Citi^® Secured Mastercard^® — Review [2025]

Name: Citi® Secured Mastercard® — Review [2025]
Item: Citi® Secured Mastercard®
Rating: 1
Author: Alex Miller

Updated: October 9, 2025, 9:01am CDT

Edited by:

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Citi^® Secured Mastercard^®

U.P. Rating

Welcome Offer
None
Annual Fee
$0
APR
26.49% Variable

Citi^® Secured Mastercard^®

A great option for those with little or no credit history and can help you build your credit.

U.P. Rating

Card Details

Card Snapshot

Welcome Bonus & Info

The Citi^® Secured Mastercard^® is a no annual fee credit card that helps you build your credit when used responsibly.
Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
Use your card anywhere Mastercard^® is accepted – worldwide.
A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
Get help staying on track with Auto Pay and account alerts.
With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
Manage your account 24/7 online, by phone, or in our mobile app.