Special Offers for Navy Federal Credit Union’s Military Appreciation Month

Navy Federal Credit Union (NFCU) is a trusted financial institution, especially among military personnel and their families. It offers a number of financial products, including cash-back cards, rewards cards, and low-interest loans.

To celebrate Military Appreciation Month in May, NFCU is rolling out a few member offers to recognize active-duty military members, veterans, and their families.

Let’s take a look at what’s available!

NFCU’s Military Appreciation Month Offers

Here’s a look at the details of what NFCU is offering its members during Military Appreciation Month this May:

• Earn a $100 bonus if you join Navy Federal and open a Share Certificate between May 1 and May 31, 2025.
• Earn a $10 bonus if you join Navy Federal between May 1 and May 31, open a Free Active Duty Checking Account, and make a debit card purchase within 30 days.
• Open the Navy Federal More Rewards American Express^® Card and earn 20,000 points after you spend $2,000 within the first 90 days of account opening. Plus, get a $98 statement credit when you spend at least $49 for an annual Walmart+ membership.
• Earn a $200 bonus when refinancing an auto loan from another lender. Also, active duty and retired military personnel can get a 0.25% APR discount on auto refinance loans.

All offers begin at midnight EST on May 1, 2025, and end at 11:59 p.m. EST on May 31, 2025.

About the Navy Federal More Rewards Card

The Navy Federal Amex card is a great option for Navy Federal Credit Union members because it offers numerous bonus categories for everyday spending, it doesn’t have an annual fee, nor does it charge fees for balance transfers, foreign transactions, or cash advances.

Terms Apply / Rates & Fees

Navy Federal More Rewards American Express^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Navy Federal More Rewards card is a great everyday spending earning card: 3x points at supermarkets, on gas and transit, at restaurants, plus 1x points on everything else.

Apply Now(at NFCU's secure site)

Navy Federal More Rewards American Express^® Card

The Navy Federal More Rewards card is a great everyday spending earning card: 3x points at supermarkets, on gas and transit, at restaurants, plus 1x points on everything else.

Welcome Offer

From 4/1/25 through 1/1/26, get 20,000 bonus points when you spend $2,000 within your first 90 days of account opening.

20,000 bonus points

Annual Fee

$0

APR

14.90% - 18.00% Variable

Why We Like This Card

We like the Navy Federal More Rewards American Express^® Card because it offers 3x points on groceries, gas, transit, and restaurants, with no annual fee or foreign transaction fees. Additionally, it is available to Navy Federal Credit Union members, making it an excellent option for veterans to maximize rewards on everyday spending.

Pros & Cons

Pros

• No annual fee
• 3x points at restaurants
• 3x points at supermarkets

Cons

• You must be a Navy Federal Credit Union member to be eligible
• No o% intro APR available on purchases

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Card Highlights

• From 4/1/25 through 1/1/26, get 20,000 bonus points when you spend $2,000 within your first 90 days of account opening.
  
• Maximize your everyday spending.
• 3x points at supermarkets, gas, transit, and restaurants.
• 1x points on everything else.
• No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
• No limit on rewards.
• Points can be redeemed for cash, travel, gift cards, and merchandise.

Financial Snapshot

• APR: 14.90% - 18.00% Variable
• Foreign Transaction Fees: None

Here’s a look at what you’ll earn as a cardholder:

• 3x points at restaurants, supermarkets, gas, and transit
• 1x points on everything else

Points can be redeemed for cash, travel, gift cards, and merchandise. In addition to this card’s strong earning structure, it also offers entertainment access, travel discounts, roadside assistance, up to 25% off car rentals, and car rental loss and damage insurance.

Final Thoughts

May is Military Appreciation Month, and to celebrate, Navy Federal Credit Union is out with a handful of pretty compelling offers. If you qualify for membership at Navy Federal — servicemembers in all branches (active duty, retired, veterans), immediate family members, and DoD civilian personnel — this month is the perfect time to join and take advantage of one or more of the promotions on offer!