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The Ultimate Guide to SimplyMiles: Earn American AAdvantage Miles & Loyalty Points

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Katie Seemann
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Katie Seemann

Senior Content Contributor and News Editor

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Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, F...
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Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...
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Juan has extensive experience in writing and editing content related to credit cards, loyalty programs, and travel. He has been honing his expertise in this field for over a decade. His work has been ...

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There are lots of ways to earn American Airlines AAdvantage miles, including flying and spending on an American Airlines credit card. However, there are other, less familiar ways to earn miles as well.

Today, we’re going to take a closer look at one of those methods: SimplyMiles.

SimplyMiles is a website that allows you to earn American Airlines miles and Loyalty Points by shopping at select merchants using card-linked offers.

In this post, we’ll answer all of your questions about the SimplyMiles program, including how it works and how you can use it to earn American Airlines miles and even elite status.

What Is SimplyMiles?

American Airlines SimplyMiles, also referred to as AA Simply Miles, is a card-linked program that enables you to earn American Airlines AAdvantage miles and Loyalty Points for your everyday shopping, both online and in-store, at select merchants when using a registered Mastercard.

AAdvantage SimplyMiles
Earn more American Airlines miles using SimplyMiles. Image Credit: SimplyMiles

SimplyMiles vs. AAdvantage eShopping

SimplyMiles and AAdvantage eShopping both allow you to earn American Airlines miles for shopping, but they are entirely different programs:

  • AAdvantage eShopping is a shopping portal that awards American Airlines miles and Loyalty Points when you click through the site before making a purchase. Any credit card can be used and there is a wide variety of participating merchants.
  • SimplyMiles awards American Airlines miles and Loyalty Points when you link a specific offer to a registered Mastercard. There are a limited number of offers available at any given time.

These are separate programs, but they can often be used together to earn even more miles (see below on how to stack other offers with SimplyMiles).

How Does SimplyMiles Work?

To use SimplyMiles to earn American Airlines miles, you’ll first need to create an account. Then you can link at least 1 Mastercard to your account. Once you find an offer you like, you’ll add the offer to your credit card and then you can make a purchase. Your miles and Loyalty Points will be awarded automatically.

Let’s take a look at all of these steps in more detail:

How to use SimplyMiles
After creating a SimplyMiles account, you’ll need to add at least 1 Mastercard. Then, you can activate offers. Image Credit: SimplyMiles

How To Join/Register for SimplyMiles

To use SimplyMiles, you’ll need to create an account using your AAdvantage login information. SimplyMiles is open to any AAdvantage member who lives in the U.S. and holds a Mastercard.

How to register for SimplyMiles
You’ll need to register for a SimplyMiles account using your American Airlines login information. Image Credit: SimplyMiles

How To Link a Mastercard to SimplyMiles

The next step is linking a Mastercard to your SimplyMiles account. To do that, you’ll just click on View Profile in the upper right-hand corner of your screen. Then you’ll be able to add 1 or more Mastercards to your account. According to the website, there is a limit of 3 cards, but in practice, you can add more than that.

How to add a Mastercard to SimplyMiles
You’ll need to add at least 1 Mastercard to your SimplyMiles account. Image Credit: SimplyMiles

Each Mastercard can only be registered to 1 SimplyMiles account, and you can’t switch them between accounts. Once a card is registered to an account, it can’t be removed and then added to another account.

Which Credit Cards Can You Use With SimplyMiles?

SimplyMiles works with any Mastercard — it doesn’t have to be an American Airlines co-branded card. However, if you are looking to maximize the number of American Airlines miles you earn, you’ll be happy to know that all American Airlines co-branded cards are Mastercards and can be used with SimplyMiles.

If you don’t have a Mastercard yet, check out these popular options:

Hot Tip: SimplyMiles works with any Mastercard, not just American Airlines co-branded cards!

How To Use SimplyMiles To Earn AAdvantage Miles and Loyalty Points

When you make a purchase using a SimplyMiles offer, you’ll earn base American Airlines miles. That means these miles also earn Loyalty Points — you’ll earn 1 Loyalty Point for each base AA mile earned through SimplyMiles.

