Southwest Premier Business Card’s Welcome Offer History: 2020 to 2026

In recent years, Southwest Airlines has evolved from a primarily leisure airline into a carrier that serves both vacationers and business travelers. Enter the Southwest^® Rapid Rewards^® Premier Business Credit Card, which offers extra perks for business owners flying with the airline.

The Southwest Premier Business card earns Rapid Rewards points that can be redeemed for future flights across the airline’s strong domestic network.

But the biggest opportunity to earn a lot of points at once comes from the introductory welcome offer. We’ll review what’s currently available and compare that to previous welcome offers since 2020.

When To Apply for the Southwest Premier Business Card

The Southwest Premier Business card is the business counterpart to the Southwest Rapid Rewards^® Premier Credit Card. It carries the same $149 annual fee and similar perks, but the Southwest Premier Business card allows you to add employee cards for no additional cost.

If you’re thinking of applying, the Southwest Premier Business card features this public welcome bonus offer:

• Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Below, we’ve documented the available welcome offers since 2020:

* Value based on our latest valuations of Southwest Rapid Rewards points estimated at 1.3 cents each. This value isn’t provided by the card issuer.

Unlike other Southwest consumer credit cards, the Southwest business cards don’t offer as many new welcome offers throughout the year. The best welcome offer we’ve seen is up to 120,000 bonus points, though the minimum spending requirement is much steeper to match.

Terms Apply / Rates & Fees

Southwest^® Rapid Rewards^® Premier Business Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Business owners who fly Southwest often can earn extra points for all of their spending and add employee cards at no additional cost.

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Southwest^® Rapid Rewards^® Premier Business Credit Card

Business owners who fly Southwest often can earn extra points for all of their spending and add employee cards at no additional cost.

Welcome Offer

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

60,000

UP's Offer Valuation*:

$780

Annual Fee

$149

APR

19.24% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Southwest® Rapid Rewards^® Premier Business Credit Card is designed for business owners who regularly fly with Southwest and want a card that helps them earn more points while providing benefits such as 25% back on inflight purchases.

Pros & Cons

Pros

• 3x points per $1 on Southwest purchases
• 2x points per $1 on the first $8,000 in combined spend at gas stations and restaurants each anniversary year
  
• 1x point per $1 on all other purchases

Cons

• $149 annual fee
• Doesn’t earn transferable rewards

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Card Highlights

• Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
• 6,000 bonus points after your Cardmember anniversary.
• Earn 3X points on Southwest Airlines^® purchases.
• Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per year
• First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
• Select a Standard or Preferred seat within 48 hours prior to departure, when available.
• Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
• No foreign transaction fees.
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.74% Variable
• Foreign Transaction Fees: None

While it’s hard to predict whether this welcome offer will ever return, if it does, know it’s worth considering if you’re looking to earn a ton of Southwest Rapid Rewards points at once.

Southwest Premier Business Card Benefits

In the fall of 2025, Southwest overhauled its entire credit card portfolio. These changes came about as Southwest eliminated its longstanding free checked-bag policy.

Fortunately, the Southwest Premier Business card offers travelers a free checked bag and Group 5 boarding, which gives you earlier access to the overhead bin for your carry-on. Other benefits of the Southwest Premier Business card (which has a $149 annual fee) include:

• 15% promo code for each year on your cardmember anniversary (excluding the Basic fare)
• Earn 3x points on Southwest Airlines purchases and 2x points at grocery stores and restaurants (on the first $8,000 in combined purchases per anniversary year, and 1x points on everything else)
• 2,000 Tier Qualifying Points toward A-List status for every $5,000 spent
• Automatic 10,000 Companion Pass qualifying points every year
• 25% discount on inflight purchases

Final Thoughts

The Southwest Premier Business card doesn’t feature as wide a range of welcome offers throughout the year as some other cards, but that actually makes it easier to gauge whether the current bonus offer is worth applying for. While the welcome bonus may drive the initial decision, the card’s long-term value comes from its ongoing perks — especially if you frequently fly with Southwest.