How To Find the $900 Welcome Bonus Offer for the Ink Business Unlimited Card [2024]

The Ink Business Unlimited^® Credit Card is one of the most sought-after Chase business credit cards, thanks to its combination of uncapped 1.5% cash-back on all purchases, benefits, and $0 annual fee.

Usually, no-annual-fee credit cards aren’t known for having the most valuable welcome bonus offers, but this is not the case with the Ink Business Unlimited card. Here are some tips on how to score the best welcome offer possible and how to decide whether the card is right for you.

Current Welcome Bonus Offer for the Ink Business Unlimited Card

The current offer is:

• LIMITED TIME OFFER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months.

This welcome offer is higher than usual and limited in time, so if you’re thinking about applying for the card, now’s the time to do it.

The Ink Business Unlimited card already has a very generous bonus, but those who hold a premium Chase credit card with access to Chase’s transfer partners — such as the Ink Business Preferred^® Credit Card, Chase Sapphire Reserve^®, or Chase Sapphire Preferred^® Card — can enhance the value of this welcome bonus even further.

By holding one of these premium cards, you can pool the rewards you earn with your Ink Business Unlimited card and transfer them to Chase’s transfer partners to book top-notch travel experiences for a fraction of what they’d usually cost. Cash-back can be converted into Chase Ultimate Rewards points with one of the cards above, and we value Chase points at 2 cents apiece, which means that the welcome bonus offer could potentially be worth $1,800 or more when redeemed for travel.

LIMITED TIME OFFER

Ink Business Unlimited^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.

Learn More(at Chase's secure site)

Ink Business Unlimited^® Credit Card

The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.

Welcome Offer

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

$900

UP's Bonus Valuation*:

$900

Annual Fee

$0

APR

0% intro APR on purchases for 12 months; variable 17.99% - 23.99% thereafter

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

As a business owner, you likely keep pretty busy and probably prefer a credit card that just keeps things simple.

If so, the Ink Business Unlimited^® Credit Card might be just the card for you. From zero annual fee to a flat cash-back rate, the card is a no-frills option that you don’t have to think twice about.

Don’t forget too, 0% intro APR on purchases for 12 months; variable 17.99% - 23.99% thereafter

Pros & Cons

Pros

• 1.5% cash-back on all purchases
• No annual fee
• 0% intro APR on purchases for 12 months; variable 17.99% - 23.99% thereafter

Cons

• 3% foreign transaction fee

Read Full Review

Card Highlights

• Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
• Earn unlimited 1.5% cash back on every purchase made for your business
• No Annual Fee
• Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards^®.
• Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
• Round-the-clock monitoring for unusual credit card purchases
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• 0% introductory APR for 12 months on purchases
• Member FDIC

Financial Snapshot

• APR: 0% intro APR on purchases for 12 months; variable 17.99% - 23.99% thereafter
• Foreign Transaction Fees: 3% of each transaction in U.S. dollars

Rewards Center

• Chase Ultimate Rewards

Benefits of the Ink Business Unlimited Card

An incredible welcome offer is great, but you’ll still want to make sure the Ink Business Unlimited card is a good fit for you and your business. Here are the benefits it offers:

• Unlimited 1.5% cash-back on all purchases
• 0% intro APR on purchases for 12 months; variable 17.99% - 23.99% thereafter
• No additional fee for employee cards
• Purchase Protection: Covers your new purchases for up to 120 days against damage or theft, up to $10,000 per claim and $50,000 per year
• Extended Warranty Protection: Extends the time period of a U.S. manufacturer’s warranty by an additional year
• Primary Rental Car Coverage: Keeps your rental car covered for theft and damage, when renting for business purposes, in the U.S. and abroad

For those with a wide variety of business expenses, earning an uncapped 1.5% cash-back on all purchases can help you rack up lots of rewards. Plus, you won’t have to track any bonus spending categories. Further, receiving perks like purchase protection, extended warranty protection, and primary rental car coverage can come in handy — especially on a $0-annual-fee card.

How To Find the $900 Welcome Bonus Offer for the Ink Business Unlimited Card

Even if the current welcome offer on the Ink Business Unlimited card is great, it is still worth putting in some effort to see if you can track down a higher offer.

Increased Public Welcome Offer — Easiest Way

Of course, since Chase is running a limited-time promotion with an increased welcome offer, it’s the perfect time to add the card to your wallet. However, limited-time increased welcome offers don’t last forever, so if you don’t jump on it now, you may miss out.

Targeted Mailings and Offers From Chase

If you’re looking to land higher welcome bonus offers from Chase, and you haven’t already opted into targeted mailings, then you definitely need to do so. Opting in gives Chase permission to send you mailers and emails about welcome offers on its cards.

If you haven’t opted in, or aren’t sure if you have, here’s what you need to do:

1. Log in to your Chase account, then click Profile and Settings under the profile icon in the upper right-hand corner.
2. From there, select Personal Details and then Marketing Email Preferences.
3. Then click Yes for Special offers from Chase, and finally, click the Save changes button.

Now you’re all set, and Chase will contact you directly anytime you are targeted for a welcome offer.

Reasons You May Not Get a Targeted $900 Welcome Offer

Chase 5/24 rule: If you’ve opened 5 or more new accounts in the past 24 months, based on what’s showing on your credit report, you will not be eligible for the welcome offer for the Ink Business Unlimited card as it’s subject to the Chase 5/24 rule.

Low Credit: Having a low credit score will make it more likely that you will be denied for the card, regardless of what welcome offer you are applying for. This is why it’s important to use your credit responsibly and make efforts to improve your credit score so you can take advantage of great welcome offers when they come along.

Final Thoughts

If you’re using a card for business expenses that earns less than 1.5% cash-back on all of your purchases, you should strongly consider applying for the Ink Business Unlimited card. If you decide to add the card to your wallet, then make sure you are getting the best welcome bonus offer possible.