certificate is not an automatic benefit

Card Highlights

• Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.
• 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy^® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
• With complimentary Gold Elites status, earn up to 2.5X points from Marriott Bonvoy^® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
• Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy^® points) at a hotel participating in Marriott Bonvoy^®. Certain hotels have resort fees.
• 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card^® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
• Plan It^® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
• $250 Annual Fee.
• Terms apply.

Financial Snapshot

• APR: 20.99%-29.99% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards

More Reads

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Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Learn More(at Amex's secure site)

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome Offer

Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

95,000 bonus points

UP's Bonus Valuation*:

$665

Annual Fee

$650

APR

20.99%-29.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

• 6x points per $1 at hotels participating in Marriott Bonvoy program
• 3x points per $1 on flights booked directly with airlines and restaurants worldwide
• 2x points per $1 on all other purchases
• 25 Elite Night Credits each year
• Priority Pass Select membership upon enrollment
• Global Entry or TSA PreCheck application fee statement credit
• Annual Free Night Award after card renewal
• Complimentary Platinum Elite status

Cons

• Steep annual fee of $650 (rates and fees)
• 6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy™ American Express^® Card

Card Highlights

• Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
• With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
• Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
• Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
• Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
• $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
• Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy^® member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
• Enroll in Priority Pass™ Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
• No Foreign Transaction Fees on international purchases.
• With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• $650 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 20.99%-29.99% Variable
• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Hotel Credit Cards
• Best Sign Up Bonuses

Rewards Center

Marriott Bonvoy

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United MileagePlus

United MileagePlus is the last major frequent flyer program we’ll be discussing to book Turkish Airlines business class flights.

If you don’t have the patience or willpower to deal with award searches, United MileagePlus is probably the best bet for you.

You definitely won’t get the best redemption prices, but you’ll book your ticket through a familiar search engine, won’t be liable for fuel surcharges, and can do your booking 100% online on 1 website.

United MileagePlus uses a dynamic award pricing system, but partner award flights don’t deviate much for the most part:

If you see mileage prices of 80,500 or 88,000 miles, that could be due to the dynamic award system United has in place.

United MileagePlus doesn’t pass on any fuel surcharges, keeping your out-of-pocket costs as low as possible.

Here’s how to book your flight using United MileagePlus:

1. Go to United.com.
2. On the homepage’s search box, check off the box that says Book with Miles.
3. Choose either Roundtrip or One-way.
4. Type in your airport pairs.
5. Enter your dates, number of travelers, and cabin class.
6. Click the Find flights button.
7. Browse your flight results and book a ticket by spending your United miles and use a credit card for taxes and fees.

Earning United MileagePlus Miles

United MileagePlus has transfer partnerships with Bilt Rewards and Chase Ultimate Rewards at a 1:1 ratio (points transfer instantly) and Marriott Bonvoy at a 3:1.1 ratio (points transfer in 1 business day) with a 5,500-mile bonus for every 60,000 Marriott Bonvoy points transferred to United (resulting in 27,500 United miles).

Also, Chase issues co-branded United MileagePlus credit cards that earn United miles directly, offer free checked bags on United flights, and more.

Recommended United Cards

United℠ Explorer Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Learn More(at Chase's secure site)

United℠ Explorer Card

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Welcome Offer

Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

60,000 bonus miles

UP's Bonus Valuation*:

$720

Annual Fee

$95

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider the United℠ Explorer Card, because this card does all that and more!

Pros & Cons

Pros

• 2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
• 1x mile per $1 on all other purchases
• First checked bag free for you and up to 1 traveling companion
• 25% statement credit on United inflight purchases
• Priority boarding
• Global Entry, TSA PreCheck, or NEXUS statement credit
• 2 United Club 1-time passes each year
• Premier upgrades on award tickets
• Travel and purchase protections

Cons

• $0 intro for the first year, then $95 annual fee
• Does not earn transferable rewards

Card Highlights

• Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
• $0 introductory annual fee for the first year, then $95.
• Earn 2 miles per $1 spent on dining, hotel stays, and United^® purchases
• Up to $100 Global Entry, TSA PreCheck^® or NEXUS fee credit
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
• Free first checked bag - a savings of up to $140 per roundtrip. Terms Apply.
• Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year
• Member FDIC

Financial Snapshot

• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Airline Credit Cards
• Travel Rewards Credit Cards

