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Why the Digital Entertainment Credit on Amex Platinum Is One of My Favorite Perks

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Katie Seemann
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Katie Seemann

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Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, F...
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Michael Y. Park

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Michael Y. Park is a journalist living in New York City. He’s traveled through Afghanistan disguised as a Hazara Shi’ite, slept with polar bears on the Canadian tundra, picnicked with the king and que...
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The more credit cards I get and the longer I am in the points and miles game, the more I appreciate easy-to-use benefits. That’s why I love the digital entertainment credit on The Platinum Card® from American Express.

This annual credit of up to $240 is an easy way to get value from the Amex Platinum card to help offset its steep $695 annual fee (rates & fees).

Let’s take a look at how to use the Amex Platinum card’s digital entertainment credit and why it’s so great.

Amex Platinum Card Digital Entertainment Credit

We’ve written extensively about the Amex Platinum card’s benefits, so I won’t go into detail here. What I do want to take a closer look at is the digital entertainment credit and how to get great value from it.

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees
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The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

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The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
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Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons
Pros
  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Cons
  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
Card Highlights
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
  • $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.¤
  • Terms Apply.
Financial Snapshot
  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None
Rewards Center

American Express Membership Rewards

The Amex Platinum card offers a digital entertainment credit of up to $240 per year (up to $20 per month) for select streaming services and subscriptions, upon enrollment.

  • Disney+ (including Disney Bundle)
  • ESPN+
  • Hulu
  • Peacock
  • The New York Times
  • The Wall Street Journal

While this list doesn’t include all digital entertainment options, it includes some very popular ones. Many people probably already subscribe to 1 or more of these services, making this perk an easy way to get more value from your Amex Platinum card without much effort.

Once you enroll in the offer, just use your Amex Platinum card to pay for any of the included digital entertainment options. Statement credits of up to $20 will be automatically applied each month.

You can use the credit for any combination of services, up to $20 per month. I love to use mine for my monthly subscriptions for Peacock, The New York Times and Hulu, which saves me well over $200 per year. These are services I would have subscribed to anyway without the Amex Platinum card.

Amex Platinum Digital Entertainment Credit
Your digital entertainment credits will post to your account automatically. Image Credit: American Express
Hot Tip:

Keep in mind that this credit is for up to $20 per month. If you purchase an annual subscription, you only get 1 $20 credit. Instead, opt for a monthly subscription to take advantage of the credit each month.

How To Enroll for the Digital Entertainment Credit

You must enroll before you can use the monthly digital entertainment credit. To do this, log in to your account and go to Rewards & Benefits. Scroll down to find the $240 digital entertainment credit option, and click on Get Started.

Once you’re registered, you’ll see a tracker showing how much credit you’ve received each month.

Amex Platinum digital entertainment credit registration
You can keep track of your digital entertainment credit in your online account. Image Credit: American Express
Bottom Line:

The Amex Platinum card offers lots of perks but has a hefty annual fee. That’s why I love benefits like the digital entertainment credit. It’s an easy way to get value from the card on something I already spend money on. If you can maximize this benefit, you’ll get up to $240 in value each year.

Final Thoughts

The Amex Platinum card digital entertainment credit is an easy-to-use monthly statement credit for select streaming services and subscriptions. You can get up to $20 back each month after enrolling and paying for services, including Disney+ and Hulu, with your Amex Platinum card. This benefit is an easy way to offset the card’s annual fee.

For rates and fees of The Platinum Card® from American Express, click here.

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About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

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