Which Airport Lounges Can I Access With the Capital One Venture X Card?

The Capital One Venture X Rewards Credit Card is one of the newest premium credit cards available. And with so many travel benefits and outstanding rewards structures, the appeal has never been greater.

In fact, this credit card is the only credit card that allows you unlimited access to Capital One Lounges, among other unique travel benefits.

So if you travel to airports with any degree of regularity, you’ll want to pay close attention to this guide!

Card Snapshot

The Capital One Venture X card offers numerous benefits to the savvy cardholder — and even though it comes with a hefty annual fee, the value you’d get every year from this card honestly makes the annual fee look like a rounding error.

Every year, you will get an up to $300 Capital One Travel credit and an anniversary bonus of 10,000 miles (which we value at $180). These 2 benefits alone will make you come out ahead in light of the annual fee.

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

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Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Bonus Valuation*:

$1,350

Annual Fee

$395

APR

19.99% - 29.74% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-840)

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee (rates & fees)
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

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Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®

Financial Snapshot

• APR: 19.99% - 29.74% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Capital One Venture X Lounge Access Overview

The Capital One Venture X card confers access to the Capital One Partner Lounge Network, featuring Capital One Lounges, Capital One Landings, Priority Pass lounges, and Plaza Premium Lounges.

Capital One Lounges

The Capital One Lounge is a new breed of airport lounge that made a huge splash when first unveiled.

The inaugural location in Dallas-Fort Worth (DFW) boasts a large selection of fresh hot and cold food, as well as a craft cocktail bar.

There’s also a grab-and-go section with cold-pressed juice, flavored sparkling water, sandwiches, and snacks that you can take with you on your flight!

Perhaps even more impressive is the selection of artisanal coffee by La Colombe and Cultivar, available even on tap as a cold brew beverage or latte.

The lounge has a barista bar for fresh espresso drinks, Dilmah tea is on offer, and various soft drinks are on tap.

The rest of the lounge consists of shower suites, an exercise room, relaxation rooms, a nursing room, a prayer room, and restrooms.

Indeed, the Capital One Lounges are making the Centurion Lounges look like child’s play, and the only way to get unlimited access is with the Capital One Venture X card.

The third location opened in Denver (DEN) in November of 2023.

Hot Tip: See our detailed review of the Capital One Lounge at Dallas Fort Worth International Airport and the Capital One Lounge at Washington Dulles International Airport.

Capital One Landings

Capital One Landing is a new collaboration with chef José Andrés, now open at Ronald Reagan Washington National Airport (DCA) and soon to open at LaGuardia Airport (LGA).

Visitors can enjoy an elevated restaurant-style experience with access to power outlets, Wi-Fi, and luggage nooks.

Cardholders enjoy complimentary entry for 1 guest per visit. Additional guests are $45 each.

Priority Pass Lounges (Select Membership)

The existing Capital One Lounge network is about as small as it gets — in recognition of this, the Capital One Venture X card also offers a complimentary Priority Pass Select membership.

This allows you to also bring 2 guests free of charge (extra guests are charged $27 per person per visit).

Due to activation delays, you may have to wait up to 2 weeks after your Capital One Venture X card is approved to activate your Priority Pass Select membership, so keep that in mind.

After activation, you’ll receive your Priority Pass Select membership card in the mail, and you can also create a digital membership card so you don’t need to present the physical card every time you access a Priority Pass location.

Priority Pass gets you access to over 1,400 airport lounges across nearly 150 countries around the world.

Depending on which lounge you access, you can get free food, drinks, Wi-Fi, and sometimes even shower suites.

Note that the Capital One Venture X card no longer has access to Priority Pass non-lounge experiences like restaurants, spas, etc. as of January 1, 2023.

Hot Tip: Check out our complete guide to the best Priority Pass lounges in the U.S.!

Plaza Premium Lounges

One of the newest additions to the Capital One Venture X card’s benefits is the ability to enjoy complimentary access to more than 110 Plaza Premium Lounges around the world.

Located in gateway airports around the world, such as London-Heathrow (LHR), Singapore (SIN), Rio de Janeiro (GIG), and Hong Kong (HKG), this is a huge perk of holding the Capital One Venture X card.

Although the amenities and facilities vary from lounge to lounge, you can generally expect a hot food buffet, showers, cocktails, and an otherwise comfortable place to relax before your flight!

You will also be allowed 2 complimentary guests per visit.

The Value of Complimentary Lounge Access

Having airport lounge access is pricey — for example, it’s not unusual to see airport lounge access memberships costing upwards of $600 per year!

That means just one of these memberships will probably cost more than your credit card’s annual fee.

For travelers, it makes a ton of sense to get the right credit card that comes with complimentary lounge access.

Let’s take a look at how the Capital One Venture X card offers spectacular value for different types of travelers.

Family Lounge Access

If you’re considering adding the Capital One Venture X card to your wallet, you should know that this card offers some of the most generous lounge access privileges for your whole family.

At Capital One Lounges, you and 2 additional guests are entitled to get unlimited visits every year as long as you have a same-day boarding pass — additional guests are $45 each.

The same is true at Priority Pass, except for the fact that additional guests are all included.

Plaza Premium Lounges confer complimentary access to 2 guests, and additional guest passes may be purchased for an additional standard charge, where available.

Authorized Users

One of the most exceptional features of the Capital One Venture X card is that you can add up to 4 authorized users for no additional fee (rates & fees).

But it gets better — each authorized user can get their own Priority Pass Select membership and their own guesting privileges at Capital One Lounges and Plaza Premium Lounges.

If you max out this benefit, you and 4 authorized users can take up to 10 total guests into Capital One Lounges, Priority Pass lounges, and Plaza Premium Lounges for no additional cost!

This is incredible, to say the least!

Business Traveler

One of the biggest value propositions for the Capital One Venture X card is for business owners who may frequently be on the road.

If you travel for business, having lounge access could mean fast Wi-Fi, being able to enjoy hearty meals on to go, freshening up with a shower before an important meeting, and even networking in the lounge!

And if your business takes you to many different places, the Priority Pass Select membership has you covered with its 1,400+ locations around the world. The Plaza Premium Lounge network gives access to 110+ locations worldwide.

Business travelers can also leverage complimentary Hertz President’s Circle status, and the ability to earn up to 10x miles on purchases.

Hot Tip:

The Capital One Venture X Business Card*×Information collected independently. Not reviewed by Capital One. has the same lounge access benefits as the Capital One Venture X card.

Leisure Traveler

As a leisure traveler, there’s nothing worse than having to wait for your flight in a crowded airport.

Your vacation is supposed to be stress-free, and one of the ways to reduce the stress is by having lounge access while traveling.

By making use of your airport lounge access twice per year for yourself and your significant other, you can extract even more value from your credit card.

Lounge access isn’t just reserved for business travelers!

Final Thoughts

The Capital One Venture X card is one of the most popular new credit cards. Between the excellent rewards and travel perks, it’s easy to see why travelers love it.

This card offers complimentary access to Capital One Lounges, Capital One Landings, a complimentary Priority Pass Select membership, and complimentary access to Plaza Premium Lounges. Both of these include 2 free guests — but what makes the Capital One Venture X card particularly special is that you can add up to 4 authorized users for free (rates & fees).

Each of those authorized users will have their own Priority Pass Select membership and access privileges to Capital One Lounges and Plaza Premium Lounges, making it possible to get lounge access for up to 15 travelers with just 1 annual fee!

Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.