United Gateway℠ Card – Review

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"Earn United miles, all without an annual fee!"

Learn More (at Chase's secure site)

United Gateway Card - Snapshot

  • Welcome Bonus & Info (Partner Content)
    • Earn up to 15,000 bonus miles
    • No annual fee
    • Earn 2 miles per $1 spent on United Airlines purchases, at gas stations and on local transit and commuting
    • Earn 2 miles per $1 spent on United Airlines purchases
    • Earn 2 miles per $1 spent at gas stations
    • Earn 2 miles per $1 spent on local transit and commuting
    • Earn 1 mile per $1 spent on all other purchases
    • Earn 3x on grocery store purchases up to $15k for the first year account is open.

United Gateway Card - Fees

  • Annual Fee
    • $0
  • Foreign Transaction Fees
  • Interest Rates
    • 16.49% - 23.49% Variable
  • Balance Transfers
    • 16.49% - 23.49% Variable
    • Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Cash Advance APR
    • 24.99% Variable
    • Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

Travel prices are about to surge from pent-up demand.

Use this points strategy to lock in pennies-on-the-dollar pricing in 2021, all without being a frequent flyer...

How do I only pay $30 to go to Hawaii, $200 for business class to Asia or just $150 to Europe?

Discover the real-life strategies that anyone can use to enjoy limitless travel (even on a limited budget!)

Just sign up below and I’ll send you the Limitless Travel Playbook instantly:

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Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.


  1. Charles T Kelly May 2, 2021

    How do you receive the 20,000 bonus miles? Do you have to spend a certain amount on the card within a time frame?


    • Hi Charles,

      That is correct, the current welcome bonus awards you 20,000 miles after you spend $1,000 on purchases in the first 3 months your account is open.


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