Chase’s Slate Card Gets an Update: Longer Intro APR, but a Key Perk Is Gone

Updated: February 3, 2026, 12:02pm CST

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What’s Different Between the Old and New Cards?
Final Thoughts

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Chase has quietly refreshed one of its no-annual-fee, low-interest credit cards, and the changes are a mixed bag.

The card formerly known as Chase Slate Edge℠ Credit Card has been rebranded as the Chase Slate^® Card, and while it now comes with a longer introductory APR offer, it also loses one of its more unique long-term perks.

Here’s a closer look at what’s different and what cardholders are giving up in the process.

What’s Different Between the Old and New Cards?

For one, the most noticeable change is the name. The card is dropping “Edge” and is now simply called the Chase Slate card.

The updated Chase Slate card now also offers a 21-month introductory APR on purchases, up from the 18-month intro APR offered on the previous Chase Slate Edge. The longer promotional period gives cardholders more time to finance purchases before the standard variable APR applies.

At the same time, the rebrand removes a feature that had been part of the Chase Slate Edge. Previously, cardholders could qualify for an APR reduction of 2% each year by paying on time and spending at least $1,000 on the card before their account anniversary. This benefit provided an opportunity to lower the card’s interest rate over time through responsible use.

The new Chase Slate card no longer includes this APR reduction feature. After the introductory APR period ends, the account transitions to the regular variable APR, and there’s no pathway to reduce that rate through annual spending combined with responsible payment history.

Overall, the update extends the introductory financing window while eliminating the prior rate-reduction feature.

Hot Tip:

If you expect to pay off your balance during the introductory APR window, the new 21-month offer gives you more time to do it interest-free. But if you tend to carry a balance beyond promotional periods, keep in mind this version no longer includes the annual 2% APR reduction, which could mean higher interest costs over the long term.

Final Thoughts

This Chase Slate card update is pretty straightforward. You’re getting more time with a 21-month introductory APR offer, which is great if you have a big purchase to spread out without tacking on interest. But you’re also losing the annual 2% APR reduction in the process, which used to reward people who kept the card long term and used it responsibly. That was a rare feature, and now it’s gone.

The bottom line is the refreshed Chase Slate card is better if you just need extra time right now — not if you were hoping the card would become cheaper to carry over the years.