Chase Private Client Program — The Benefits, Qualification Process & More

Chase Private Client* is a program offered to select Chase clients who keep a substantial amount of money in Chase investment and banking accounts. It’s sort of like elite status at a bank instead of an airline.

Here is what you need to know about the benefits of being one of their Private Clients, and how to qualify.

^{*The information regarding Chase Private Client Checking℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer.}

Chase Private Client Benefits

Chase Private Client (CPC) offers products and services including banking perks, lower or no fees, mortgage benefits, and investment strategies and insights.

First, here’s an overview of what you’ll get when joining the program (including the current bonus), as well as where it’s available:

• Enjoy a bonus when you join Chase Private Client and meet specific qualifications.
• Available in certain states
• Relationship-driven banking

Banking Benefits

• You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking^SM account with qualifying activities.
• Speak with a Private Client Banker to open your Chase Private Client Checking^SM account today. Schedule your meeting at your nearest branch to get started.
• Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
• Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000.
• No fees at Chase and non-Chase ATMs worldwide.
• No Chase fee on incoming or outgoing wire transfers.
• Get higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle^® and Chase QuickDeposit^SM limits.
• Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and access to events, including cultural and sporting events, family experiences, and financial seminars.
• Enhance your relationship with J.P. Morgan Wealth Management and partner 1:1 with a dedicated J.P. Morgan Private Client Advisor who can create a personalized financial strategy and custom investment portfolio. Get a holistic view of your banking and investing, and make seamless transfers between accounts with the Chase Mobile^® app.
• Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.

*J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS: • NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNEMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE

Credit Card Benefits

• Rushed replacement of your debit or credit card almost anywhere worldwide at no charge

Hot Tip: As a Chase Private Client, you may be able to open additional Chase credit cards (including their business cards), even if you are over the 5/24 limit. 

Business Benefits

• Personal business banking advisor
• No fees for electronic deposits for both Platinum Business Checking and Total Business Checking accounts
• Reduced minimum balance requirements for Platinum Business Checking accounts

Investment Benefits

• A dedicated J.P. Morgan Private Client advisor
• Customized financial analysis
• Retirement advice
• Personalized investment strategy
• Free online stock and ETF trades with You Invest℠ by J.P. Morgan
  

Home and Auto Loan Benefits

• Discounted rate when you purchase or refinance a home with the CPC Mortgage Rate Program
• Occasional bonus Chase Ultimate Rewards points with a new mortgage (CPC was recently offering a 75,000-point bonus with a new mortgage)
• CPC Home Lending Team
• Discounted rates for Home Equity Lines of Credit
• No origination fee and $50 annual fee waiver for HELOC
• 0.25% rate discount with Chase Car Buying Services
• Up to 0.50% rate discount when you refinance your auto loan and have your payment automatically deducted from your personal checking account

Other Benefits

• Invitations to local Chase Private Client events

Bottom Line: Chase Private Client offers numerous benefits including increased deposit and withdrawal limits, personal banking advisor, reduced fees and lower minimum balances for business checking accounts, personalized investment strategies, discounted mortgage rates, invitations to members-only events, and more!

How to Qualify for Chase Private Client

To qualify as a Chase Private Client, you need to have a daily average of $150,000 in Chase investments and accounts.

You can also gain access to Chase Private Client benefits if you share an account with an immediate family member who is a Chase Private Client. For example, if one of your parents is a Chase Private Client and you share a checking account with them, you can also receive the Private Client benefits.

There is no cost to become a Chase Private Client, but it is by invitation only. If you are interested in requesting a meeting to go over your qualifications to become a Chase Private Client, submit this form online.

Hot Tip: If you have a family member that is a Chase Private Client, you can open a joint checking account with them and you will then be eligible for CPC benefits as well.

How to Contact Chase Private Client

Chase Private Client Contact Information

If you are currently a Chase Private Client, you can call 1-888-994-5626 for customer service.

If you are interested in becoming a Chase Private Client, you can fill out the request form here or talk to your local Chase branch.

How to Find a Chase Branch That Offers Private Client Benefits

Not all Chase branches offer Chase Private Client services. CPC advisors are available at select Chase branches plus dedicated Chase Private Client locations.

To find a location near you, enter your zip code in the CPC Find A Branch tool.

Final Thoughts

Chase Private Client is an elite status of sorts for Chase customers who have at least $150,000 in investments and accounts at Chase. These benefits can be extended to immediate family members of CPC clients who hold a joint account with Chase.

The perks offered included fee waivers, lower minimums for some accounts, investment advisement, and lower mortgage rates.

The information regarding the Chase Private Client was independently collected by Upgraded Points and was not provided nor reviewed by the issuer.