Amex Blue Cash Everyday Card’s Welcome Offer History: 2021 to 2026

Cash-back cards offer uncomplicated rewards on everyday spending, translating to tangible value in their daily lives.

The Blue Cash Everyday^® Card from American Express is a prime example, offering easy-to-use cash-back potential and even a welcome bonus offer after meeting the minimum spending requirement. Its $0 annual fee (rates & fees) is especially attractive to those trying to minimize their costs.

Since the card offers an introductory bonus for new applicants, you want to time it right. Welcome offers are typically a one-time opportunity to earn upfront rewards, so we’ll analyze the previous bonus offers available on the Amex Blue Cash Everyday card over the years.

When To Apply for the Amex Blue Cash Everyday Card

The Amex Blue Cash Everyday card is a great entry point into the American Express ecosystem, which offers a variety of rewards cards for travel and everyday use. With a $0 annual fee, the Amex Blue Cash Everyday card is one to keep for the long haul as you build your credit history and boost your overall available credit over time.

Eligible new applicants can also earn the following public welcome offer:

• You may be eligible for as high as $200 cash back after spending $2,000 in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash Back is received as Reward Dollars, redeemable for statement credit or for other select options. Terms Apply.

American Express offers welcome offers on several cards with “as high as” language. This allows you to complete the card application and learn your version of the welcome offer — which could be as high as $200 in cash-back — if you’re approved.

Unlike with traditional card applications, the good news is your credit score won’t be affected by learning your offer. Approved applicants can review the welcome offer, and if they decide to accept the new account, their credit score may then be affected. On the flip side, if you decide to withdraw from the application process, your credit score remains unaffected, as Amex uses an initial soft inquiry to determine your approval odds.

This structured welcome offer is relatively new to the Amex Blue Cash Everyday card, so let’s review what’s been available in the past:

Based on the above history, if you’re eligible for the full welcome offer — as high as $200 in cash-back — it’s highly worth considering.

SPECIAL OFFER

Terms Apply / Rates & Fees

Blue Cash Everyday^® Card from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!

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Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Blue Cash Everyday^® Card from American Express

This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!

Welcome Offer

You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash Back is received as Reward Dollars that can be redeemed for a statement credit or for other select options. Terms Apply.

As High As $200 Cash Back. Find Out Your Offer.

UP's Offer Valuation*:

As High As $200

Annual Fee

$0

APR

19.74%-28.74% Variable,0% on purchases for 15 months

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cash-back credit cards, there are dozens of options to choose from. So what sets the Blue Cash Everyday^® Card from American Express apart from the rest?

This card is excellent at earning cash-back on your everyday purchases at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases. So if you regularly spend money on everyday purchases, this could be the perfect card to add to your wallet.

Pros & Cons

Pros

• 3% back on purchases at U.S. supermarkets on up to $6,000 in purchases each year, then 1% back after.
• 3% back on purchases at U.S. gas stations on up to $6,000 in purchases each year, then 1% back after.
• 3% back on purchases on online retail purchases on up to $6,000 in purchases each year, then 1% back after.

Cons

• Rewards are not flexible and can only be redeemed for cash-back. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

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Card Highlights

• Apply and find out your welcome offer. As High As $200 cash back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. Cash Back is received as Reward Dollars that can be redeemed for a statement credit or for other select options.
• No Annual Fee.
• Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.74%-28.74%.
• Plan It^® makes it easy to split up large purchases into equal monthly payments with a fixed fee, plus you still earn rewards the way you usually do! Here’s how: Select a purchase of $100 or more in your online account or the American Express^® App. Choose from up to 3 plan duration options. Review and confirm.
• Earn 3% Cash Back on Groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). 3% Cash Back on U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%) 3% Cash Back on Gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%) Cash back is received as Reward Dollars that can be redeemed for a statement credit or for other select options.
• With the $84 Disney Streaming Credit, you can earn up to $7 back per month as a statement credit when you use your enrolled Blue Cash Everyday^® Card from American Express Card to purchase a subscription, including a bundle subscription, on DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites, with no minimum purchase requirement. Subscription is subject to auto-renewal.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 19.74%-28.74% Variable,0% on purchases for 15 months
• Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

We’ve rarely seen this straightforward welcome bonus offer climb any higher, aside from a limited-time version Amex offered in partnership with PayPal a few years ago.

Amex Blue Cash Everyday Card Benefits

The rewards rate is the focus of the Amex Cash Everyday card, which we’ll discuss below. However, there are other meaningful benefits that are worth reviewing:

• Earn 3% cash-back at U.S. supermarkets, 3% cash-back on U.S. online retail purchases, and 3% cash-back at U.S. gas stations for each category on up to $6,000 per year in eligible purchases (then 1% cash-back). Cash-back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
• Receive up to $7 in monthly statement credits toward a subscription purchase, including a bundle subscription purchase, at Disney+, Hulu, or ESPN+ in the U.S. (enrollment is required).
• Receive up to $15 in monthly statement credits when you purchase Home Chef meal solutions online (enrollment required).
• Get access to Amex Offers (enrollment is required).
• 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.74%-28.74% variable APR (rates & fees).

Final Thoughts

Credit card rewards don’t have to be complicated, and the Amex Blue Cash Everyday card delivers on that front. In addition, the ability to apply for the card without an initial credit check is a major plus for those interested in opening an account.