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[Expired] Special Offers for Navy Federal Credit Union’s Military Appreciation Month

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Nick Ellis
Updated: 
Edited by: Juan Ruiz
& Kellie Jez
[Expired] Special Offers for Navy Federal Credit Union’s Military Appreciation Month
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We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Update:The offer mentioned below has expired and is no longer available.

Navy Federal Credit Union (NFCU) is a trusted financial institution, especially among military personnel and their families. It offers a number of financial products, including cash-back cards, rewards cards, and low-interest loans.

To celebrate Military Appreciation Month in May, NFCU is rolling out a few member offers to recognize active-duty military members, veterans, and their families.

Let’s take a look at what’s available!

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NFCU’s Military Appreciation Month Offers

Here’s a look at the details of what NFCU is offering its members during Military Appreciation Month this May:

  • Earn a $100 bonus if you join Navy Federal and open a Share Certificate between May 1 and May 31, 2025.
  • Earn a $10 bonus if you join Navy Federal between May 1 and May 31, open a Free Active Duty Checking Account, and make a debit card purchase within 30 days.
  • Open the Navy Federal More Rewards American Express® Card and earn 20,000 points after you spend $2,000 within the first 90 days of account opening. Plus, get a $98 statement credit when you spend at least $49 for an annual Walmart+ membership.
  • Earn a $200 bonus when refinancing an auto loan from another lender. Also, active duty and retired military personnel can get a 0.25% APR discount on auto refinance loans.

All offers begin at midnight EST on May 1, 2025, and end at 11:59 p.m. EST on May 31, 2025.

About the Navy Federal More Rewards Card

The Navy Federal Amex card is a great option for Navy Federal Credit Union members because it offers numerous bonus categories for everyday spending, it doesn’t have an annual fee, nor does it charge fees for balance transfers, foreign transactions, or cash advances.

Navy Federal More Rewards American Express® Card
Navy Federal More Rewards American Express® Card
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The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Navy Federal More Rewards card is a great everyday spending earning card: 3x points at supermarkets, on gas and transit, at restaurants, plus 1x points on everything else.

Navy Federal More Rewards American Express® Card
The Navy Federal More Rewards card is a great everyday spending earning card: 3x points at supermarkets, on gas and transit, at restaurants, plus 1x points on everything else.
Right now you can earn 20,000 bonus points when you spend $2,000 (a $200 value) within your first 90 days of account opening. Plus, you could get a one-time $98 statement credit when you pay $49 or more for an annual Walmart+ membership (expires 1/1/2026).
20,000 bonus points
$0
14.40% - 18.00% Variable
Why We Like This Card

We like the Navy Federal More Rewards American Express® Card because it offers 3x points on groceries, gas, transit, and restaurants (plus food delivery), with no annual fee or foreign transaction fees. Additionally, it is available to Navy Federal Credit Union members, making it an excellent option for veterans to maximize rewards on everyday spending.

Pros & Cons
Pros
  • No annual fee
  • 3x points at restaurants (and food delivery)
  • 3x points at supermarkets
Cons
  • You must be a Navy Federal Credit Union member to be eligible
  • No 0% intro APR available on purchases
Read Full Review
Card Highlights
  • Right now you can earn 20,000 bonus points when you spend $2,000 (a $200 value) within your first 90 days of account opening. Plus, you could get a one-time $98 statement credit when you pay $49 or more for an annual Walmart+ membership (expires 1/1/2026).
  • Earn 3 points for every $1 of net purchases made for gas, transit, restaurants, food delivery, and at supermarkets
  • Earn 1 point for every $1 of other net purchases.
  • Rewards are earned on eligible net purchases.
  • No limit on rewards.
  • Points can be redeemed for cash, travel, gift cards, and merchandise.
Financial Snapshot
  • APR: 14.40% - 18.00% Variable
  • Foreign Transaction Fees: None

Here’s a look at what you’ll earn as a cardholder:

  • 3x points at restaurants, supermarkets, gas, and transit
  • 1x points on everything else

Points can be redeemed for cash, travel, gift cards, and merchandise. In addition to this card’s strong earning structure, it also offers entertainment access, travel discounts, roadside assistance, up to 25% off car rentals, and car rental loss and damage insurance.

Hot Tip:

Looking to build credit and earn cash-back? Navy Federal recently launched the Navy Federal cashRewards Secured Credit Card, which can help you do just that.

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Final Thoughts

May is Military Appreciation Month, and to celebrate, Navy Federal Credit Union is out with a handful of pretty compelling offers. If you qualify for membership at Navy Federal — servicemembers in all branches (active duty, retired, veterans), immediate family members, and DoD civilian personnel — this month is the perfect time to join and take advantage of one or more of the promotions on offer!

Featured Image Credit: Wesley Tingey via Unsplash
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About Nick Ellis

Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to leverage the perks of each.

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