After browsing the offers, just click on Add to Card to activate the offer. Any offers that are currently activated will be labeled as Activated. You must activate an offer by adding it to your card before you can earn miles.

SimplyMiles offers
Activate the offers you like by clicking Add to Card. Image Credit: SimplyMiles

Once an offer is activated, just use any Mastercard that’s linked to your account to make a purchase. You don’t need to click through SimplyMiles as you would with a shopping portal.

Pay attention to the details of each offer as some are for online purchases and some are for in-store purchases. Additionally, some offers have a minimum spend or a maximum number of miles you can earn.

At any given point, there will be about 80 to 100 offers available and there’s no limit to how many offers you can activate at a time. SimplyMiles offers are targeted, so you may not have access to offers that other members have. New offers are added regularly so it’s a good idea to check the site often so you don’t miss anything.

Bottom Line: You’ll earn redeemable American Airlines miles and Loyalty Points by using SimplyMiles. Before shopping, you’ll need to add 1 or more Mastercards to your account and add any offers you like to your cards. A registered Mastercard must be used for payment in order to earn miles.

How To Check for Posted Miles

After making a purchase with a linked card, your miles and Loyalty Points will post to your AAdvantage account automatically within 30 calendar days, however, they usually post within 5 to 15 business days.

You can check to see that your miles have been posted in both your SimplyMiles account and your AAdvantage account.

In SimplyMiles, you’ll see a summary of your miles on the home screen, but you can see a list of each transaction that’s posted by clicking on Miles Earned.

SimplyMiles transaction history
You can see your posted miles in your SimplyMiles account. Image Credit: SimplyMiles

You can also double-check that your miles have been posted in your American Airlines account. After logging in, click on Helpful Links and then Activity. Here you’ll see all of the miles that have been posted to your account. Miles earned from SimplyMiles will be clearly labeled.

Checking miles from SimplyMiles on AA.com
You’ll be able to see the miles earned through SimplyMiles in your American Airlines account. Image Credit: American Airlines

Earn American Airlines Elite Status Using SimplyMiles

Because the miles earned through SimplyMiles are base miles, you’ll also earn Loyalty Points. Loyalty Points are the metric used to determine American Airlines elite status.

You’ll earn 1 Loyalty Point per 1 base mile earned through SimplyMiles. For example, if you used a SimplyMiles offer that awarded 695 miles for a purchase, you’d earn 695 redeemable American Airlines miles and 695 Loyalty Points.

To earn the base level status, AAdvantage Gold, you’ll need to earn 40,000 Loyalty Points in an elite year (March 1 through the following February). All of the Loyalty Points earned through SimplyMiles count toward that minimum.

Hot Tip: You’ll earn Loyalty Points in addition to miles through SimplyMiles. Loyalty Points are the metric that determines your level of status within the American Airlines AAdvantage program.

How To Stack Offers With SimplyMiles

The great thing about SimplyMiles is that since it’s a card-linked program, it can be stacked with an online shopping portal for even more rewards.

After linking your offer to a card through SimplyMiles, you can then shop through any portal to earn additional points or miles. If you want to maximize your American Airlines miles earnings, you’ll want to focus on the AAdvantage eShopping Portal. However, if you’re just after the best overall deal, you can use any other shopping portal. To find the best offers, a site like CashBack Monitor can be helpful to see all of the shopping portals and cash-back sites in 1 spot.

You can also take advantage of other card-linked offers in addition to SimplyMiles. You can stack offers from Chase Offers or Citi Merchant Offers to really maximize every dollar you spend.

Check out this example to see how you can use SimplyMiles in combination with other portals and card-linked offers to save money and earn lots of points and miles.

This offer on SimplyMiles earns 695 American Airlines miles for any purchase from The Farmer’s Dog:

SimplyMiles offer
Earn 695 miles on any purchase from The Farmer’s Dog. Image Credit SimplyMiles

If you use your Citi Premier card for that offer in SimplyMiles, you can also add the Citi Merchant Offer for The Farmer’s Dog which is for $15 back on any purchase:

Citi Merchant Offer for The Farmers Dog
There’s a Citi Merchant Offer for The Farmer’s Dog. Image Credit: Citi

Next, you can shop through any number of shopping portals or cash-back sites to earn more rewards. Capital One Shopping is offering $25 in gift card rewards for purchases from The Farmer’s Dog, Rakuten is offering $15 cash-back, and AAdvantage eShopping is offering 250 miles.

