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Citi® / AAdvantage® Platinum Select® World Elite Mastercard®: Full Review [2026]

Jarrod West's image
Jarrod West
Edited by: Jessica Merritt
& Michael Y. Park

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Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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  • 50,000 miles

  • $0 intro annual fee, $99 after the first year

  • 19.74% to 29.74% Variable

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

American Airlines frequent flyers can earn miles on everyday spending and use money-saving benefits, from free bags to statement credits.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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Summary

The AAdvantage Platinum Select card offers American Airlines frequent flyers the ability to earn miles on everyday spending and take advantage of perks, including free checked bags, preferred boarding, travel credits, and new lifestyle benefits beginning January 24, 2027.

Card Details

Welcome Bonus & Info

  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening.
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases.
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
  • No Foreign Transaction Fees.
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.
  • Enjoy preferred boarding on American Airlines flights.

Customer Service Number

1-888-248-4226 (Available 24/7)

Pros & Cons

Pros

  • Beginning January 24, 2027: 3x miles on eligible AAdvantage Hotels and AAdvantage Cars bookings, 2x miles at EV charging stations, select streaming services, and Rides and Rails purchases
  • 2x miles at restaurants, gas stations, and eligible American Airlines purchases
  • 1x miles on all other purchases
  • 1x Loyalty Point per $1 spent on all purchases
  • Free checked bag for you and up to 4 traveling companions
  • Preferred boarding
  • Beginning January 24, 2027: Up to $120 Global Entry or TSA PreCheck application fee credit every 4 years, up to $100 back in statement credits annually for inflight purchases, complimentary annual Walmart+ membership, 50% discount on a FOX One subscription, travel protections
  • $125 American Airlines flight discount after spending $20,000 or more during a cardmembership year (increases to $150 starting January 24, 2027)
  • 25% savings on inflight food and beverage purchases with American Airlines
  • No foreign transaction fees
  • Citi Entertainment

Cons

  • Does not earn transferable rewards
  • Charges an annual fee
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Great Card If

  • You’re a frequent traveler on American Airlines.
  • You want free checked bags and priority boarding.

Don’t Get If

  • You rarely fly with American.
  • You prefer a card with more premium benefits, such as airport lounge access.

AAdvantage Platinum Select Card: Is It Worth It?

If you fly with American Airlines often, the AAdvantage Platinum Select card could be valuable even if you aren’t a diehard loyalist.

The card earns miles and Loyalty Points toward AAdvantage status on everyday purchases. Cardholders get preferred boarding and can save money on checked bags and inflight food and beverage purchases.

Starting January 24, 2027, cardholders can get an up to a $120 application fee credit for Global Entry or TSA PreCheck every 4 years, up to $100 back in statement credits annually for inflight purchases, a complimentary annual Walmart+ membership, 50% discount on an annual Fox One subscription, and travel protections.

AAdvantage Platinum Select Card Top Benefits

Here is a complete overview of all the benefits you receive by holding the AAdvantage Platinum Select card.

  • Free checked bags: Get a free checked bag for you and up to 4 traveling companions on domestic American Airlines itineraries.
  • Preferred boarding: You and up to 4 traveling companions are placed in Group 5 boarding before Main Cabin and basic economy passengers.
  • 25% rebate on inflight purchases: This applies to food and beverage purchases with your AAdvantage Platinum Select card.
  • Earn Loyalty Points: Earn 1 Loyalty Point toward AAdvantage elite status for every $1 you spend on the card.
  • No foreign transaction fees: Use your card overseas to earn miles without accruing additional fees.
  • $125 American Airlines flight discount: After spending $20,000 on the card in a cardmember year, you earn a $125 discount voucher. (This increases to $150 on January 24, 2027)
  • $180 Turo credit: Link your card to your Turo account at Turo.com/AAdvantagePlatinum and earn up to $30 in statement credits for each eligible Turo trip, up to $180 in total statement credits annually. You must pay with your AAdvantage Platinum Select card to receive the statement credits.
  • Additional benefits starting January 24, 2027: Get up to a $120 application fee credit for Global Entry or TSA PreCheck every 4 years, up to $100 back in statement credits annually for inflight purchases, a complimentary annual Walmart+ membership, 50% discount on an annual Fox One subscription, and travel protections.

Best Ways To Earn and Redeem AAdvantage Miles

To earn more miles, you should use your AAdvantage Platinum Select card for everyday purchases, especially within the bonus categories of American Airlines, restaurants, and gas stations. Starting January 24, 2027, eligible AAdvantage Hotels, AAdvantage cars, EV charging stations, some streaming services, and Rides and Rails purchases earn bonus miles.

American offers many other great ways to earn American Airlines miles, like the AAdvantage Shopping Portal and SimplyMiles. Both help you gain more miles and count toward your Loyalty Point totals.

Based on our valuations, American Airlines miles are some of the most valuable airline miles. Great Oneworld partners, including Cathay Pacific, Qatar Airways, and Japan Airlines, give you no shortage of great ways to redeem American Airlines miles.

Alternative Cards to the AAdvantage Platinum Select Card

Citi®/AAdvantage® Executive World Legend Mastercard®

If you’re a dedicated American Airlines loyalist and want the best card on the market for American Airlines flyers, then the AAdvantage Executive card is for you.

It earns 12x miles on eligible hotels and car rentals booked through American and 4x miles on American Airlines purchases. It also offers up to $180 in annual Lyft credits, up to $500 in credits each year for certain American Airlines Vacations purchases, and up to $120 in annual credits toward Avis or Budget rental cars.

The card is also loaded with perks American flyers love, such as complimentary Admirals Club lounge access, a Global Entry or TSA PreCheck credit, free checked bags for you and up to 8 traveling companions, priority check-in, screening, and boarding, up to $100 in credits yearly for eligible Admirals Club and inflight purchases, and Loyalty Points bonuses.

American Airlines AAdvantage® MileUp®

If you’re a more casual American Airlines flyer and want to earn more miles on your daily purchases without paying an annual fee, the AAdvantage MileUp card would be better for you.

It still earns 2x miles on American Airlines purchases and grocery store purchases and offers a few perks, like a 25% savings on inflight food and beverage purchases and the ability to earn Loyalty Points toward status with a $0 annual fee.

Frequently Asked Questions

Does the AAdvantage Platinum Select card get you into American Admirals Club lounges?

No, the AAdvantage Platinum Select card does not offer Admirals Club lounge access or access to any other airport lounges. The only American Airlines credit card that offers unlimited Admirals Club lounge access is the AAdvantage Executive card.

What is the annual fee of the AAdvantage Platinum Select card?

The annual fee of the AAdvantage Platinum Select card is $0 intro annual fee, then $99 after the first year. The annual fee increases to $150 on January 24, 2027.

Does the AAdvantage Platinum Select card come with priority boarding?

The AAdvantage Platinum Select card includes preferred boarding, which is Group 5 in the American Airlines boarding process, for you and up to 4 traveling companions.

Is the AAdvantage Platinum Select card worth it?

If you often fly with American Airlines, want to earn miles on everyday expenses, and want to receive perks like free checked bags, preferred boarding, and a discount on inflight food and beverage purchases when you fly with American, then the card could be worth it for you.

Does the AAdvantage Platinum Select card come with elite status?

No, the AAdvantage Platinum Select card doesn’t offer automatic elite status with American Airlines. It earns 1 Loyalty Point per $1 spent on the card, which counts toward your AAdvantage elite status.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

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