Rewards Center

United MileagePlus Frequent Flyer Program

More Reads

• Benefits of the United Explorer Card
• Best Credit Cards for Airport Lounge Access
• Best Chase United Credit Cards
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United Club℠ Infinite Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Learn More(at Chase's secure site)

United Club℠ Infinite Card

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Welcome Offer

Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

90,000 miles

UP's Bonus Valuation*:

$1,080

Annual Fee

$525

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-850)

Why We Like This Card

The United Club℠ Infinite Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club Infinite card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

Pros & Cons

Pros

• 4x miles per $1 on United purchases
• 2x miles per $1 on travel and dining purchases
• Complimentary United Club membership
• Free first and second checked bag for you and 1 traveling companion
• United Premier Access
• 25% back on United inflight purchases
• Complimentary Premier Upgrades on United-operated award tickets (when available)
• Expanded award availability
• Up to 8,000 Premier Qualifying Points
• $100 Global Entry/TSA PreCheck/NEXUS credit
• Trip protections like trip delay insurance, lost and delayed luggage insurance, and rental car insurance
• Shopping protections like return protection, purchase protection, and extended warranty protection
• $70 discount on CLEAR membership, plus 10,000 bonus miles
• IHG One Rewards Platinum Elite status and a $75 annual credit
• Avis President’s Club elite status
• 10% discount on United Economy Saver Awards within the continental U.S. and Canada

Cons

• $525 annual fee
• Does not earn transferable rewards

Card Highlights

• Earn 90,000 bonus miles after qualifying purchases
• Earn 4 miles per $1 spent on United^® purchases
• Earn 2 miles per $1 spent on all other travel and dining
• Earn 1 mile per $1 spent on all other purchases
• Free first and second checked bags - a savings of up to $320 per roundtrip (terms apply) - and Premier Access^® travel services
• 10% United Economy Saver Award discount within the continental U.S. and Canada
• Earn up to 8,000 Premier qualifying points (500 PQP for every $12K you spend on purchases)
• Member FDIC

Financial Snapshot

• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Airline Credit Cards
• Best Sign Up Bonuses

More Reads

• Best Chase United Credit Cards
• Best Credit Cards for United Flyers
• United Club Lounge Locations
• New Benefits for United Club Infinite Card [IHG Elite Status, 10% Off Awards]

NEW OFFER

United Quest℠ Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Learn More(at Chase's secure site)

United Quest℠ Card

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Welcome Offer

Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

70,000 miles

UP's Bonus Valuation*:

$840

Annual Fee

$250

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The newest addition to United’s lineup of cards is the United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.

With an annual fee that falls between the United℠ Explorer Card and United Club℠ Infinite Card, the United Quest card makes for a fantastic card option for United frequent flyers.

Pros & Cons

Pros

• 3x miles per $1 on United purchases
• 2x miles per $1 spent on travel, dining, and select streaming services
• $125 annual United credit
• 2 5,000-mile anniversary award flight credits
• Free first and second checked bag for you and 1 traveling companion
• Priority boarding
• 25% back on United inflight purchases
• Complimentary Premier Upgrades on United-operated award tickets (when available)
• Expanded award availability
• Up to 3,000 Premier Qualifying Points
• Up to $100 Global Entry/TSA PreCheck/NEXUS credit
• Travel and shopping protections including trip delay insurance, lost/delayed luggage insurance, rental car insurance, purchase protection, and extended warranty protection

Cons

• Does not earn transferable rewards
• Does not offer airport lounge access
• $250 annual fee

Card Highlights

• Earn 70,000 bonus miles and 500 PQP after qualifying purchases
• Earn 3 miles per $1 spent on United^® purchases
• Earn 2 miles per $1 spent on all other travel, dining and select streaming services
• Earn 1 mile per $1 spent on all other purchases
• Free first and second checked bags - a savings of up to $320 per roundtrip (terms apply) - and priority boarding
• Up to a $125 United^® purchase credit and up to 10,000 miles in award flight credits each year - terms apply
• Earn up to 6,000 Premier qualifying points (500 PQP for every $12K you spend on purchases)
• Member FDIC

Financial Snapshot

• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Airline Credit Cards
• Best Sign Up Bonuses

More Reads

• Best Chase United Credit Cards
• Best Credit Cards for United Flyers

NEW OFFER

United Gateway℠ Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

Learn More(at Chase's secure site)

United Gateway℠ Card

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

Welcome Offer

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.

