Hilton Surpass Card’s Welcome Offer History: 2022 to 2026

If your hotel loyalty lies with Hilton, the Hilton Honors American Express Surpass^® Card offers tremendous value without paying a sky-high annual fee.

For $0 introductory annual fee for the first year, then $150 per year (rates & fees), you can instantly enhance your stay with automatic Hilton Honors Gold elite status, 12x points at eligible Hilton hotels and resorts, and even the opportunity to earn a Free Night Reward with modest annual spending.

Before you hit apply, you should review the previous welcome offers on the Hilton Surpass card. It’s changed quite a bit over the years. Let’s zoom into the card’s extensive welcome offer history from 2023 to today.

When To Apply for the Hilton Surpass Card

Right now, eligible applicants of the Hilton Surpass card can earn this publicly available welcome bonus offer:

• Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 bonus points after you spend $3,000 in purchases within your first 6 months of Card Membership. Offer ends 7/29/26.

As can you see below, welcome offers have ranged from large point bonuses to combinations of points and a free night award — but which ultimately provides better value? Let’s start by reviewing the Hilton Surpass card’s welcome offers since 2023.

* Value is determined based on our valuations of points and miles and is not provided by the issuer.

The good news? The minimum spending threshold is pretty low, and the spending timeframe has stayed steady at 6 months. Do note, however, that the bonus offer amount changes every few months or so.

If you prefer to earn your welcome offer entirely in Hilton Honors points, such an opportunity will likely come back in a few months. We’ve only seen the $0 introductory annual fee for the first year, then $150 annual fee for the first year waived once in the past few years, so that could be another great opportunity if you’re on the fence about paying an annual fee during the first year of card membership.

The 130,000-point bonus offer is the standard, so anything above this benchmark is stellar. However, whenever a Free Night Reward is involved, it can be worth as many as 250,000 points per night. This is an amazing sweet spot for the most sought-after hotels and resorts in Hilton’s portfolio.

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Hilton Honors American Express Surpass^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

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Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Surpass^® Card

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Welcome Offer

Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.

$0 intro annual fee for the first year, then $150 + 130,000 points

UP's Offer Valuation*:

Up to $650

Annual Fee

$0 introductory annual fee, then $150.

APR

19.49%-28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass^® Card can be a great fit for Hilton loyalists looking to up their travel game.

Pros & Cons

Pros

• 12x points per $1 at Hilton hotels
• 6x points per $1 at U.S. supermarkets, U.S. gas stations, and U.S. restaurants
• 4x points per $1 at U.S. online retail purchases

Cons

• $0 introductory annual fee for the first year, then $150 (rates & fees)

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Card Highlights

• Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
• Enjoy complimentary Hilton Honors™ Gold status with your Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year.
• Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass^® Card. That’s up to $200 in statement credits annually.
• Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
• Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 4X Points for each dollar on U.S. Online Retail Purchases.
• Earn 3X Points for all other eligible purchases on your Card.
• As a Hilton Honors American Express Surpass^® Card Member, you can enroll to receive complimentary National Car Rental^® Emerald Club Executive^® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• Whenever you travel more than 100 miles from home, Global Assist^® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
• Points don’t expire while your Hilton Honors American Express Surpass^® Card is active and in good standing.
• $0 introductory annual fee for the first year, then $150.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 19.49%-28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Hilton Honors

If you’re not familiar with Hilton free night certificates, they can be used for any night priced as a standard reward room.

When searching Hilton properties with points, you’ll see eligible nights labeled “Standard Room Reward,” meaning you can redeem your certificate regardless of the cash price. (If it’s listed as a “Premium Room Reward,” you won’t be able to apply that award.)

Hilton Surpass Card Benefits

The real merit of having the Hilton Surpass card is the long-term benefits it offers. Here are the main ones to consider:

• Get complimentary Hilton Honors Gold elite status, with the opportunity to earn Diamond through the end of the next calendar year by spending $40,000 on eligible purchases on the card within a calendar year.
• Get up to $50 in quarterly statement credits for purchases made directly with a Hilton property.
• Earn a Free Night Reward annually by spending $15,000 on eligible purchases in a calendar year.
• Earn 12x points on eligible Hilton hotels and resorts, 6x points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, 4x points on U.S. online retail purchases, and 3x points elsewhere.
• Receive complimentary National Rental Car Emerald Club Executive status, upon enrollment.
• Pay no foreign transaction fees (rates & fees).

If your trips involve staying at a Hilton hotel throughout the year, the up-to-$200 annual Hilton property credit can be as good as cash for many travelers.

Having the Hilton Surpass card also unlocks the potential to earn thousands of points per year that you can use for award nights at your leisure.

Final Thoughts

As Hilton’s middle-ground hotel card, the Hilton Surpass card unlocks opportunities to make your upcoming stays even more rewarding. If you’re considering applying, review the previously available welcome offers above and decide which one is most appealing to you. Chances are, it’ll come back in the next few months if you wait patiently.