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Southwest Rapid Rewards Premier Business Credit Card — Review [2023]

Alex Miller's image
Alex Miller

Alex Miller

Founder & CEO

Countries Visited: 34U.S. States Visited: 29

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business...
Edited by: Juan Ruiz

Juan Ruiz

Compliance Editor & Content Contributor

Countries Visited: 40U.S. States Visited: 27

Juan has been involved in credit cards, loyalty, travel, and personal finance for more than 10 years. He has worked for several outlets including The Points Guy and Forbes and was previously Editor-in...
& Kellie Jez

Kellie Jez

Director of Operations & Compliance

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

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Southwest® Rapid Rewards® Premier Business Credit Card

Southwest® Rapid Rewards® Premier Business Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4
  • 60,000 points

  • $99

  • 21.49% - 28.49% Variable

  • Good to Excellent (670-850)

Southwest® Rapid Rewards® Premier Business Credit Card

Business owners who fly Southwest often can earn extra points for all of their spending, and add employee cards at no additional cost.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
4
Learn More

(at Chase's secure site)

Summary

The Southwest Rapid Rewards is built for business owners that regularly fly with Southwest and are looking for a card that helps them earn more points while providing benefits such as 25% back on inflight purchases and EarlyBird Check-In certificates.

Card Details

Card Snapshot

Welcome Bonus & Info

  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • Earn 3X points on Southwest Airlines® purchases.
  • Earn 2X points on Rapid Rewards® hotel and car rental partners.
  • Earn 2X points on rideshare.
  • 1 point per $1 spent on all other purchases.
  • 2 EarlyBird Check-In® each year.
  • Member FDIC
Pros & Cons

Pros

  • 3x points per $1 on Southwest purchases
  • 2x points per $1 on Rapid Rewards hotel and rental car partners
  • 2x points per $1 on local transit and commuting purchases, including rideshare, passenger trains, buses, taxis, tolls, and parking lots and garages
  • 1x point per $1 on all other purchases
  • 6,000 anniversary points
  • 2 EarlyBird Check-In certificates per year
  • 25% back on inflight purchases
  • $500 fee credit for points transfers per year
  • 1,500 tier qualifying points (TQPs) toward A-List status for every $10,000 spent
  • Employee cards at no added cost
  • No foreign transaction fees
  • Lost luggage insurance
  • Baggage delay insurance
  • Purchase protection and extended warranty protection

Cons

  • $99 annual fee
  • Doesn’t earn transferable rewards

60,000 points

Learn More

(at Chase's secure site)

Great Card If

  • You regularly fly with Southwest
  • You want a card that can help you reach Southwest elite status

Don’t Get If

  • You hardly ever fly with Southwest
  • You want a card that earns points that can be redeemed with multiple airlines

About Alex Miller

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

2 comments

ELZA GABRIELLA CRACIUNESCU

May 19, 2023

Does the Southwest Rapid Rewards Premier credit card cover CDW on a rental car in Europe if the rental is paid with the card?

Hi Elza. Yes, outside of your country of residence, you should have primary car rental insurance with the card for most countries. It’s always good to call before your trip to ask about the specific country you’re visiting and to request a letter of coverage to take with you and present to the car rental agency showing you have coverage.

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