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There are a number of factors that go into calculating your credit score, and the credit card utilization ratio is one of the most important metrics in credit scoring models. But if you’re looking at credit card utilization to improve…

Americans have increasingly turned to credit cards to meet their household financial needs — but doing so has dramatically raised risks of credit card fraud in recent years. The early months of the COVID-19 pandemic saw many households reduce their…

Pinnacles National Park was formed by numerous volcanic eruptions that took place nearly 23 million years ago. What was left after these explosions is the remarkable landscape that now makes up the park. This park is filled with immense monoliths,…

Alabama might not be the first place that comes to mind when you think about a beach vacation, but that’s a mistake. This southern state is home to some of the most beautiful beaches in the U.S. However, it can…

During the past few years, it’s safe to say that as travelers we’ve become more aware of the importance of securing travel insurance. This new awareness of the importance of travel insurance has also created questions as to which is…

Last year I flew across the country to meet a group of women I met on Instagram. It sounds a little nuts, but it ended up being fantastic. We’re all heavily involved in the points-and-miles world so we got along…

Death Valley National Park stretches across both California and Nevada. This national park is the hottest, driest, and lowest national park in the United States. It’s also the largest national park in the lower 48 states and contains nearly 1,000…

Citibank has a series of unique credit cards, each appealing to a different set of customers. In this case, the Citi Premier^® Card is well-suited for frequent travelers who are in need of a rewarding credit card and can consistently…

Cruising has long been a popular way for people to travel, especially for those that are retired. There’s something about getting to enjoy an endless amount of food, drinks, and onboard activities while the ship takes you from one destination…

Let’s face it — most people don’t enjoy traveling through the airport. Between crowded terminals, expensive shops, and limited seating, a private jet looks much more desirable. Thankfully, airport lounges provide a bit of respite in the midst of chaos. These…

A late payment can have long-reaching effects on your credit score, remaining on your credit report for up to 7 years. You can expect a late payment on your credit report to negatively affect your credit score for as long…

Great Smoky Mountains National Park is shared by Tennessee and North Carolina and sprawls over half a million acres of lush green forests, trickling streams, majestic mountains, and vast valleys. This park brings in over 14 million visitors each year…

The Caribbean is a tropical paradise in the Atlantic Ocean. With 700 islands, it’s a beach haven for people on the hunt for sand, sun, and beautiful water. There are 13 sovereign states and numerous other territories, each of which…

My kids have been on countless planes, trains, and automobiles and have stayed in hotels, Airbnbs, and even an RV. They’re now 3 and 5 years old, carrying their own backpacks and attempting to pull their own carry-ons, but this…

Istanbul is a huge city with a rich history, culture, and beautiful architecture. Türkiye’s most populous city has long been on my radar as a place I’ve wanted to visit. The motivation for my journey to the megacity came from…

The Citi Premier^® Card and the Chase Sapphire Reserve^® are 2 popular credit cards for travel rewards. The Chase Sapphire Reserve card is generally the more popular choice and comes jam-packed with benefits, but you shouldn’t write off the Citi…

Airline: Qatar Airways Aircraft: Airbus A380 Flight#: QR908 Route: Doha (DOH) to Sydney (SYD) Date: December 28, 2022 Duration: 13hr 47min Cabin and Layout: First class, 1-2-1 Seat: 1A Cost: 105,000 Avios and £107 (~$133) one-way; or from ~$9,800 In March 2022,…

Exploring the seventh continent is on everyone’s bucket list, right? That’s what I told myself as I perused Antarctic cruises for the hundredth time in February 2022, anxiously refreshing to try and find an option that was reasonably priced. Fortunately…

Badlands National Park is located in South Dakota, 75 miles east of Rapid City. This area of the U.S. was entirely formed by erosion and is called the Badlands because these were and are bad lands to travel over. This…

New Jersey is one of the most popular places for New Englanders to go if they want to have a beach getaway. Despite being one of the smallest states in the country, New Jersey has numerous lakes and hundreds of…