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Rakuten Cash Back Visa® Card – Review [2024]

Alex Miller's image
Alex Miller
Alex Miller's image

Alex Miller

Founder & CEO

297 Published Articles

Countries Visited: 34U.S. States Visited: 29

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business...
Edited by: Kellie Jez
Kellie Jez's image

Kellie Jez

Director of Operations & Compliance

6 Published Articles 1213 Edited Articles

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

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Rakuten Cash Back Visa® Card

Rakuten Cash Back Visa® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon1.5
Learn More(at Rakuten's secure site)
  • $0

  • 16.74% or 21.74% variable

Rakuten Cash Back Visa® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon1.5
Learn More(at Rakuten's secure site)

The information regarding the Rakuten Cash Back Visa® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Card Snapshot

Welcome Bonus & Info

  • $10 bonus after the first purchase using your Rakuten Cash Back card
  • Extra 3% cash-back on qualifying purchases made through Rakuten.com, in-store cash-back offers, Rakuten Hotels, and Rakuten travel
  • 1% cash-back on purchases everywhere else Visa credit cards are accepted
  • Stack your cash-back at over 2,500 stores
  • Unlimited cash-back on all purchases made with your Rakuten Cash Back card
  • Enjoy all the benefits of your Rakuten Cash Back card with Apple Pay, Google Pay, and Samsung Pay
  • Find peace of mind, thanks to our zero-fraud-liability policy and Visa benefits like price protection and return protection

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