How To Use the Chase Shopping Portal to Maximize Points [2017]

Chase Ultimate Rewards Shopping Portal

The Chase Ultimate Rewards program is one of the most flexible and easy to use rewards programs out there. These points can be transferred to a number of hotel and airline loyalty programs, used directly for airline tickets, or redeemed for cash-back.

If you have a credit card that earns Ultimate Rewards, you can easily earn even more through the Chase shopping portal. Here’s what you need to know about Shop Through Chase.

How To Log in & Basics of Using The Program

chase ultimate rewards shopping login
In order to access Shop Through Chase, you’ll have to log in to your credit card account.

In order to access the Ultimate Rewards mall, you will need to log in to your Chase account. This does require that you have one of their credit cards. If you don’t have one yet, you will not be able to utilize the online portal.

If you have multiple Chase credit cards, you will need to select one of them to access the Chase shopping portal during the login process. This is important, because different cards can give you different payout rates to various stores at any given time.

After you have logged in to the Chase Ultimate Rewards mall and chosen the card through which you’d like to access the portal, you can search for the store you want and see how many additional points you can earn.

chase ultimate rewards shopping example retailer
At the time of writing, you could earn 2 bonus pts/$1 spent at

Let’s assume you have a purchase at Sears coming up. At the time of writing, you would have been able to earn 2 extra Ultimate Rewards points per dollar spent on purchases at

In order to earn the bonus rewards, you will need to click on the retailer and select the button that shows up saying “Shop Now.” You’ll then be redirected to, where you can complete a purchase and earn your points!

Special Shopping Offers

Many of the online shopping portals will have occasional special shopping offers where even more bonus miles will be awarded for spending different amounts of money. Unfortunately, the Chase shopping portal has not offered any of these in the past.

However, they do tend to rotate the retailers in the portal and change the rewards available at each one. So check back frequently to see if a new store or a new earnings rate is available!

Example Retailers

The number of Ultimate Rewards you can earn and the participating retailers in the Chase shopping portal change from time to time. At the time of writing, these were some of the higher earning rates available through the portal when clicking through with a Chase Sapphire Reserve℠ Card.

  • Proactiv: 20 pts/$1
  • Teleflora: 10 pts/$1
  • Omaha Steaks: 6 pts/$1
  • Sephora: 5 pts/$1
  • Nike: 4 pts/$1
  • Bose: 3 pts/$1
  • …and many more!
chase ultimate rewards shopping example retailers 2
There are even more stores with bonus points available using Shop Through Chase.

Hot Tip: If you have different cards that earn Ultimate Rewards, check the rate at your desired store using each card since the available rewards can vary.

Using Credit Cards To Earn Extra Points

You’ll be racking up bonuses from shopping through the portal, but you should also try to put your purchase on a credit card that will be rewarding on its own.

If your main focus is earning Ultimate Rewards points, you’re in luck! Many great cards earn Ultimate Rewards, which are extremely flexible and can be transferred to a number of airline and hotel loyalty programs.

For cards that earn other currencies, you should consider whether the purchase you are going to make falls into a bonus category to maximize your rewards.

Below you’ll find the cards that earn Ultimate Rewards points. Remember that you’re not limited to only using the cards listed below in the Shop Through Chase portal!

Hot Tip: If something goes wrong with your points after making a purchase, you may have trouble claiming them if you did not use a Chase card to pay.

Recommended Chase Personal Cards

🌟 Chase Sapphire Preferred® Card

More Info?
> 9 Best Ways To Use Your Sign Up Bonus!
  • 50,000 bonus points.
  • That's $625 toward travel when you redeem through
    Chase Ultimate Rewards.
  • 2X points on travel and dining at restaurants worldwide.
  • $0 foreign transaction fees
  • Annual Fee: $0 the first year, then $95
  • Full Review
Chase Freedom Unlimited®

More Info?
> We Researched All The Benefits of This Card!
  • Earn $150 bonus
  • Unlimited 1.5% cash back on every purchase - it's automatic.
  • Annual Fee: $0
  • Convert your cash-back to points if you also have the
    Chase Sapphire Preferred® Card!
  • Full Review
Chase Sapphire Reserve℠ Card
  • 3X points on travel and dining at restaurants worldwide
  • Annual Fee: $450
  • Full Review
Chase Freedom
  • Unlimited 1% cash back on all purchases outside of rotating 5% bonus categories
  • No annual fee
  • Full Review

Recommended Chase Business Cards

Ink Business Preferred℠ Credit Card
Chase Ink Business Cash℠ Credit Card
  • Earn 5% cash back in select business categories
  • Full Review

Final Thoughts

Using Shop Through Chase is an easy way to earn some bonus Ultimate Rewards for your purchases. Unfortunately, Chase does not also offer a dining program.

The shopping portal is a great addition to your earning strategy, and could even help you to earn 100k points in just 3 months!

While you don’t have to pay with a Chase card in order to earn the rewards, if something goes wrong with your order you’ll have more luck claiming your bonus points if you did pay with a Chase card.

Don’t forget to click through and earn some bonus points for your next online purchase! The more you have, the closer you’ll be to redeeming an awesome vacation with your Ultimate Rewards points.

Chase Sapphire Preferred® Card

Here are 9 best ways to use 60,000 Chase Ultimate Rewards points (including round-trip to Hawaii for 2 people!)

And – discover 10 of the most valuable benefits you’ll get access to as a cardholder


What kind of points do I earn when I use Shop Through Chase?
They are the bank’s transferable points currency: Chase Ultimate Rewards points. These can be transferred to a number of airline and hotel partners including United and Hyatt, or used for great travel rewards.

Do the points I transfer from Chase to another program count toward status?
Unfortunately, they will not count toward status. You can use those points to redeem for free flights and nights at hotels.

What are Ultimate Rewards Points worth?
The value of Ultimate Rewards depends on how you use them. A low-value redemption, like redeeming for cash, will give you 1 cent per point.

Redeeming for a first class ticket could easily give you a value upwards of 7 cents per point.

What hotel and airline programs can I transfer my Ultimate Rewards Points to?
The Chase Ultimate Rewards program has great airline and hotel travel partners. Partners include some of the best loyalty programs available for reward travel!

British Airways Executive Club
Korean Air SKYPASS
Singapore Airlines KrisFlyer
Southwest Airlines Rapid Rewards
United Airlines MileagePlus
Virgin Atlantic Flying Club
Air France/KLM Flying Blue

World of Hyatt
IHG Rewards Club
Marriott Rewards
Ritz-Carlton Rewards

Will my Ultimate Rewards points expire?
As long as you keep a credit card open that earns Ultimate Rewards, your points won’t expire. If you are going to cancel all of your credit cards with Chase, you should first transfer your points to another program.

Is there a limit to the number of points I can earn using the Chase Shopping Portal?
There is not a limit to the amount of rewards you can earn through Shop Through Chase.