Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

How To Maximize the New Amex Blue Cash Everyday Card Earning Rates

Jarrod West's image
Jarrod West
Jump to Section

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

The Blue Cash Everyday® Card from American Express just underwent a thorough refresh that improved the card’s earning rates and overall value proposition. Now, cardholders will have 3 separate 3% cash-back categories to take advantage of, still without an annual fee (rates & fees).

Here’s a look at how you can maximize the new cash-back categories.

Advertisement

Cash-back at U.S. Supermarkets

With your Amex Blue Cash Everyday card, you’ll earn 3% back at U.S. supermarkets on up to $6,000 per year in purchases, and 1% thereafter.

Keep in mind that superstores, convenience stores, warehouse clubs, and meal-kit delivery services are not considered U.S. supermarkets.

Here’s a sample list of merchants at which you’ll earn 3% back:

  • ALDI
  • FreshDirect
  • Gelson’s
  • Hy-Vee
  • Kings Food Markets
  • Kroger
  • Meijer
  • ShopRite
  • Smart & Final
  • Stop & Shop
  • Trader Joe’s
  • Vons
  • Whole Foods
  • Winn-Dixie

If your annual grocery expenses are around $6,000 each year ( or $500 per month), this bonus category alone could earn you $180 in cash-back each year.

Cash-back on U.S. Online Retail Purchases

Blue Cash Everyday Card Online Shopping at Laptop
Image Credit: American Express

A new bonus category added to the card is the ability to earn 3% back on U.S. online retail purchases on up to $6,000 per year in purchases, and 1% thereafter. This is a bonus category that many cards don’t offer and is sure to help those who regularly shop online to earn quite a bit of cash-back.

According to American Express, to earn additional rewards on online retail purchases, they must be made on a website or a digital application (an app) from a U.S. retail merchant that sells physical goods or merchandise directly to consumers.

Here are some examples of the types of purchases that will fit into this new category and earn you 3% back:

  • Apparel, footwear, and accessories stores
  • Auto and home supply stores
  • Book stores
  • Computer and electronic stores
  • Department stores
  • Drugstores
  • Furniture stores (e.g., Wayfair.com)
  • Major retailers (e.g., Amazon.com, Walmart.com)
  • Personal and household care
  • Pet stores (e.g., Chewy.com)
  • Sporting goods stores
  • Toy and hobby stores

While there are many other purchase types that occur almost exclusively online like airfare, ticket purchases, rideshare apps, online grocery orders, food delivery, and streaming services, you will not earn 3% cash-back on these purchases.

Advertisement

Cash-back at U.S. Gas Stations

Previously, the Amex Blue Cash Everyday card earned 2% back at U.S. gas stations. Now, that has improved to 3% back on your first $6,000 per year in purchases, and 1% after.

To receive the bonus cash-back, the merchant’s primary business has to be gasoline. Examples include:

  • Exxon
  • Gulf
  • Hess
  • Murphy Express
  • Murphy USA
  • Mobil
  • Shell

This excludes superstores, supermarkets, and warehouse clubs that also sell gasoline.

Up to $250 Annual Statement Credits

The Blue Cash Everyday card is living up to its name by offering statement credits for everyday household purchases:

  • $7 back monthly after using your Amex Blue Cash Everyday card for a subscription purchase for Disney Streaming, which includes Disney+, Hulu, and ESPN+. Enrollment required. Valid only at DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S.
  • Earn up to $15 back monthly – an annual savings of up to $180 – when you order online at Home Chef. Enrollment required.

Hot Tip: Check out our full guide on the best ways to earn tons of Amex cash-back rewards!

Final Thoughts

The improved cash-back earning rates make the Amex Blue Cash Everyday card a top option when it comes to cash-back cards and statement credits with no annual fee.

All things considered, if you’re someone who is already paying for Home Chef or Disney Streaming, and a decent portion of your annual expenses fall within one of the card’s 3 bonus categories of U.S. supermarkets, U.S. gas stations, and U.S. online retail purchases, then the Amex Blue Cash Everyday card might be a perfect addition to your wallet.


Jarrod West's image

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse

We Recommend

Blue Cash Everyday® Card from American Express

Welcome Offer: $200

  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.
Show more
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.74% to 28.74% variable APR.
  • Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
  • Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
DMCA.com Protection Status