Capital One Quicksilver and Savor Student Cards: $100 Bonus and No Annual Fee

Students looking to build credit and earn rewards have limited-time Capital One offers to consider.

Capital One has doubled the welcome bonus offers on its 2 student-focused credit cards: the Capital One Quicksilver Student Cash Rewards Credit Card* and the Capital One Savor Student Cash Rewards Credit Card*.

Let’s take a look at these elevated offers.

Capital One Student Cards — New Welcome Offer Details

For a limited time, the Capital One Quicksilver Student card and Capital One Savor Student card are offering a $100 cash bonus after spending $300 on purchases within the first 3 months.

This bonus is double the typical $50 welcome bonus these cards have historically offered, making it a great time to apply.

Here’s a breakdown of each card’s core benefits:

• Capital One Quicksilver Student card: Earns 1.5% cash-back on every purchase, with no rotating categories or spending limits. Plus, the card has a $0 annual fee and no foreign transaction fees.
• Capital One Savor Student card: Earns 3% cash-back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart and Target), and 1% back on all other purchases. This card also has a $0 annual fee and no foreign transaction fees.

Perks like no annual fees, no foreign transaction fees, and cash-back rewards are rare for student credit cards, which makes these cards a smart addition to your wallet.

Is It Worth It?

While the $100 bonus for spending $300 is a nice perk — especially for students on a budget — the real value of these cards lies in their accessibility for students with limited credit history.

The Capital One Quicksilver Student card and the Capital One Savor Student card are designed specifically for those with limited or no credit history, making them excellent starter options for students just beginning their credit journey.

Because these are unsecured cards, they present lower barriers to entry into the world of credit. They don’t require a security deposit or charge an annual fee, unlike secured cards. Even better, they come with solid earning rates on everyday expenses like dining, streaming services, and entertainment, which are rare for entry-level cards.

Final Thoughts

With the welcome bonus offer now doubled to $100, no annual fees, and solid everyday earning potential, both the Capital One Quicksilver Student card and the Capital One Savor Student card are solid options for students looking to earn rewards while learning how to manage credit responsibly.