Cashback Monitor for The Farmers Dog
Cashback Monitor allows you to see what each shopping portal or cashback site is offering for a specific merchant. Image Credit: Cashback Monitor

If you’re keeping track, here’s what you could earn for 1 purchase (in any amount) from The Farmer’s Dog:

  • 695 American Airlines miles from SimplyMiles
  • $15 cash-back from Citi Merchant Offers
  • $25 rewards from Capital One Shopping (or $15 cash-back from Rakuten or 250 AA miles)

That’s $40 worth of cash-back and rewards plus 695 miles for 1 purchase! As you can see, stacking SimplyMiles offers with other shopping portals and card-linked offers can really help the rewards add up fast.

Hot Tip: You can stack SimplyMiles offers with other shopping portals (including AAdvantage eShopping, Rakuten, Capital One Shopping, and more) and card-linked offers (including Chase Offers and Citi Merchant Offers) to maximize every dollar you spend.

Is SimplyMiles Worth It?

Since it costs nothing to use SimplyMiles, it’s absolutely worth it to have it on your radar. Any opportunity to earn extra miles on something you were going to buy anyways is a great thing.

While the offers themselves are generally not incredible enough to go out of your way to purchase something you don’t want, there are still opportunities occasionally for great deals, especially when stacking SimplyMiles offers together with deals from other cards and portals.

For example, in late 2021, there was a short-lived deal of a lifetime where you could earn 240 miles per dollar donated to Conservation International. While it would be shocking to see that kind of deal again, you never know what may pop up in your SimplyMiles offers.

Final Thoughts

SimplyMiles is a free website that allows you to earn American Airlines AAdvantage miles and Loyalty Points through card-linked offers. It’s available to all AAdvantage members who live in the U.S. and have a Mastercard.

After linking an offer to your Mastercard, all you need to do is use the card to shop and you can earn extra miles. SimplyMiles offers can be stacked with shopping portals and some other card-linked offers to maximize your earnings.

The information regarding the AAdvantage® Aviator® Red World Elite Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 
The information regarding AAdvantage® Aviator® World Elite Business Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Chase Freedom Flex℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Citi Premier® Card has expired and the card is no longer open to applicants.
The information regarding the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

Does SimplyMiles only work with Mastercard?

Yes, in order to use SimplyMiles, you need to have a Mastercard. However, it doesn’t need to be an American Airlines co-branded Mastercard.

Does SimplyMiles earn Loyalty Points?

Yes, each base mile you earn through SimplyMiles also counts as a Loyalty Point. For example, if there’s an offer to earn 695 miles per dollar through SimplyMiles, if you linked the offer to your card and made the required purchase, you’d earn 695 redeemable American Airlines miles and 695 Loyalty Points per dollar spent.

How long does it take for SimplyMiles to post?

After making a purchase with a linked card, miles and Loyalty Points will automatically post to your AAdvantage account within 5 to 15 business days, although it can take up to 30 calendar days.

How does SimplyMiles work?

To use SimplyMiles you’ll need to create an account using your American Airlines login information. Then you’ll link 1 or more Mastercards to your account. Once you find an offer you like, you’ll add the offer to your card before making a purchase. Your miles and Loyalty Points will be added to your American Airlines account within 30 calendar days.

What are the differences between SimplyMiles and AAdvantage eShopping?

There are a few key differences when looking at SimplyMiles vs. AAdvantage eShopping. SimplyMiles is a card-linked program, meaning you must add an offer to your credit card before shopping, and it only works with Mastercards. AAdvantage eShopping is a portal that you click through before making a purchase, and it works with any credit card. Both of these websites help you earn American Airlines miles and Loyalty Points.

What is AA SimplyMiles?

AA SimplyMiles is a card-linked program that lets AAdvantage members earn American Airlines miles and Loyalty Points by linking shopping offers to their credit cards. While a Mastercard must be used with SimplyMiles, it doesn’t have to be an American Airlines co-branded Mastercard.

Katie Seemann's image

About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

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