Score as High as $300 Cash-Back With Amex Blue Cash Preferred’s Welcome Offer

American Express continues to roll out targeted welcome offers, and now, the Blue Cash Preferred^® Card from American Express is in the spotlight. The current public welcome offer is:

• You may be eligible for as high as $300 cash back after spending $3,000 in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

Applicants are now invited to apply and find out their personalized welcome offer. Here’s how to check if you’re eligible — all without an impact on your credit score.

Please note that these offers are not available to all applicants.

Amex Blue Cash Preferred Card Welcome Offer

There are a few ways to see if you’re targeted for a welcome offer as high as $300 cash-back on the Amex Blue Cash Preferred card.

Option 1: Check on Amex Directly (Try This First)

We recommend you first check for offers directly on the American Express website to find out your exact welcome offer. On the front page, you should see messaging that your offer can earn you as high as $300 in cash-back after meeting the minimum spending requirements.

Click “Apply Now,” then log in to your Amex account (if you have one) to add the required information for your application.

After you submit this information, your specific cash-back welcome offer for the Amex Blue Cash Preferred card will appear. From this point, you can then choose whether to accept it. As with most targeted welcome offers, not every applicant will receive the same opportunity — and some may not be eligible at all.

SPECIAL OFFER

Terms Apply / Rates & Fees

Blue Cash Preferred^® Card from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.

Apply Now(at Amex's secure site)

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Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Blue Cash Preferred^® Card from American Express

This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.

Welcome Offer

You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

As High As $300 Cash Back. Find Out Your Offer.

UP's Offer Valuation*:

As High As $300

Annual Fee

$0 intro annual fee for the first year, then $95.

APR

19.49%-28.49% Variable,0% on purchases for 12 months

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Blue Cash Preferred^® Card from American Express is a stellar cash-back credit card for those looking to maximize every purchase they make.

With bonus categories like U.S. supermarkets, select U.S. streaming services, U.S. gas stations, and transit purchases, this card rewards you for the items you spend the most on in a big way! For those looking to earn up to 6% cash-back on their purchases, this could be the card for you!

Pros & Cons

Pros

• 6% cash-back at U.S. supermarkets (up to $6,000 per year)
• 6% cash-back on select U.S. streaming subscriptions
• 3% cash-back on U.S. gas stations and transit (including rideshares, parking, etc.)

Cons

• $0 intro annual fee for the first year, then $95 annual fee (rates and fees)

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Card Highlights

• Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
• $0 intro annual fee for the first year, then $95.
• Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
• Plan It^®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express^® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
• Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
• Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred^® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
• Terms Apply.

Financial Snapshot

• APR: 19.49%-28.49% Variable,0% on purchases for 12 months
• Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

Rewards Center

Redeem cash-back through your American Express account

If you exit out of the application after seeing your welcome offer, the good news is your credit score won’t be affected. That’s because American Express uses a soft credit check during this step, not a hard inquiry on your report.

Your credit may only be impacted if you move forward, accept the welcome offer, and open the new account.

Option 2: Check on CardMatch

The next way to check is through the CardMatch tool. This tool processes a soft credit check to see if you’re eligible for any elevated offers. Like the Amex check, it’s not a hard pull, so it won’t show up on your credit report.

To receive matches, you need to provide personal information such as your name, address, and email address. You can also look for targeted email offers, as long as you’ve opted in to them.

After logging in to your American Express account, click on the button that says “Account Services” in the top menu, then choose the tab that says “Alerts and Communications.” From here, click the “Marketing Email Preferences” option to ensure you’ve opted in to notifications about targeted offers.

Option 3: Snag a Referral

Some of the best welcome offers can even show up through referral links. If you know someone with the Amex Blue Cash Preferred card, have them send you their referral link and check whether your offer shows as high as $300 cash-back. If it doesn’t, you can try another referral link to compare.

Amex Blue Cash Preferred Card Benefits

Beyond a potentially generous welcome offer, the real long-term value of the Amex Blue Cash Preferred card comes from how rewarding it is for everyday spending — and with a $0 intro annual fee for the first year, then $95 (rates & fees), you can enjoy all of these perks and rich rewards right away without worrying about a first-year cost:

• 6% cash-back at U.S. supermarkets (up to $6,000 per year)
• 6% cash-back on select U.S. streaming subscriptions
• 3% cash-back on U.S. gas stations and transit (including rideshares, parking, etc.)
• 1% cash-back on all other eligible purchases

You’ll earn cash back each month as Reward Dollars, which can be redeemed as a statement credit to offset eligible purchases when your bill comes due. Even better, there’s no minimum redemption requirement.

In addition to its cash-back potential, the card includes valuable built-in protections. Return protection can reimburse you if a retailer won’t accept an eligible return (up to $300 per item, $1,000 per calendar year, within 90 days). You’ll also get car rental loss and damage insurance when you pay for a rental with the card, which can help cover damage or theft to the vehicle after your primary auto insurance applies.

How the Amex Blue Cash Preferred Card Compares to Others

The Amex Blue Cash Preferred card stands out in the cash-back world because of how much it rewards everyday household spending — especially at U.S. supermarkets.

Compared to the Blue Cash Everyday^® Card from American Express, which earns 3% cash-back at U.S. supermarkets, U.S. online retail purchases, and U.S. gas stations (each on up to $6,000 per year in purchases, then 1%), the Amex Blue Cash Preferred card earns up to 6% cash-back at U.S. supermarkets (on up to $6,000 per year, then 1%) — double the earning rate of the Amex Blue Cash Everyday card.

That higher supermarket rate alone can be huge for families. Maxing out the $6,000 annual cap at 6% earns $360 in cash-back just from U.S. supermarket spending, which already puts the card near the top compared to many other cash-back cards.

If you prefer a no-annual-fee card with different bonus categories, the Chase Freedom Flex® is another strong option. It earns 5% back in rotating quarterly bonus categories (activation required) and on travel booked through the Chase Travel portal, plus 3% back on dining and drugstores, and 1% on other purchases. The trade-off is that you have to remember to activate categories each quarter and shift your spending.

Final Thoughts

If you’re targeted, now could be a great time to consider adding the Amex Blue Cash Preferred card to your wallet. With a new welcome offer of as high as $300 cash-back and elevated rewards on everyday spending, it’s a practical option for households looking to earn meaningful cash-back at U.S. supermarkets, U.S. streaming subscriptions, and at the pump.