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Mesa Homeowner’s Cardholders Now Get Instacart+ Free for a Year

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Juan Ruiz
Updated: 
Edited by: Ryan Smith
& Jestan Mendame
Mesa Homeowner’s Cardholders Now Get Instacart+ Free for a Year
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Mesa, the membership platform designed for homeowners, just announced a new partnership that makes its $0-annual-fee Mesa Homeowners Card even more valuable. Starting now, cardholders can enjoy a complimentary 1-year subscription to Instacart+, adding convenience and time-saving benefits to a card already packed with perks.

Here’s what you need to know about this new benefit you’re a cardholder.

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Free Instacart+ Subscription Now Included for Mesa Cardholders

Through this new partnership, Mesa members — including cardholders of the Mesa card and Mortgage Members — receive a free 1-year Instacart+ subscription, normally priced at $99. Instacart+ unlocks free delivery on grocery orders over $35, plus other useful benefits like lower service fees and exclusive savings.

Instacart IG Mesa
Image Credit: Instacart

The offer goes beyond grocery delivery. Instacart+ membership also comes bundled with a subscription to Peacock and New York Times Cooking, giving members not only the ability to stock the fridge from retailers like Costco and Lowe’s, but also some cooking inspiration and a free popular streaming service.

Members can activate the benefit directly in the Mesa app by heading to the Benefits Tab and enrolling in their complimentary year.

What Is the Mesa Card?

The Mesa card is a $0-annual-fee rewards card designed to make homeownership more affordable. Its earning structure and perks are tailored to everyday expenses that most traditional rewards credit cards overlook.

You’ll earn points across the categories that matter most:

  • 3x on home-related spending like home improvement, maintenance, HOA fees, insurance, property taxes, and utilities
  • 3x on daycare expenses like daycare, nursery, and preschool
  • 2x on everyday purchases including grocery, gas, and EV charging
  • 1x on a linked mortgage (up to 100,000 points per year)
  • 1x on all other purchases

You need to make $1,000 in non-mortgage purchases on your card during that billing cycle to earn points on your mortgage payment.

On top of rewards, Mesa adds valuable lifestyle benefits:

  • Up to $120 annually in Lowe’s credits
  • Complimentary memberships at big-box retailers like Sam’s Club
  • Home maintenance credits with Thumbtack
  • Pet care credits with Wag! and The Farmer’s Dog
  • Standard Visa Signature benefits

While the rewards are competitive, it’s the combination of homeowner-specific perks and lifestyle extras that makes this card stand out. Packing in credits, memberships, and even rewards on mortgage payments — and now with the complimentary Instacart+ membership for a year — the Mesa card delivers big value for cardholders without an annual fee, making it one of the most compelling niche cards in today’s market.

Hot Tip:

Mesa’s Instacart+ perk is only free for the first year, so be sure to set a reminder before the renewal date. That way, you can decide whether the delivery, streaming, and recipe perks are worth paying for once the complimentary membership ends. Your membership will likely renew automatically after the first year, so you need to cancel before that happens if you don’t want to pay for it going forward.

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Final Thoughts

Mesa members can now enjoy a full year of Instacart+, offering free delivery on groceries, exclusive savings, and bonus subscriptions like Peacock and NYT Cooking. With this addition, the popular no-annual-fee niche rewards card now becomes even more valuable.

Featured Image Credit: Instacart
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About Juan Ruiz

Juan is a leading expert in credit cards, loyalty programs, and airlines and hotels, with over a decade of experience helping readers and clients maximize points, miles, and travel value. His insights have appeared in prestigious outlets including USA Today, Travel & Leisure, CNN Underscored, Forbes, and The Points Guy, where he’s known for making complex travel strategies accessible and actionable. As the founder of JetBetter, Juan turns the complex world of points and miles into effortless, high-value travel, guiding clients through award redemptions, uncovering maximum value, and delivering stress-free, expertly planned trips that both travelers and industry insiders rely on.

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