Juan Ruiz
Juan Ruiz
Senior Editor & Content Contributor
513 Published Articles 1054 Edited Articles
Countries Visited: 49U.S. States Visited: 32
Juan Ruiz is a leading travel journalist and expert in credit cards and loyalty programs. For over a decade, he has turned complex rewards and travel strategies into clear, actionable insights. His wo...
Edited by: Nick Ellis
Nick Ellis
Senior Editor & Content Contributor
339 Published Articles 1160 Edited Articles
Countries Visited: 35U.S. States Visited: 25
Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
& Ryan Smith
Ryan Smith
News Managing Editor
692 Published Articles 1067 Edited Articles
Countries Visited: 197U.S. States Visited: 50
Ryan completed his goal of visiting every country in the world in December of 2023 and is letting his wife choose their destinations, including revisiting some favorites. Over the years, he’s written ...