Savewise Wallet Launches To Help You Maximize Credit Card Perks and Pay With the Best Card

Updated: September 9, 2026, 1:56pm CDT

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What’s Inside the New Savewise Wallet
Final Thoughts

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Savewise has debuted a new Wallet feature that turns the app into a full credit card command center.

This offering makes the paid membership tier even more valuable by helping you maximize all of your card’s statement credits and even telling you which card to use for a purchase to get the most rewards on your spending.

If you’ve been on the fence about signing up, there’s a deadline attached to this announcement: Prices go up on Tuesday, September 22, 2026, so signing up now means saving money. Here’s what’s new with Savewise and how to lock in the current rate.

What’s Inside the New Savewise Wallet

The Savewise Wallet feature pulls together 3 things that used to live in separate tools: your card list, your benefits tracker, and a “best card” picker for every purchase.

Add your cards once, and Savewise handles the rest; there’s no bank login required. That means you aren’t sharing any sensitive details like your card number or password. You tell Savewise what credit cards you have, and it maps out every reward rate, statement credit, card-linked offer, and renewal date.

Savewise Wallet setup — How to set up your wallet. Screenshot: Savewise website

The Best Card tool is the piece is a nice addition that really benefits users. Pick a category (dining, flights, groceries, car rentals, etc.), and it tells you which card in your wallet earns the most. It shows the multiplier and the cents-per-dollar value side by side, no mental math required.

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The Wallet start page. Image Credit: Savewise

Benefits tracking is the other big piece. The dashboard shows how much unused value you’re sitting on, how much you’ve redeemed this year, and what’s expiring in the next 7 days. This helps use up those monthly, quarterly, semiannual, and annual statement credits on your cards.

The mobile app also automatically pulls in card-linked offers like Amex Offers, Chase Offers, Capital One Offers, and Citi Merchant Offers.

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Wallet in the app. Image Credit: Savewise

One more thing to know: The iOS app has an Easter egg buried in the settings screen. We’ll let you find it.

Hot Tip:

Use promo code UP20 at checkout for an additional 20% off any Savewise Pro membership. That stacks on top of whatever pricing is active when you sign up, so locking in before September 22 with the code gets you an annual plan at $57.60 (down from $72) or lifetime access at $119.20 (down from $149). After the increase, the same code drops the annual cost to $72 and lifetime access to $151.20. Either way, sooner beats later.

Final Thoughts

Savewise Wallet is the version of this app we’ve been waiting for. It replaces the spreadsheet most people use when they have dozens of credit card perks to manage, and the benefits tracker alone is worth the annual fee for anyone carrying 2 or more premium cards.

If you were going to sign up anyway, do it before September 22 and use UP20 at checkout. Getting a lifetime membership at $119.20 is a smart idea.