What is the United Gateway card's welcome offer?

Eligible new applicants of the United Gateway card can get this welcome offer:

What's the best-ever United Gateway card welcome offer?

The best welcome offer features 30,000 bonus miles after meeting minimum spending requirements. Fortunately, this welcome offer comes back a few times per year.

How much are 30,000 United MileagePlus miles worth?

Redeeming 30,000 United miles is worth roughly $360, based on our latest points and miles valuations.

Is the United Gateway card worth it?

As a -annual-fee credit card, it can allow travelers to start earning United MileagePlus miles and even provide a pathway to scoring free checked bags. However, the United Explorer card is likely better for most travelers despite its annual fee, thanks to the improved earning rates, automatic free checked bags, and access to statement credits.

United Gateway Card’s Welcome Offer History: 2020 to 2026

Updated: October 5, 2026, 12:05pm CDT

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Table of Contents

When To Apply for the United Gateway Card
United Gateway Card Benefits
Final Thoughts

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Airline credit cards can range from ultrapremium with hefty annual fees to more accessible with no annual fee. But you don’t always need to pay top dollar to get meaningful value from an airline you fly regularly, and that’s exactly where the United Gateway℠ Card comes in.

Issued by Chase in partnership with United Airlines, the United Gateway card launched in October 2020. Despite having a $0 annual fee, it still features a welcome offer for eligible applicants.

Looking at past bonus offers can give you a sense of what may come back in the future, which matters since welcome offer bonuses are typically a one-time opportunity. Let’s dive into the welcome offer history of the United Gateway card since 2020.

When To Apply for the United Gateway Card

The United Gateway card is aptly named for its base-level perks and access to the United MileagePlus rewards program.

Currently, the United Gateway card offers the following public welcome bonus offer:

Earn 40,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.

Here’s how that compares with the card’s past publicly available bonus offers:

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Offer Date	Welcome Offer Details	Value*
Current Offer (September 2026 to Now)	Earn 40,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.	$480
August 2025 to September 2026	Earn 30,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$360
July 2025 to August 2025	Earn 20,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$240
May 2025 to July 2025	Earn 30,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$360
January 2025 to May 2025	Earn 20,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$240
November 2024 to January 2025	Earn 30,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$360
August 2024 to November 2024	Earn 20,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$240
June 2024 to August 2024	Earn 30,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$360
March 2024 to June 2024	Earn 20,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$240
November 2023 to March 2024	Earn 30,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$360
August 2023 to November 2023	Earn 20,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$240
June 2023 to August 2023	Earn 30,000 bonus miles after you spend $1,000 in the first 3 months your account is open.	$360
January 2023 to June 2023	Earn 20,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$240
November 2022 to January 2023	Earn 30,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases.	$360
August 2022 to November 2022	Earn 20,000 bonus miles after you spend $1,000 in the first 3 months your account is open.	$240
June 2022 to August 2022	Earn 30,000 bonus miles after you spend $1,000 in the first 3 months your account is open.	$360
November 2021 to June 2022	Earn 20,000 bonus miles after you spend $1,000 in the first 3 months your account is open.	$240
September 2021 to November 2021	Earn 15,000 bonus miles after you spend $1,000 in the first 3 months your account is open. Plus, earn 3x points on groceries in the first 12 months of account opening (up to $5,000 in purchases).	$180
July 2021 to September 2021	Earn up to 30,000 bonus miles: 15,000 miles after spending $1,000 in the first 3 months and an additional 15,000 miles after spending $3,000 in the first 6 months your account is open.	up to $360
February 2021 to July 2021	Earn 20,000 bonus miles after you spend $1,000 in the first 3 months your account is open.	$240
December 2020 to February 2021	Earn 10,000 bonus miles after you spend $1,000 in the first 3 months your account is open.	$120
October 2020 to December 2020	Earn 20,000 bonus miles after you spend $1,000 in the first 3 months your account is open.	$240

* Valuations are based on our monthly points valuations and are not provided by the issuer.

