Rakuten Cash Back Visa® Card – Review [2023]

Name: Rakuten Cash Back Visa® Card – Review [2023]
Item: Rakuten Cash Back Visa® Card
Rating: 1.5
Author: Alex Miller

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"Earn even more cash-back with Rakuten"

Learn More (at Rakuten's secure site)

Alex Miller

- Updated: May 8, 2023, 8:27am CDT

Hot Tip: The Rakuten Cash Back Visa card is no longer open to new applicants and will be retired permanently on September 18, 2022.

The information regarding the Rakuten Cash Back Visa® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Rakuten Cash Back Visa - Snapshot

Welcome Bonus & Info (Partner Content)
- $10 bonus after the first purchase using your Rakuten Cash Back card
- Extra 3% cash-back on qualifying purchases made through Rakuten.com, in-store cash-back offers, Rakuten Hotels, and Rakuten travel
- 1% cash-back on purchases everywhere else Visa credit cards are accepted
- Stack your cash-back at over 2,500 stores
- Unlimited cash-back on all purchases made with your Rakuten Cash Back card
- Enjoy all the benefits of your Rakuten Cash Back card with Apple Pay, Google Pay, and Samsung Pay
- Find peace of mind, thanks to our zero-fraud-liability policy and Visa benefits like price protection and return protection

Rakuten Cash Back Visa - Card Fees

Foreign Transaction Fees
3% of each transaction
Interest Rates ?
- 16.74% or 21.74% variable
Late fees
- Up to $40
Cash Advance APR
- 16.74% or 21.74% variable

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent.