How to Use the Chase Shopping Portal to Earn More Points

Chase Ultimate Rewards Shopping Portal

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The Chase Ultimate Rewards program is one of the most flexible and easy to use rewards programs out there. These points can be transferred to a number of hotel and airline loyalty programs, used directly for airline tickets, or redeemed for cash-back.

If you have a credit card that earns Ultimate Rewards, you can easily earn even more through the Chase shopping portal. Here’s what you need to know about Shop Through Chase.

How To Log in & Basics of Using The Program

chase ultimate rewards shopping login
In order to access Shop Through Chase, you’ll have to log in to your credit card account. Image Credit: Chase

In order to access the Ultimate Rewards mall, you will need to log in to your Chase account. This does require that you have one of their credit cards. If you don’t have one yet, you will not be able to utilize the online portal.

If you have multiple Chase credit cards, you will need to select one of them to access the Chase shopping portal during the login process. This is important, because different cards can give you different payout rates to various stores at any given time.

After you have logged in to the Chase Ultimate Rewards mall and chosen the card through which you’d like to access the portal, you can search for the store you want and see how many additional points you can earn.

chase ultimate rewards shopping example retailer
At the time of writing, you could earn 2 bonus pts/$1 spent at Image Credit: Chase Shopping

Let’s assume you have a purchase at Sears coming up. At the time of writing, you would have been able to earn 2 extra Ultimate Rewards points per dollar spent on purchases at

In order to earn the bonus rewards, you will need to click on the retailer and select the button that shows up saying “Shop Now.” You’ll then be redirected to, where you can complete a purchase and earn your points!

Hot Tip: Want to double up on your rewards? Check your Chase Offers to see what extra discounts you are eligible for! These will stack with any extra rewards you earn through the Chase shopping portal.

Using Credit Cards To Earn Extra Points

You’ll be racking up bonuses from shopping through the portal, but you should also try to put your purchase on a credit card that will be rewarding on its own.

If your main focus is earning Ultimate Rewards points, you’re in luck! Many great cards earn Ultimate Rewards, which are extremely flexible and can be transferred to a number of airline and hotel loyalty programs.

For cards that earn other currencies, you should consider whether the purchase you are going to make falls into a bonus category to maximize your rewards.

Below you’ll find the cards that earn Ultimate Rewards points. Remember that you’re not limited to only using the cards listed below in the Shop Through Chase portal!

Hot Tip: If something goes wrong with your points after making a purchase, you may have trouble claiming them if you did not use a Chase card to pay.

Recommended Chase Cards (Personal)

Chase Sapphire Preferred® - This is our favorite beginners travel rewards card which currently has a limited time offer of 80,000 point bonus (highest ever) after you spend $4,000 on purchases in the first 3 months from account opening.

Plus, the Chase Sapphire Preferred earns 2x points per $1 on travel and dining worldwide, eligible delivery services, take out and dining out, 5x points per $1 on Lyft rides, a 12-month subscription for DoorDash DashPass, other travel benefits such as excellent travel insurance coverage and no foreign transaction fees.

The sign up bonus is worth $1,000 in travel purchases (flights, hotels, car rentals etc) when you redeem your points through Chase's travel portal, which works like Expedia. The bonus alone could get you multiple round-trip flights or hotel stays.
Chase Sapphire Reserve® - This premium card will get you access to 1,200+ airport lounges. as well as a number of other card benefits. The current sign up bonus is 50,000 points after you spend $4,000 on purchases in the first 3 months from account opening. You'll also get a $300 travel credit per year which wipes away a big chunk of the $550 annual fee.
Chase Freedom Unlimited® - A fantastic, no annual fee card that earns you a $200 bonus after you spend $500 in your first 3 months. Earn 5% cash-back on travel purchases through Chase Ultimate Rewards, 3% cash-back on dining and drugstore purchases, and 1.5% cash-back on all other purchases, but you won't get any travel benefits with this card.

Business Owner? See our article on Chase business cards that earn Ultimate Rewards.

Recommended Amex Cards (Personal)

The Platinum Card® from American Express - There's currently a welcome bonus of 60,000 points after spending $5,000 in your first 3 months, worth up to $600 towards travel.

However — you may be eligible for a welcome bonus of up to 125,000 points using the CardMatch Tool.

This is our #1 card for accessing 1,200+ airport lounges worldwide (including Priority Pass). We leverage ~$3,000+ in benefits and perks from the card every year. Terms Apply. For rates and fees of the Amex Platinum Card, click here.
American Express® Gold Card - We love using this card as it earns 4x points at restaurants worldwide, including takeout and delivery, and 4x points at U.S. supermarkets (up to $25,000 per calendar year; then 1x. Terms Apply). There's no better card in our opinion if you eat out and/or shop at supermarkets regularly; and you'll have access to many benefits and perks.

With a welcome bonus of 60,000 points after you spend $4,000 in your first 6 months and up to $100 airline fee credit per calendar year, it's a strong choice. For rates and fees of the Amex Gold Card, click here.

Business Owner? See our article on Amex business cards that earn Membership Rewards.

