Is there an annual fee for the AAdvantage MileUp card?

No, there is no annual fee on the AAdvantage MileUp card.

What is the foreign transaction fee for the AAdvantage MileUp card?

The AAdvantage MileUp card charges a 3% foreign transaction fee, so use another card for purchases you make overseas.

Does the AAdvantage MileUp card offer free checked bags?

No, the AAdvantage MileUp card does not offer free checked bags.

What are the benefits of the AAdvantage MileUp card?

Since it is a no-annual-fee card, the AAdvantage MileUp card doesn’t offer too many benefits beyond the miles that you earn with the card for your daily expenses. That said, it does offer a 25% rebate on American Airlines inflight food and beverage purchases.

What credit score do your need for the AAdvantage MileUp card?

There is no set credit score you need in order to be approved for the AAdvantage MileUp card. In fact, your credit score is only 1 factor considered in your application decision, as Citi also considers items like your income, history with Citi, number of new accounts, and more.

American Airlines AAdvantage MileUp Card — Review [2025]

Updated: January 8, 2025, 10:44am CST

Edited by:

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American Airlines AAdvantage^® MileUp^®

U.P. Rating

Welcome Offer
Earn 15,000 American Airlines AAdvantage^® bonus miles after $500 in purchases within the first 3 months of account opening.
15,000 miles
Annual Fee
$0
APR
20.24% — 29.24% Variable
Credit Recommended
Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

American Airlines AAdvantage^® MileUp^®

Earn 2x miles per dollar spent on American Airlines flights and at grocery stores, all without needing to pay an annual fee.

U.P. Rating

Summary

The American Airlines AAdvantage^® MileUp^® is perfectly suited for those looking for a way to earn more American Airlines miles and earn Loyalty Points, all with a $0 annual fee.

Card Details

Card Snapshot

Welcome Bonus & Info

Earn 15,000 American Airlines AAdvantage^® bonus miles after $500 in purchases within the first 3 months of account opening
No Annual Fee
Earn 2 AAdvantage^® miles for each $1 spent at grocery stores, including grocery delivery services
Earn 2 AAdvantage^® miles for every $1 spent on eligible American Airlines purchases
Earn 1 AAdvantage^® mile for every $1 spent on other purchases
Earn 1 Loyalty Point for every 1 eligible AAdvantage^® mile earned from purchases
Save 25% on inflight food and beverage purchases when you use your card on American Airlines flight

Card Categories

Pros & Cons

Pros

2x miles per $1 on American Airlines and grocery store purchases
1x miles per $1 on all other purchases
25% savings on inflight food and beverage purchases
Earn 1 Loyalty Point per $1 spent toward AAdvantage elite status
$0 annual fee

Cons

Other cards are more rewarding for frequent American Airlines flyers
Charges a 3% foreign transaction fee

Great Card If

You want to earn American Airlines miles without paying an annual fee.
You fly with American Airlines often.

Don’t Get If

You hardly ever fly with American Airlines.
You want a card that offers more benefits.

AAdvantage MileUp Card — Is It Worth It?

The AAdvantage MileUp card is an excellent option for American Airlines flyers who are looking to earn additional miles on their daily purchases without needing to pay an annual fee.

You earn 2 miles for each $1 spent at grocery stores, including grocery delivery services, and on eligible American Airlines purchases, along with 1 miles per $1 on all other purchases. Plus, every $1 spent on the card earns your 1 Loyalty Point toward AAdvantage elite status.

While the AAdvantage MileUp card doesn’t offer as many benefits as other co-branded American Airlines cards that charge an annual fee, it does still include a 25% rebate on inflight food and beverage purchases.

AAdvantage MileUp Card Top Benefits

As a $0-annual-fee card, the AAdvantage MileUp card doesn’t offer as many benefits as other American Airlines cards that do charge fees, but it does offer a few helpful perks:

25% rebate on inflight purchases: This applies to inflight food and beverage purchases.
Earn Loyalty Points: Help yourself qualify, or requalify, for American Airlines AAdvantage elite status by earning 1 Loyalty Point for every $1 spent on the card.

Best Ways To Earn and Redeem American Miles

A great way to rack up extra American Airlines miles is to use your AAdvantage MileUp card for as many purchases as you can, especially to earn 2x miles on American Airlines flights and grocery stores, along with 1x miles on all other purchases. Plus, you can also take advantage of platforms like SimplyMiles and the AAdvantage Shopping Portal to earn even more miles.

When it comes to redeeming your AAdvantage miles, American Airlines miles are quite valuable and offer a wide variety of high-value redemption options. Some great redemption options include Etihad first class, Qatar Airways Qsuites, and Japan Airlines first class.

Alternative Cards to the AAdvantage MileUp Card

Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^®

If you’re a frequent American Airlines flyer and want a card that comes with more benefits, then the AAdvantage Platinum Select World Elite card would be a better choice for you. You still earn 2x miles on American Airlines purchases, but you’ll also earn 2x miles spent at restaurants and gas stations.

Plus, it offers perks like 25% savings on inflight food and beverage purchases, the first checked bag free on domestic American Airlines itineraries for you and up to 4 travel companions, preferred boarding, no foreign transaction fees, and the ability to earn a $125 American Airlines flight discount after you spend $20,000 or more in purchases during your cardmember year.

Citi^®/AAdvantage^® Executive World Elite Mastercard^®

If you’re an American Airlines loyalist or want American Admirals Club access, then the AAdvantage Executive World Elite card is the card for you. Plus, it earns a whopping 4x miles on American Airlines purchases, and 10x miles on hotels and rental cars purchased through American Airlines.

Not only does it offer a complimentary Admirals Club membership, it also includes a Global Entry or TSA PreCheck statement credit, your first checked bag free on domestic American Airlines itineraries for you and up to 8 travel companions, 25% savings on inflight food and beverage purchases, and priority boarding.

Beyond that, it also helps you earn elite status by offering a 10,000 Loyalty Point bonus after reaching 50,000 Loyalty Points in a status qualification year, and another 10,000 Loyalty Point bonus after reaching 90,000 Loyalty Points in the same status qualification year. You also receive up to $120 in annual statement credits for rental cars, up to $120 in annual statement credits for Lyft, and up to $120 in annual statement credits for Grubhub.