Chase Offering an 80% Transfer Bonus to IHG One Rewards [Ends December 3]

Updated: November 2, 2026, 7:09am CST

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Get an 80% Bonus IHG One Rewards Points
Is This Offer Worth It?
Final Thoughts

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Throughout the year, Chase regularly offers transfer bonuses to its airline or hotel program partners.

In its latest promotion, Chase is offering an 80% bonus when you convert Chase Ultimate Rewards points to IHG One Rewards points. This offer runs through December 3, but it’s not as attractive as the 100% bonus we saw earlier this year.

Let’s review the specifics to see if it’s a good deal for you.

Get an 80% Bonus IHG One Rewards Points

Chase is offering an 80% bonus of IHG One Rewards points when you transfer Chase Ultimate Rewards points. For example, transferring 1,000 Chase Ultimate Rewards points to IHG One Rewards will result in 1,800 IHG One Rewards points. Typically, transfers are 1:1, so right now you’ll get an elevated 1:1.8 transfer rate.

You have until December 3, 2026, at 11:59 p.m. ET to complete the transfer. Obviously, if you wish to transfer points, you should do so before this date to avoid any technical issues that may arise.

Chase IHG transfer bonus — Screenshot: Chase website

When you transfer Chase Ultimate Rewards points to IHG One Rewards, you can use those points toward free hotel stays and more. However, those points do not count toward the accumulation of elite status or any other similar offer.

Is This Offer Worth It?

In general, no, it’s not worth it. Unless you have a specific redemption in mind or need more points to pay for a stay, it’s likely not worth the transfer bonus for several reasons:

IHG stays are some of the most expensive points-wise across all hotel loyalty programs, and it’s not uncommon to see a stay cost well north of 80,000 points. You’re far better off transferring your Chase Ultimate Rewards points to World of Hyatt, where a top-tier hotel costs 40,000 points a night on standard dates.
Transferring your points into IHG One Rewards means they’ll be stuck in that program. If you can avoid transferring your points, you can keep them with Chase, where you have the flexibility to transfer them to whichever partner you need whenever you need.

Hot Tip:

We value Chase Ultimate Rewards points at 2 cents each, while we value IHG points at 0.5 cents each. Even with the 80% transfer bonus, turning 1,000 Chase points into 1,800 IHG points means you’re turning $20 worth of points into just $9 worth of points.

That said, there might be reasons to participate in this offer:

If you have an upcoming stay in mind and need additional points to book, transferring points here can top up enough points in your account to complete your reservation.
If you have lots of Chase Ultimate Rewards points to spare, you may want to consider taking advantage of the bonus timing.
There are some IHG properties that offer incredible value on points, even though many properties tend to be overly inflated. If you can find value in a stay like this, it’s worth it to transfer over the points to book it.

Final Thoughts

Depending on your travel plans, this may be a decent time to get additional IHG One Rewards points, thanks to this 80% transfer bonus from Chase Ultimate Rewards. Topping up your account can be very beneficial for booking a larger award or even some smaller hotels at great rates, though this transfer bonus isn’t a guaranteed win for everyone.

If you have Chase Ultimate Rewards points, consider what value you can get by transferring those points to IHG One Rewards before this bonus ends on December 3, 2026.