Special Shopping Offers

Many of the online shopping portals will have occasional special shopping offers where even more bonus miles will be awarded for spending different amounts of money. Unfortunately, the Chase shopping portal has not offered any of these in the past.

However, they do tend to rotate the retailers in the portal and change the rewards available at each one. So check back frequently to see if a new store or a new earnings rate is available!

Example Retailers

The number of Ultimate Rewards you can earn and the participating retailers in the Chase shopping portal change from time to time. At the time of writing, these were some of the higher earning rates available through the portal when clicking through with a Chase Sapphire Reserve®.

  • Proactiv: 20 pts/$1
  • Teleflora: 10 pts/$1
  • Omaha Steaks: 6 pts/$1
  • Sephora: 5 pts/$1
  • Nike: 4 pts/$1
  • Bose: 3 pts/$1
  • …and many more!
chase ultimate rewards shopping example retailers 2
There are even more stores with bonus points available using Shop Through Chase. Image Credit: Chase Shopping

Hot Tip: If you have different cards that earn Ultimate Rewards, check the rate at your desired store using each card since the available rewards can vary. You can easily check all of the rates at any store using CashBack Monitor.

Final Thoughts

Using Shop Through Chase is an easy way to earn some bonus Ultimate Rewards for your purchases. Unfortunately, Chase does not also offer a dining program.

The shopping portal is a great addition to your earning strategy, and could even help you to earn 100k Chase Ultimate Rewards in just 3 months!

While you don’t have to pay with a Chase card in order to earn the rewards, if something goes wrong with your order you’ll have more luck claiming your bonus points if you did pay with a Chase card.

Don’t forget to click through and earn some bonus points for your next online purchase! The more you have, the closer you’ll be to redeeming an awesome vacation with your Ultimate Rewards points.

Frequently asked questions

What kind of points do I earn when I use Shop Through Chase?

They are the bank’s transferable points currency: Chase Ultimate Rewards points. These can be transferred to a number of airline and hotel partners including United and Hyatt, or used for great travel rewards.

Do the points I transfer from Chase to another program count toward status?

Unfortunately, they will not count toward status. You can use those points to redeem for free flights and nights at hotels.

What are Ultimate Rewards Points worth?

The value of Ultimate Rewards depends on how you use them. A low-value redemption, like redeeming for cash, will give you 1 cent per point.

Redeeming for a first class ticket could easily give you a value upwards of 7 cents per point.

What hotel and airline programs can I transfer my Ultimate Rewards Points to?

The Chase Ultimate Rewards program has great airline and hotel travel partners. Partners include some of the best loyalty programs available for reward travel!


Aer Lingus AerClub
Air France/KLM Flying Blue
British Airways Executive Club
Iberia Plus
Korean Air SKYPASS
Singapore Airlines KrisFlyer
Southwest Airlines Rapid Rewards
United Airlines MileagePlus
Virgin Atlantic Flying Club

World of Hyatt
IHG Rewards Club
Marriott Rewards

Will my Ultimate Rewards points expire?

As long as you keep a credit card open that earns Ultimate Rewards, your points won’t expire. If you are going to cancel all of your credit cards with Chase, you should first transfer your points to another program.

Is there a limit to the number of points I can earn using the Chase Shopping Portal?

There is not a limit to the amount of rewards you can earn through Shop Through Chase.

How do you shop through Chase?

To access ‘Shop through Chase’, you just need to log in to your account and click through to a retailer’s website. You can continue to shop as normal and any purchases will be tracked using cookies and your Ultimate Rewards will be awarded to your account.

Does Chase have a shopping portal?

Yes, Chase has a shopping Portal called ‘Shop through Chase’. Just log in to your Ultimate Rewards account and select ‘Shop through Chase’. You’ll then be able to take advantage of bonus points by shopping online with participating retailers.

Caroline Lupini

About Caroline Lupini

Caroline Lupini always enjoyed traveling, but it became her goal to do as much as possible after a 3-week trip around Europe in 2011. In March 2014, Caroline left her job and embarked on nearly full-time travels.  As a frequent traveler, frequent flyer miles have played a large role in planning her trips. Caroline has enjoyed discovering the ins and outs of how to maximize different types of miles, hotel points, and transferable points currencies.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.


  1. Thanks for the article! I’ve been using Shop Through Chase for a few years and have always gotten the bonus points. However, starting this year 2019, none of my 5 purchases from Shop Through Chase received points. I contacted Chase about this and they were of no help since I didn’t charge the purchases on a Chase card. This is very disappointing and I felt a bit cheated by Chase as I could have made the purchases through another portal to earn points.


  2. Maybe a silly question, but I don’t understand the partners on the Shop through Chase portal that offer 1 point/dollar because that’s already the rate at which you earn points with Chase Sapphire purchases. Does this mean one additional point per dollar spent in addition to the 1 pt/dollar you would already earn?


  3. Armesta Lynn September 6, 2019

    Can I use my Amazon card to buy from just the Amazon site or any site like JCPenny?


  4. I read that you cannot use additional discount code when shopping through the Chase portal. Is this correct?


  5. Ernest Merrill February 25, 2020

    What can I use points on?


Any thoughts or questions? Comment below!

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