Amex Blue Business Plus Card’s Welcome Offer History: 2021 to 2026

The Blue Business^® Plus Credit Card from American Express is an underrated rewards powerhouse for any business owner. With a $0 annual fee (rates & fees), the ability to earn transferable Membership Rewards points is huge — especially at an elevated rate of 2x points on purchases up to $50,000 per year (then 1x points).

Whether you’ve just launched your company or want to maximize the value of your necessary expenses, few cards can match the simplicity of the Amex Blue Business Plus card. Before applying, though, you should understand the different welcome offer options available.

Let’s take a closer look at the Amex Blue Business Plus card’s current (and previous) welcome bonus offers so you know what’s on the table.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

When To Apply for the Amex Blue Business Plus Card

The Amex Blue Business Plus card is one of the few cards that offer direct access to the Membership Rewards program with a $0 annual fee.

All the points you earn on this Amex business card can be transferred to nearly 2 dozen Amex airline and hotel transfer partners, which is incredibly valuable for business owners redeeming rewards for travel. That’s why we value Amex Membership Rewards points at 2.2 cents each, the highest of any points currency.

Terms Apply / Rates & Fees

The Blue Business^® Plus Credit Card from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.

Apply Now(at Amex's secure site)

The Blue Business^® Plus Credit Card from American Express

Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.

Welcome Offer

Earn 15,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

15,000 points

UP's Offer Valuation*:

Up to $330

Annual Fee

No annual fee

APR

16.74% - 26.74% Variable,0% on purchases for 12 months from date of account opening

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

As a business owner, getting a credit card that maximizes each dollar you spend does not have to be complicated or expensive. Especially when you opt for The Blue Business^® Plus Credit Card from American Express.

With the Amex Blue Business Plus card, you’ll earn 2x Membership Rewards points on everyday business purchases throughout the year (up to $50,000; 1x thereafter) and receive purchase protections and no-additional-charge employee cards all for no annual fee (see rates and fees).

The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points.

Let’s take look at all that the Amex Blue Business Plus card has to offer.

Pros & Cons

Pros

• 2x Membership Rewards points per $1 on everyday business purchases (up to $50,000; 1x thereafter)
• Purchase protection and extended warranty protection
• No annual fee and employee cards at no additional cost

Cons

• No unique bonus categories and 2x earnings are capped at $50,000 in annual spend
• No elite travel benefits like lounge access or elite status

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Card Highlights

• Earn 15,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
• 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 26.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
• Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
• You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
• No Annual Fee
• Terms Apply.

Financial Snapshot

• APR: 16.74% - 26.74% Variable,0% on purchases for 12 months from date of account opening
• Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

Rewards Center

American Express Membership Rewards

Though the Amex Blue Business Plus card offers immense ongoing value, the current public welcome offer has remained unchanged over the past 5 years:

• Earn 15,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Unlike some of Amex’s other marquee cards — such as the Platinum Card^® from American Express and the American Express^® Gold Card — the Amex Blue Business Plus card hasn’t seen an elevated public welcome offer in recent years. Still, scoring 15,000 bonus points after meeting a relatively easy minimum spending requirement and receiving no-nonsense perks is nothing to scoff at.

Find an Elevated Amex Blue Business Plus Card Welcome Offer

While the public welcome offer hasn’t budged much recently, the Upgraded Points team has come across targeted bonus offers (on Amex’s website and via email) and referral bonuses that could potentially net you more than the 15,000 bonus points.

Because targeted offers are personalized opportunities from American Express and aren’t available to everyone, there’s not a set timeline for when they appear compared to the standard public offer.

That said, the 50,000-point bonus offer is a strong example of a targeted welcome offer for the Amex Blue Business Plus card, as it occasionally surfaces for select applicants. However, the minimum spend requirements are significantly higher than the public welcome offer.

The first step to finding targeted welcome offers is to check the American Express website directly. If that fails, you can also check with Amex cardmembers who might have a referral link with an elevated welcome offer.

Here are all of the targeted welcome offers and referral bonuses our team has seen since 2021 (this list may not include all of the offers out there):

Amex Blue Business Plus Card Benefits

Beyond the welcome offer and the 2x earning rate (up to $50,000 per year), the Amex Blue Business Plus card has considerable benefits and rewards-earning opportunities:

• 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 26.74%. (rates & fees)
• Add employee cards for no additional fee (rates & fees)
• Purchase protection and extended warranty protection on purchases made with your card

Final Thoughts

The Amex Blue Business Plus card has had a consistent 15,000-point welcome offer for the past few years, with a low minimum spend requirement that works for most business owners. Targeted welcome offers and referral bonuses may come around, but they usually require a higher spend.