The United Gateway℠ Card is a great option for those looking to earn more United miles without wanting to pay a credit card annual fee. Plus, the card offers other solid benefits like a 25% back on United inflight purchases, purchase protection, and rental car insurance.
Pros
- 2x miles per $1 on United purchases
- 2x miles per $1 at gas stations and on local transit and commuting, including rideshare services, taxicabs, train tickets, tolls, and mass transit
- 1x mile per $1 on all other purchases
- No annual fee
- 25% back on inflight purchases
- No foreign transaction fees
- Trip cancellation and trip interruption insurance
- Rental car insurance
- Purchase protection
- Extended warranty coverage
Cons
- If you are a frequent United flyer, other cards offer more perks
- It does not earn transferable rewards
United Gateway Card - Snapshot
- Welcome Bonus & Info (Partner Content)
- Earn 30,000 bonus miles
- No annual fee
- Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
- Earn 2 miles per $1 spent on United® purchases
- Earn 2 miles per $1 spent at gas stations, on local transit and commuting
- Earn 1 mile per $1 spent on all other purchases
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
- Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
- Card Categories:
- Related Articles
Great Card If
- You’re looking for a way to earn more United miles without paying an annual fee
Don't Get If
- You don’t fly with United
United Gateway Card - Fees
- Foreign Transaction Fees
None
- Interest Rates
- 0% Intro APR on Purchases for 12 months; after that, 20.74% - 27.74% Variable
- Late fees
- Penalty APR: Up to 29.99% variable
- Balance Transfers
- 20.74% - 27.74% Variable
- Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
- Cash Advance APR
- 29.24% Variable
- Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
Featured Image Credit:
Chase
Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent.
Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.
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