Chase Sapphire Reserve Business Card Brings Back Massive 200K Welcome Bonus Offer

The best welcome bonus offer we’ve ever seen on a Chase Ultimate Rewards card is back. The Sapphire Reserve for Business℠ now features a huge 200,000-point welcome offer.

If you missed it the first time around or have been sitting on the sidelines for a good welcome offer, this is your second chance to earn it. Here are the details.

Chase Sapphire Reserve Business Card’s 200K Welcome Offer

The Chase Sapphire Reserve Business card is offering 200,000 bonus points after you spend $30,000 in the first 6 months of account opening. This spending requirement is massive, so be sure your business expenses can support that amount of spending before applying.

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Sapphire Reserve for Business℠

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

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Sapphire Reserve for Business℠

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Welcome Offer

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.

200,000 points

UP's Offer Valuation*:

$4,000

Annual Fee

$795

APR

Flex for Business Variable APR: 17.74% - 28.49%

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.

Pros & Cons

Pros

• 8x points on Chase Travel purchases
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media sites and search engines (uncapped)

Cons

• $795 annual fee

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Card Highlights

• Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
• $7,000+ in value your first year. 200K points, valued at $4,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
• Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
• Earn 5x total points on Lyft rides through 9/30/27.
• Earn 4x points on flights & hotels booked direct.
• Earn 3x points on social media & search engine advertising.
• Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
• Enjoy complimentary access to the Chase Sapphire Lounge^® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
• Member FDIC

Financial Snapshot

• APR: Flex for Business Variable APR: 17.74% - 28.49%
• Foreign Transaction Fees: None

What’s this bonus offer worth? We value Chase Ultimate Rewards points at 2 cents each, putting this welcome bonus at $4,000 in value. That’s a remarkable figure, and it’s the largest welcome offer we’ve ever seen on a Chase Ultimate Rewards-earning card.

Is the Chase Sapphire Reserve Business Card Worth It?

The Chase Sapphire Reserve Business card pairs its eye-catching welcome offer with a strong earning structure and a collection of credits that can significantly offset the $795 annual fee.

Earning Rates

Cardholders earn the following:

• 8x points on all purchases made through Chase Travel
• 5x points on Lyft rides through 9/30/27
• 4x points on flights and hotels booked directly with airlines and hotels
• 3x points on social media and search engine advertising
• 1x points on all other purchases

Annual Credits

Cardholders can take advantage of a wide range of credits, including:

• Travel statement credits: up to $300 annual travel credit, up to $500 annual The Edit credit, and up to $120 in annual Lyft in-app credits
• Business and everyday credits: Up to $400 annually with ZipRecruiter, up to $200 for Google Workspace annually, up to $100 at Giftcards.com annually, and up to $300 in annual DoorDash promos, plus complimentary DashPass for at least 1 year (activate by December 31, 2027)
• Extra benefits after spending $120,000 in annual spend: Up to $500 Southwest Airlines credit when booked through Chase Travel and up to $500 credit at The Shops at Chase

Additional Benefits and Perks

• Access to Chase Sapphire Lounges and Priority Pass airport lounges (after enrollment), with up to 2 guests admitted free per visit
• TSA PreCheck, Global Entry, or NEXUS enrollment application fee
• Complimentary IHG One Rewards Platinum Elite status (and Diamond Elite status after $120,000 in annual spend)
• Southwest A-List status after $75,000 in annual card spend
• Best-in-class travel and purchase protections

Final Thoughts

The return of the 200,000-point welcome bonus offer on the Chase Sapphire Reserve Business card deserves your attention. With our $4,000 valuation, it’s one of the strongest welcome bonus offers available on a business credit card right now.

Business owners who travel frequently, run advertising budgets, and can put the card’s suite of annual credits to work will find a compelling case here. With a welcome offer this size, the first-year value is seriously worth considering.