30,000 miles

UP's Bonus Valuation*:

$360

Annual Fee

$0

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The United Gateway℠ Card is a great option for those looking to earn more United miles without wanting to pay a credit card annual fee. Plus, the card offers other solid benefits like a 25% back on United inflight purchases, purchase protection, and rental car insurance.

Pros & Cons

Pros

• 2x miles per $1 on United purchases
• 2x miles per $1 at gas stations and on local transit and commuting, including rideshare services, taxicabs, train tickets, tolls, and mass transit
• 1x mile per $1 on all other purchases
• No annual fee
• 25% back on inflight purchases
• No foreign transaction fees
• Trip cancellation and trip interruption insurance
• Rental car insurance
• Purchase protection
• Extended warranty coverage

Cons

• If you are a frequent United flyer, other cards offer more perks
• It does not earn transferable rewards

Card Highlights

• Earn 30,000 bonus miles
• No annual fee
• Earn 2 miles per $1 spent on United^® purchases, at gas stations and on local transit and commuting
• Earn 2 miles per $1 spent on United^® purchases
• Earn 2 miles per $1 spent at gas stations, on local transit and commuting
• Earn 1 mile per $1 spent on all other purchases
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
• Member FDIC

Financial Snapshot

• Foreign Transaction Fees: None

Card Categories

• Credit Card Reviews
• Airline Credit Cards
• No Annual Fee Cards

More Reads

• Best Chase United Credit Cards
• Best Credit Cards for United Flyers
• Best No-Annual-Fee Credit Cards for Hotel & Airline Benefits

United Club℠ Business Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Club Business card is a great option for frequent United flyers looking for United Club access.

Learn More(at Chase's secure site)

United Club℠ Business Card

The United Club Business card is a great option for frequent United flyers looking for United Club access.

Welcome Offer

Earn 75,000 bonus miles after $5,000 on purchases in the first 3 months your account is open

75,000 miles

UP's Bonus Valuation*:

$900

Annual Fee

$450

APR

20.74%-27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The United Club℠ Business Card is a premium card option for dedicated United loyalists seeking a card that offers complimentary United Club access, helps them earn and retain status, and doesn’t skip on the benefits.

From free checked bags to upgrades on award tickets and the ability to earn Premier qualifying points, there is plenty to the United Club Business card that United flyers are sure to love.

Pros & Cons

Pros

• 2x miles per $1 spent on United purchases
• 1.5x miles per $1 spent on all other purchases
• Complimentary United Club membership
• Free checked bags
• Premier Access travel services
• Discount on inflight purchases
• Upgrades on award tickets
• No foreign transaction fees
• Employee cards at no additional cost
• Travel and purchase protections

Cons

• $450 annual fee
• Earning rate for United purchases is poor compared to other United cards

Card Highlights

• Earn 75,000 bonus miles after $5,000 on purchases in the first 3 months your account is open
• Earn 2x miles on United purchases
• Earn 1.5x miles on all other purchases
• Employee cards at no additional cost
• United Club membership — up to a $650 value per year. Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi, and more
• Free first and second checked bags for you and a companion, save up to $320 per round-trip
• 25% back on United inflight purchases
• No foreign transaction fees

Financial Snapshot

• APR: 20.74%-27.74% Variable
• Foreign Transaction Fees: $0

Card Categories

• Credit Card Reviews
• Airline Credit Cards
• Business Credit Cards

More Reads

• Best Chase Business Credit Cards
• Best Chase United Credit Cards
• Best Credit Cards for United Flyers
• Best Ways To Book United Polaris Business Class Using Points
• Best Ways To Earn United MileagePlus Miles
• Best Ways To Redeem 60,000 United Airlines Miles
• Best Ways To Redeem United MileagePlus Miles
• Best Ways to Earn 100k+ United MileagePlus Miles
• How To Get United Airlines Elite Status
• What Is United MileagePlus Elite Status Worth: Seating & Upgrades

Other Great Options for Booking Turkish Airlines

Some other frequent flyer programs that you can use to book Turkish Airlines business class flights include Singapore Airlines KrisFlyer, EVA Air Infinity MileageLands, and Lufthansa Miles & More.

These options are generally either unattractive in price, come with extra booking hurdles, or are difficult to earn.

That being said, if you already have a bunch of miles in a different Star Alliance airline’s currency, you might be better off using those first before transferring any points.

