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GO REWARDS® Credit Card – Full Review [2024]

Kellie Jez's image
Kellie Jez
Kellie Jez's image

Kellie Jez

Director of Operations & Compliance

6 Published Articles 1180 Edited Articles

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...
Edited by: Stella Shon
Stella Shon's image

Stella Shon

News Managing Editor

101 Published Articles 710 Edited Articles

Countries Visited: 25U.S. States Visited: 22

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in ...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

GO REWARDS® Credit Card
Terms Apply / Rates & Fees

GO REWARDS® Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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Learn More(at NFCU's secure site)
  • 0.99% Intro APR for 6 months

  • $0

  • 0.99% intro APR for 6 months on purchases. After that, a variable APR between 14.24% and 18% applies.

GO REWARDS® Credit Card

The GO REWARDS Credit Card allows you to earn bonus points at restaurants and gas - all for no annual fee.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3
Learn More(at NFCU's secure site)

Card Snapshot

Welcome Bonus & Info

  • Get a 0.99% intro APR for 6 months on purchases. After that, a variable APR between 14.24% and 18% applies. Offer valid for accounts applied for between 3/1/2024-6/30/2024.
  • Earn more when on the go.
  • Get 3x points at restaurants.
  • Get 2x points on gas.
  • Get 1x points on everything else.
  • No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
  • No rewards limit or expiration.

Upgraded Points: Expertise You Can Trust

Our seasoned and experienced team brings years of expertise in the credit card and travel sectors. Committed to integrity, we offer data-driven guides to help you find the card(s) that best fit your requirements. See details on our intensive editorial policies and card rating methodologies.

  • Content by Leading Industry Experts
  • Routine Updates and Fact-Checks
  • First-Hand Credit Card Experience
  • Shared Across 200+ Top Outlets
  • Methodical “U.P. Rating” System
  • 1044+ Expert Credit Card Guides

Great Card If

  • Want to earn bonus rewards on everyday purchases
  • Looking for a no-annual-fee card (rates & fees)
  • Want a card without any rewards limits

Don’t Get If

  • Your primary spending categories are not at restaurants and on gas
  • Looking to earn more than 1x on non-bonus spending
  • Prefer cash-back over rewards

What Benefits Do You Get With the GO REWARDS Credit Card?

If you’re looking for a card that has easy to remember bonus categories, you might want to consider the GO REWARDS® Credit Card by Navy Federal Credit Union. With great everyday spending categories, it’s easy to see how this card is a no-brainer:

  • Earn 3x points at restaurants
  • Earn 2x points on gas
  • Earn 1x points on everything else

It’s as easy as 3, 2, 1!

Not to mention, the card says “no” to fees with no annual fee, no balance transfer fee, no foreign transaction fees, and no cash advance fees (rates & fees).

Alternative Cards to the GO REWARDS Credit Card

Navy Federal More Rewards American Express® Card

Staying within the Navy Federal Credit Union offerings, the Navy Federal More Rewards card also earns 3x points at restaurants, plus it earns 3x on gas, at supermarkets and transit. While the Navy Federal More Rewards card doesn’t have a 2x earning category, the additional 3x earning categories is something to consider.

Wells Fargo Autograph℠ Card

Similar to the GO REWARDS credit card, the Wells Fargo Autograph Card offers 3x points at restaurants and gas stations, but also offers 3x on travel, transit, popular streaming services, and phone plans; all for no-annual-fee (rates & fees).

Furthermore, the card comes with other perks like cell phone protection, and Auto Rental Collision Damage Waiver.

Kellie Jez's image

About Kellie Jez

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s compliance operation.

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