How to Use the Chase Shopping Portal to Earn More Points

The Chase Ultimate Rewards program is one of the most flexible and easy to use rewards programs out there. These points can be transferred to several hotel and airline loyalty programs, used directly for airline tickets, or redeemed for cash-back.

If you have a credit card that earns Ultimate Rewards, you can easily earn even more through the Chase online shopping portal. Here’s what you need to know about Shop Through Chase.

How to Log in and the Basics of Using the Program

To access the Ultimate Rewards mall, you will need to log in to your Chase account. This does require that you have a Chase credit card. If you don’t have one yet, you will not be able to utilize the online portal.

If you have multiple Chase credit cards, you will need to select one of them to access the Chase shopping portal during the login process. This is important because different cards can give you different payout rates to various stores at any given time.

There are 2 ways to navigate to Shop Through Chase:

1. Log in at Chase.com, then click on the right arrow under “Rewards” next to your Ultimate Rewards balance. This takes you to the Rewards Home. Scroll down until you see Shop Through Chase and click to proceed.
2. Navigate to Shop Through Chase directly.

Making a Purchase on Shop Through Chase

After you have logged in to the Chase Ultimate Rewards mall and chosen the card through which you’d like to access the portal, you can search for the store you want and see how many additional points you can earn.

Let’s assume you have a purchase at Sears coming up. At the time of writing, you would have been able to earn 1 extra Ultimate Rewards point per dollar spent on purchases at sears.com.

To earn the bonus rewards, you will need to click on the retailer and select the button that shows up saying “Shop This Offer.” You’ll then be redirected to sears.com where you can complete a purchase and earn your points!

Hot Tip: To ensure that you receive rewards for your transaction, only use coupon codes from the Shop Through Chase mall and do not click out to another site once you’ve clicked from Shop Through Chase and started your purchase (this can interfere with tracking cookies).

Special Shopping Offers

Many of the online shopping portals will have occasional special shopping offers where even more bonus miles will be awarded for spending different amounts of money. Unfortunately, Shop Through Chase has not offered any of these in the past.

However, it does tend to rotate the retailers in the portal and change the rewards available at each one, so check back frequently to see if a new store or a new earning rate is available!

Hot Tip: Want to double up on your rewards? Check your Chase Offers to see what extra discounts you are eligible for. These will stack with any extra rewards you earn through Shop Through Chase.

Example Retailers

The number of Ultimate Rewards you can earn and the participating retailers at Shop Through Chase change from time to time. At the time of writing, these were some of the higher-earning rates available through the portal when clicking through with a Chase Sapphire Reserve^®.

• AT&T Wireless: 3,000 points
• Flowers by Florists.com: 15 points per $1
• Magazines.com: 10 points per $1
• YSL Beauty: 7 points per $1
• Gucci: 5 points per $1
• Saucony: 4 points per $1

Hot Tip: If you have different cards that earn Ultimate Rewards, check the rate at your desired store using each card since the available rewards can vary. You can easily check all of the rates at any store using CashBack Monitor.

Using Credit Cards to Earn Extra Points

You’ll be racking up bonuses from shopping through the portal, but you should also try to put your purchase on a credit card that will be rewarding on its own.

If your main focus is earning Ultimate Rewards points, you’re in luck. Many great cards earn Ultimate Rewards, which are extremely flexible and can be transferred to several Chase transfer partners.

Recommended Chase Cards (Personal)

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Learn More(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 bonus points

UP's Bonus Valuation*:

$1,200

Annual Fee

$95

APR

20.99% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 5x points on select Peloton purchases over $150 (through March 31, 2025)
• 5x points on Lyft purchases (through March 31, 2025)

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Member FDIC

Financial Snapshot

• APR: 20.99% - 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Learn More(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 points

UP's Bonus Valuation*:

$1,200

Annual Fee

$550

APR

21.99% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-850)

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros & Cons

Pros

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases through March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025

Cons

• $550 annual fee
• Does not offer any sort of hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck^®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Member FDIC

Financial Snapshot

• APR: 21.99% - 28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Business Owner? See our article on Chase business credit cards that earn Ultimate Rewards.

Final Thoughts

Using Shop Through Chase is an easy way to earn some bonus Ultimate Rewards for your purchases. Unfortunately, Chase does not also offer a dining program, though several airlines and hotels offer programs to earn additional points and miles when dining.

Chase’s shopping portal is a great addition to your earning strategy, and could even help you to earn 100k Chase Ultimate Rewards points in just 3 months!

Don’t forget to click through and earn some bonus points for your next online purchase! The more Ultimate Rewards points you have, the closer you’ll be to redeeming them for an awesome vacation.