Great Turkish Airlines Business Class Redemptions

Now that we’ve analyzed the best frequent flyer programs to book Turkish Airlines business class flights, let’s take a look at what it would look like to book a round-trip business class flight on Turkish Airlines with the following summary table:

In terms of absolute lowest mileage prices, Asiana Club wins — but when you also factor in how hard it is to earn Asiana miles, it won’t be a practical redemption method for a vast majority of travelers.

The 2 best ways to book Turkish Airlines business class with points are ANA Mileage Club (with Amex Membership Rewards points or Marriott Bonvoy points) and Turkish Airlines Miles&Smiles (with Citi ThankYou Points and Capital One miles). These 2 programs have the most attractive redemption rates, as well as the ability to easily earn points through credit card spending.

Air Canada Aeroplan is the best Chase Ultimate Rewards transfer partner for Turkish Airlines flights originating from the East Coast or Midwest, allows a stopover on one-way bookings for an additional 5,000 miles, and does not pass on fuel surcharges.

United MileagePlus has decent redemption rates, but its true selling point is a ridiculously simple process to book award tickets. MileagePlus has better award prices than Aeroplan for Turkish Airlines flights between Istanbul and the West Coast or Gulf Coast (Texas).

Asiana Club has the best redemption rates, but you’d generally want to use this program if you have a ton of Marriott Bonvoy points.

The next discussion is stopovers — each will have unique allowances and rules:

• ANA Mileage Club permits 1 stopover and 1 open-jaw on each award booking
• Turkish Airlines allows either 1 stopover or 1 open-jaw on each award booking (even one-way tickets)
• Avianca LifeMiles doesn’t permit stopovers
• Air Canada Aeroplan allows stopovers on one-way tickets for an additional 5,000 miles
• Asiana has incredibly complicated stopover allowances on partner-operated flights, but up to 8 stopovers are allowed on a round-trip award
• United MileagePlus does allow stopovers via its Excursionist Perk, which takes a bit of research and familiarization to utilize

Here are some of the best redemptions you can make aboard Turkish Airlines:

• Atlanta (ATL) – Istanbul (IST) – Izmir (ADB) one-way in Turkish Airlines business class with a stopover in Istanbul for 45,000 Turkish Airlines miles
• Chicago (ORD) – Istanbul (IST) one-way in Turkish Airlines business class for 63,000 Avianca LifeMiles
• Los Angeles (LAX) – Istanbul (IST) – Bodrum (BJV) round-trip in Turkish Airlines business class with a stopover in Istanbul for 88,000 ANA miles
• Miami (MIA) – Istanbul (IST) one-way in Turkish Airlines business class for 70,000 Aeroplan points
• San Francisco (SFO) – Istanbul (IST) – Ankara (ESB) one-way in Turkish Airlines business class for 77,000 United miles

How To Earn Enough Miles for Turkish Airlines Business Class

A variety of ways exist to book Turkish Airlines business class; similarly, there are a variety of ways you can earn enough miles for Turkish Airlines business class!

In this guide, we’ve shown you the major frequent flyer programs you should use, and in the section, we’ll show you how you can use literally any transferable currency to book the Turkish Airlines flight you want.

If you are currency-agnostic, the best deals will be using Marriott Bonvoy points transferred to Asiana Club, Amex Membership Rewards points transferred to ANA Mileage Club, or Citi ThankYou Points transferred to Turkish Airlines.

However, you might occasionally encounter a deal with LifeMiles where you can get a transfer bonus and an award flight sale.

Here is the summary of points you can earn to book Turkish Airlines business class:

• American Express Membership Rewards points transfer at a 1:1 ratio to ANA Mileage Club in around 3 days and Avianca LifeMiles and Air Canada Aeroplan almost instantly.
• Bilt Rewards points transfer instantly to Turkish Miles&Smiles, Air Canada Aeroplan, and United MileagePlus at a 1:1 almost instantly.
• Brex Rewards points transfer instantly to Avianca LifeMiles at a 1:1 ratio.
• Chase Ultimate Rewards points transfer to Air Canada Aeroplan and United MileagePlus at a 1:1 ratio almost instantly.
• Citi ThankYou Rewards Points transfer to Turkish Miles&Smiles at a 1:1 ratio in 1 to 2 business days and Avianca LifeMiles at a 1:1 ratio almost instantly.
• Capital One miles transfer to Turkish Miles&Smiles at a 1:1 ratio within 1 business day and Avianca LifeMiles and Air Canada Aeroplan at a 1:1 ratio almost instantly.
• Marriott Bonvoy points transfers at a 3:1 ratio to ANA Mileage Club (4 days), Avianca LifeMiles (1 day), Air Canada Aeroplan (5 days), Asiana Club (4 days), and Turkish Miles&Smiles (unknown time) at a 3:1 ratio. Marriott Bonvoy also transfers to United MileagePlus at a slightly improved 3:1.1 ratio in 3 days.

