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Amex Blue Cash Preferred Card – How To Use the Monthly $10 Equinox+ Credits [2023]

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Chris Hassan
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Chris Hassan

Social Media & Brand Manager

213 Published Articles

Countries Visited: 24U.S. States Visited: 26

Chris holds a B.S. in Hospitality and Tourism Management and managed social media for all Marriott properties in South America, making him a perfect fit for UP and its social media channels. He has a ...
Edited by: Keri Stooksbury
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Keri Stooksbury

Editor-in-Chief

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Countries Visited: 45U.S. States Visited: 28

With years of experience in corporate marketing and as the Executive Director of the American Chamber of Commerce in Qatar, Keri is now Editor-in-Chief at UP, overseeing daily content operations and r...
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Kellie Jez

Director of Operations & Compliance

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Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

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American Express offers some excellent statement credits for card members that, if maximized, can easily cover the cost of the card’s annual fee.

The Blue Cash Preferred® Card from American Express is one of our favorite cash-back cards and on top of the excellent cash-back rates, card members can earn up to $120 annual Equinox+ credit upon enrollment.

Equinox is a luxury fitness company with gym locations across the U.S., but Equinox+ is an online platform with a variety of fitness classes available via an app.

Although not all card members will be able to fully take advantage of this monthly credit, if you are already a member of Equinox+ or have been contemplating it, this is a great way to save some money on the monthly membership fee.

Let’s take a look at what you need to know and how to properly enroll for this credit.

Hot Tip: If you’ve been considering this card, be sure to read how to find the $300 welcome offer for the Amex Blue Cash Preferred card (current public offer is $250).

How Does the Amex Equinox+ Credit Work?

Unlike the $300 annual Equinox credit for holders of The Platinum Card® from American Express, the $10 monthly Equinox credit for the Amex Blue Cash Preferred card members is only valid for the Equinox+ by Equinox app.

Amex Blue Cash Preferred Equinox
Image Credit: American Express

The Equinox+ app is a great tool for anyone who likes to work out at home or who is always on the road and finds getting to the gym regularly to be difficult. With live and on-demand classes from expert instructors, getting a quality workout in is just a tap away.

Amex Blue Cash Preferred card members can receive up to a total of $10 in statement credits each month on membership fees for a stand-alone monthly membership to the Equinox+ app, up to $120 annually. 

Normally, the Equinox+ app costs $39.99 before the statement credit, so, the $10 Amex Blue Cash Preferred card credit represents a 25% discount on the Equinox+ membership. 

Hot Tip: To receive this benefit, you must enroll via your American Express Card Account. Purchases directly through the Equinox+ app or a third party will not trigger the credit. 

Equinox+ App

The Equinox+ app is an excellent health and fitness app loaded with workouts from popular partners, such as SoulCycle and TB12.

Equinox phone app
Image Credit: Equinox

Before you download the app (iOS, Android), be sure to sign up through your Amex account first.

Here is what you can expect to find in the app:

Equinox

Equinox is the home of high performance, and it is bringing that into your home.

With everything from MetCon3 to Tabata, you will find plenty of high-quality workouts to choose from.

SoulCycle

If you’ve been bit by the spinning bug, SoulCycle is one of the best ways to clip in and ride.

There are live and on-demand classes from popular instructors or just go for a free ride while on your bike at home.

HeadStrong

Having your head in the right place is extremely important.

HeadStrong offers thoughtfully guided mediations just a tap away.

PURE Yoga

Yogis will like this fitness partner.

PURE Yoga has classes for everyone from the first-timer to the seasoned yogi.

Precision Run

Having a coach in your ear can make all the difference on a long run.

Precision Run has guided walking and running classes whether on the treadmill or outdoors. Your call.

[solidcore]

If you want to get some pilates done from home, [solidcore] has some excellent workouts available.

TB12

Tom Brady’s fitness company, TB12, is focused on strength training, pliability, and targeted recovery.

These exercises will help you keep doing what you love, longer.

Everything Else You Need To Know

Equinox workout images
Image Credit: Equinox

The $10 monthly credit is relatively straightforward, with the only thing to note is that you must sign up through your American Express Card Account and use your Amex Blue Cash Preferred card to pay online at equinoxplus.com.