As you can see from above, the United Gateway card’s welcome offer oscillates between 20,000 and 30,000 bonus miles every couple of months. Naturally, you’d want to apply for the higher bonus offer, so waiting around until the 30,000-mile bonus is offered is the smart choice.

Fortunately, the minimum spending requirement and introductory window have appeared consistent since the card’s launch: $1,000 and 3 months, respectively.

ELEVATED OFFER

Terms Apply / Rates & Fees

United Gateway℠ Card

U.P. Rating

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

Apply Now(at Chase's secure site)

United Gateway℠ Card

The United Gateway card is a great option for those looking to earn more United miles without paying an annual fee.

Welcome OfferEarn 40,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
Up to 50,000 miles

UP's Offer Valuation*:
$600

Annual Fee

APR

0% Intro APR on Purchases for 12 months; after that, 19.99% - 28.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The United Gateway℠ Card is a great option for those looking to earn more United miles without wanting to pay a credit card annual fee. Plus, the card offers other solid benefits like a 25% back on United inflight purchases, purchase protection, and rental car insurance.

Pros & Cons

Pros

2x miles per $1 on United purchases
2x miles per $1 at gas stations and on local transit and commuting, including rideshare services, taxicabs, train tickets, tolls, and mass transit
1x mile per $1 on all other purchases

Cons

If you are a frequent United flyer, other cards offer more perks
It does not earn transferable rewards

Read Full Review

Card Highlights

Earn up to 50,000 bonus miles
0% intro APR for the first 12 months from account opening on purchases & no annual fee.
5x total miles on eligible United flights and 2x miles on all other eligible United^® purchases
2x miles at gas stations, on local transit and commuting
1x mile on all other purchases
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
Earn 2 first standard checked bags after you spend $10,000 in a calendar year
Save 10% or more on flights booked with miles after spending $10,000 in a calendar year
Member FDIC

Financial Snapshot

APR: 0% Intro APR on Purchases for 12 months; after that, 19.99% - 28.49% Variable
Foreign Transaction Fees: None

In addition, you’ll notice that many recent welcome bonus offers come with an introductory 0% APR spending period. This can be an added incentive for new cardholders:

0% Intro APR on purchases for 12 months; after that, 19.99% - 28.49% variable.

Upgraded Points derives our points and miles estimations every month from how much average value you’re able to achieve when redeeming rewards. The best way to redeem United MileagePlus miles is for United award flights or with its Star Alliance partner carriers, averaging a value of around 1.2 cents per mile.

United Gateway Card Benefits

Let’s also review what the United Gateway provides to cardholders in benefits and perks:

Earn 2x miles on United purchases, gas stations, on local transit and commuting, and 1x miles on all other purchases.
Get a 25% discount of inflight food, beverages, and Wi-Fi on board United-operated flights and on United Club premium drinks.
Earn 2 first standard checked bags after you spend $10,000 on the card in a calendar year.
Pay no foreign transaction fees.

The United Gateway card is unique among no-annual-fee airline credit cards by offering a path to up to 2 free checked bags on United flights after you spend $10,000 in a calendar year.

United Airlines check in Terminal 7 LAX — The United Gateway card offers a pathway to free checked bags. Image Credit: Ryan Smith

That works out to about $833 per month, which could be a manageable target if you plan on using it as your primary airline card.

Hot Tip:

The United Gateway card doesn’t have a massive welcome offer and a ton of benefits, so you may want to look at our comparison of United credit cards. The United℠ Explorer Card is an excellent choice if you’re looking for free checked bags without an annual spending threshold to unlock this perk.

Final Thoughts

The United Gateway card may be lighter on perks than others in the MileagePlus portfolio, but it still delivers with a welcome offer for new applicants. The bonus miles range from 20,000 to 30,000 miles, which is still considerable as the card comes with a $0 annual fee.