Some Capital One Cardholders Gained 3% Cash-Back Earnings on Gas and Groceries Today

Updated: September 10, 2026, 10:14am CDT

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Capital One Adds 3% Cash-Back Categories
Final Thoughts

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Customers with Capital One cash-back credit cards should check their accounts for a new bonus category available today, September 10, 2026.

Unfortunately, not all customers are gaining these new bonus categories. However, if you have the Capital One Quicksilver Cash Rewards Credit CardInformation collected independently. Not reviewed by Capital One. or Capital One QuicksilverOne Cash Rewards Credit CardInformation collected independently. Not reviewed by Capital One., it’s worth checking your emails and contacting Capital One to see if you’re eligible.

What are the new bonus categories, and who’s eligible? Let’s take a closer look.

Capital One Adds 3% Cash-Back Categories

The Capital One QuicksilverOne card has a $39 annual fee, while the Capital One Quicksilver card‘s annual fee is $0. Both cards earn an unlimited 1.5% cash-back on everyday purchases.

Now, some Capital One cardholders are gaining 2 bonus categories: 3% cash-back at grocery stores and 3% cash-back on gas.

Capital One Quicksilver Tap To Pay Upgraded Points LLC 2 — Earn cash-back on all purchases with both of these cards. Image Credit: Upgraded Points LLC

As part of Capital One’s acquisition of Discover, we’ve seen several changes to credit cards:

That last one matters most here, which is why only some cardholders are gaining the new 3% categories as of September 10. Both cards have 2 different setups. If you are eligible, you should’ve received an email, as confirmed by a Capital One spokesperson:

“We have notified some Capital One Quicksilver and QuicksilverOne cardholders that their cards will be upgraded with enhanced rewards. Customers who were notified will earn unlimited 3% cash back rewards at grocery stores and gas stations, in addition to the unlimited 1.5% cash back they earn on all other purchases.”

Capital One

If you haven’t received any communications about this change, it’s worth checking your online account or calling the number on the back of your card to inquire.

Hot Tip:

If you aren’t eligible and are looking for bonus earnings, check out our list of the best credit cards for grocery store rewards and the best credit cards for gas station earnings.

Final Thoughts

Capital One is adding 3% cash-back on groceries and 3% cash-back on gas for some customers with the Capital One QuicksilverOne card and Capital One Quicksilver card. Unfortunately, not all cardholders are gaining these new bonus categories today.

If you have either of these cards and haven’t received any communications from Capital One about changes to your credit card, it’s worth calling to see if you’re eligible for elevated earnings.