Signing up directly through the Equinox+ app or via a third party will not trigger the monthly credit.

Existing Equinox+ members will not receive the benefit unless they change their Equinox+ membership to an online account, which can be done by contacting Equinox Member Experience.

Only Equinox+ monthly memberships are eligible for statement credits, any other charges from the Equinox+ app are not eligible.

Securing the Amex Blue Cash Preferred Card

The Amex Blue Cash Preferred card is one of our favorite cash-back cards for good reason.

HIGHEST CASH BACK
Blue Cash Preferred® Card from American ExpressTerms Apply / Rates & Fees

Blue Cash Preferred® Card from American Express

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Blue Cash Preferred® Card from American Express

This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.
Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
$250
$0 intro annual fee for the first year, then $95.
19.24%-29.99% Variable,0% on purchases for 12 months
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Blue Cash Preferred® Card from American Express is a stellar cash-back credit card for those looking to maximize every purchase they make.

With bonus categories like U.S. supermarkets, select streaming services, U.S. gas stations, and transit purchases, this card rewards you for the items you spend the most on in a big way! For those looking to earn up to 6% cash-back on their purchases, this could be the card for you!

Pros

  • 6% cash-back at U.S. supermarkets (up to $6,000 per year) and on select streaming services
  • 6% cash-back on select U.S. streaming subscriptions
  • 3% cash-back on U.S. gas stations and transit (including rideshares, parking, etc.)
  • 1% cash-back on all other purchases

Cons

  • $0 intro annual fee for the first year, then $95 annual fee (rates and fees)
  • Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%. Variable APRs will not exceed 29.99%.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations.
  • 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
  • Get up to $120 in statement credits annually when you pay for an auto-renewing subscription to Equinox+ at equinoxplus.com with your Blue Cash Preferred® Card. That’s $10 in statement credits each month. Enrollment required.
  • Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Preferred® Card. Enrollment required.
  • Terms Apply.

Financial Snapshot

  • APR: 19.24%-29.99% Variable,0% on purchases for 12 months
  • Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

Card Categories

Rewards Center

Redeem cash-back through your American Express account

Not even including the solid Equinox+ credits, the card offers:

  • 6% cash-back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
  • 6% cash-back on select U.S. streaming subscriptions
  • 3% cash-back on transit purchases, including taxis, rideshare, parking, tolls, trains, buses, and more
  • 3% cash-back on gas station purchases
  • 1% cash-back on all other purchases

The card also has access to Amex Offers, as well as travel benefits and protections — all for a $0 intro annual fee for the first year, then $95 annual fee (rates & fees).

If you’ve been considering adding a cash-back card to your wallet, the Amex Blue Cash Preferred card is certainly worth an extra look … especially with the impressive welcome offer.

Final Thoughts

The Amex Blue Cash Preferred card is a great credit card, and the Equinox+ monthly credit makes it even better.

Working out and staying healthy, whether from home or on the road, is a priority for many people. And having access to a high-quality online fitness platform (with a 25% discount) is a great deal.

Whether you are looking for some sweat-inducing HIIT workouts and spinning classes or if you prefer yoga and mediation, you will find it on the Equinox+ app.

Just be sure to follow the correct steps when signing up so you can guarantee your $10 monthly credits hit your account as they should!

For rates and fees of the Blue Cash Preferred® Card from American Express, click here.

Frequently Asked Questions

How do I activate the Equinox+ benefit on my Amex Blue Cash Preferred card?

Log into your American Express account, select your Amex Blue Cash Preferred card, click on Card Benefits and select Equinox+.

How much is the Equinox+ app?

A monthly membership to Equinox+ costs $39.99.

Does the Amex Blue Cash Preferred card have an Equinox credit?

Yes, but only for the Equinox+ app. It is a $10 monthly credit, up to $120 annually, enrollment required.

What classes are in the Equinox+ app? 

The Equinox+ app has a lot of options, including classes from SoulCycle spinning, HeadStrong mediation, PURE Yoda, and TB12.

Chris Hassan's image

About Chris Hassan

Chris holds a B.S. in Hospitality and Tourism Management and managed social media for all Marriott properties in South America, making him a perfect fit for UP and its social media channels. He has a passion for making content catered toward family travelers.

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