LifeMiles consistently receives transfer bonuses of 20% to 30%, Aeroplan sometimes gets transfer bonuses of 15% to 25%, and Turkish Miles&Smiles has rarely received transfer bonuses of 20% to 25%.

You can expect to never get transfer bonuses for ANA and United, just to set expectations.

When Should You Search for Award Space

Turkish Airlines generously releases award space, anywhere from 2 to 6 business class seats at once. Generally, flights from the U.S. East Coast enjoy the best award availability, while flights from the West Coast are slightly harder to find.

Turkish Airlines also releases more award availability around 1 month in advance, but they generally do not release award availability last minute (less than 1 month before departure).

So the easiest way to book Turkish Airlines business class is to plan far in advance or around 1 month in advance. It’s generally not a good idea to try to book Turkish Airlines business class flights a few days before departure.

We recommend searching for award availability using United’s website.

What Makes Turkish Airlines a Great Redemption Business Class

Turkish Airlines doesn’t get the attention it deserves due to its dated hard product on the Boeing 777-300ER and the A330-300.

However, if you look past that, you’ll actually find that Turkish Airlines excels in pretty much every other aspect.

Even so, the hard product actually becomes a highlight if you have the chance to fly on the 787-9 Dreamliner!

Let’s take a look at some reasons why you’d want to book Turkish Airlines business class.

Great Award Availability

For most of us, we don’t have all the time in the world to look for award availability and wait around for flights to pop up.

This is especially true if you have a family, are less flexible, and need to have a guaranteed, comfortable business class option.

This is where Turkish Airlines excels. Turkish Airlines is known for releasing award availability (especially for travel during the prime summer months) earlier than all of its other partners.

Also, when doing so, Turkish Airlines usually releases 4 business class seats on its flights, sometimes more!

Because of its membership in the Star Alliance, there are also plenty of ways to book Turkish Airlines business class with virtually any transferable points currency.

Phenomenal Catering

Turkish Airlines is world-renowned for channeling the culinary spirit of Turkey into its onboard products.

Turkey is, no doubt, a foodie destination, known for Turkish desserts, unique options, and refined palates.

The flag carrier takes this to heart by employing Do & Co to help its food and beverage program. In addition to a large wine selection, Turkish Airlines boasts multi-course meals, an onboard chef in business class, a phenomenal airport lounge dining experience, and one of the most complete catering services in the sky.

Amazing Connectivity

Another underrated attribute of Turkish Airlines is its incredible connectivity.

Turkey is located smack in the center of the world, which, logistically, makes them the best-positioned airline to connect one end of the world to another via its hub in Istanbul.

The airline operates nonstop flights to more than 120 countries around the world, overshadowing its closest competitor, Lufthansa, by more than 15 countries.

So if you want to fly to the Middle East or North Africa, Africa, Central Asia, or Eastern Europe, chances are Turkish Airlines can get you there in 1 stop.

Hot Tip: When you build a stopover of over 20 hours in Istanbul into your business class itinerary, you can enjoy a stay in a 5-star hotel for 2 days, free of charge! Turkish Airlines’ Stopover in Istanbul page has more details.

Final Thoughts

With Turkish Airlines, you’re able to take advantage of possibly the most lucrative business class deal out there: ANA Mileage Club’s round-trip award tickets.

Even if you don’t have Amex Membership Rewards points, Turkish Airlines business class flights are bookable using basically any transferable points system.

If you have Chase Ultimate Rewards points, Air Canada Aeroplan or United MileagePlus both work (the former is best for stopovers and/or flights originating in the U.S. East Coast).

If you have Citi ThankYou Rewards Points, it’s hard to beat Turkish Airlines Miles&Smiles or Avianca LifeMiles.

If you have Capital One miles, Avianca LifeMiles, Air Canada Aeroplan, and Turkish Airlines Miles&Smiles are great options.

Brex Rewards also offers LifeMiles as a strong transfer partner.

You’ll enjoy Turkish Airlines’ fantastic business class product faster than you thought if you stick to the principles outlined in this guide!

The information regarding the Chase Freedom Flex℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Bold^® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless^® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the United Club℠ Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

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