[Expired] Ending Soon: Chase Ink Business Cash Card Offer With Lowered Spend, Relationship Bonus

Updated: November 18, 2024, 4:50am CST

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Chase’s Welcome Offer on the Ink Business Cash Card
Final Thoughts

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Update:

The offer mentioned below has expired and is no longer available.

Chase recently updated the welcome offer on its $0-annual-fee Ink Business Cash^® Credit Card.

Eligible applicants can take advantage of a new welcome bonus offer: Earn $350 when you spend $3,000 in the first 3 months and an additional $400 when you spend $6,000 on purchases in the first 6 months. However, that offer — and the associated relationship bonus that can provide even more rewards — is ending on November 17, 2024.

This offer is of particular interest to small business owners and entrepreneurs who are just getting started and want to maximize their business expenses. Let’s look at the details to understand whether yu should apply before this offer goes away.

Chase’s Welcome Offer on the Ink Business Cash Card

The Ink Business Cash card has an improved welcome bonus offer: Earn $350 when you spend $3,000 in the first 3 months and an additional $400 when you spend $6,000 on purchases in the first 6 months.

All told, new cardholders could receive a total of up to $750 after 6 months of account opening should they hit both spending thresholds. This is an improvement from the previous welcome bonus offer, which had a shorter 3-month window to achieve the total $6,000 spending minimum required.

The cash-back on the Ink Business Cash card is earned as Chase Ultimate Rewards points. Therefore, earning a total of $750 cash back is awarded as 75,000 Ultimate Rewards points.

That’s not all, though. Ink Business Cash cardholders also have the chance of receiving a 10% bonus on all of the eligible cash-back they earned during the first card anniversary. The only prerequisite? Having an open Chase Business Checking account on the first anniversary of card ownership.

Business owner working — Image Credit: Halfpoint via Shutterstock

However, the 10% bonus is not applied to any spending you may have done to earn that welcome bonus offer.

Let’s say you have a Chase Business Checking account and you earn a total of $5,000 cash-back in the first year (outside of the welcome offer). You’ll receive a bonus of $500 in rewards at the end of the first year — happy anniversary indeed!

All other cash-back-related rewards remain the same on the Ink Business Cash card:

5% cash back on Internet, cable, phone services, and office supply stores (limited to $25,000 per year)
2% cash back on spending at gas stations and at restaurants (limited to $25,000 per year)
1% cash back on all other spending

Hot Tip:

The Ink Business Cash card is just 1 of several business cards by Chase. Examples include the Ink Business Preferred^® Credit Card, which might be best suited for established business owners who are also frequent travelers. And for the big spenders, consider the Ink Business Premier^® Credit Card with a powerful earning rate.

Final Thoughts

Chase’s new welcome offer for the Ink Business Cash card is more approachable for those getting started with their business. And with the new 10% Chase Business banking relationship bonus, now’s a great time to apply. If you’re interested in this offer, understand that it’s ending on November 17.