Huge 125K (Or Even 150K) Amex Business Gold Card Welcome Offer [Current Public Offer Is 100K]

Updated: October 25, 2025, 9:34am CDT

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Table of Contents

Huge Amex Business Gold Welcome Bonus Offer
Maximizing Your Membership Rewards Points
Benefits of the Amex Business Gold Card
Final Thoughts

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The American Express^® Business Gold Card is a powerhouse earner for business owners. It strikes a nice balance between having an annual fee that’s not sky-high while still providing valuable benefits.

The current public welcome bonus offer on this card is:

Earn 100,000 points after you spend $15,000 on eligible purchases within the first 3 months.

However, we’ve seen offers for 125,000 points and even 150,000 points!

Let’s dive into these huge welcome offers.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

Huge Amex Business Gold Welcome Bonus Offer

As mentioned above, the current publicly available welcome bonus offer on this card is:

Earn 100,000 points after you spend $15,000 on eligible purchases within the first 3 months.

Option 1: Check Amex’s Website Directly (Try This First)

If you want to apply for the Amex Business Gold card, we recommend checking on the American Express website directly first.

Our writers have seen that American Express will offer an elevated offer directly to targeted applicants. As with all targeted offers, these offers aren’t available to all applicants, but here’s an example of a targeted offer we’ve found through our research directly through American Express — up to 125,000 and even 150,000 points!

125 American Express Business Gold Card 2024 10 28 21 56 58 — Offer captured October 28, 2024. Offer shown above may not be available to all applicants and is subject to change. Image Credit: American Express

Hopefully, you’ll be able to find an offer for 125,000 Amex points after spending $10,000 on purchases in the first 3 months of card membership. We value Amex Membership Rewards points at 2.2 cents each, which makes this 125,000-point offer worth $2,750.

The other offer we spotted was for 150,000 Amex Membership Rewards points after spending $15,000 on purchases in the first 3 months of card membership. This offer is worth a whopping $3,300, according to our valuations. If you’re targeted for this offer, consider yourself very lucky!

Amex Biz Gold 150k April 14 2025 — Offer captured April 14, 2025. Offer shown above may not be available to all applicants and is subject to change. Image Credit: American Express

Option 2: Check on CardMatch

If you don’t see an elevated offer directly on the American Express website, we recommend checking offers through the CardMatch tool.

CardMatch runs a “soft credit check” to see what offers you’re eligible for. As this is not a hard pull, it won’t count as a mark against your credit.

Option 3: Targeted Email Offers

If you’re an existing Amex customer, make sure you opt-in to receive New Card and Credit Offers in your Amex account’s General Marketing Email Preferences.

Option 4: Personal Referral Offer

Check with your friends or family members who have Amex cards for a link through the Amex refer-a-friend program. They don’t have to have an Amex Business Gold card to refer you to any Amex card.

Maximizing Your Membership Rewards Points

Both of these welcome bonus offers include a huge amount of American Express Membership Rewards points. These are some of our favorite types of points to use for business and first-class flights all over the world.

For example, you could transfer 150,000 Amex Membership Rewards points to Air France/KLM Flying Blue to book 2 one-way business class flights from the U.S. to Europe.

Air France 777 Business Class Business Class Cabin From Front — Fly across the pond in comfort in Air France business class. Image Credit: Nick Ellis

For some additional inspiration, check out these incredible ways to use Amex Membership Rewards points.

Bottom Line:

If you don’t see one of these elevated offers directly on the American Express website, check the CardMatch tool or look for a referral offer.

Benefits of the Amex Business Gold Card

The Amex Business Gold card comes with lots of benefits that appeal to business owners, including supercharged points earning.

This card earns 4x Membership Rewards points on the top 2 categories in which your business spends the most every month (up to $150,000 in combined purchases every calendar year):

Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
U.S. purchases made from electronic goods retailers and software & cloud system providers
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
U.S. purchases at gas stations
U.S. purchases at restaurants, including takeout and delivery
Purchases at U.S. media providers for advertising in select media (online, TV, radio)

You’ll also earn 3x points on flights and prepaid hotels booked through AmexTravel.com … all that earning potential for an annual fee of $375 (rates & fees).

In addition to offering lots of ways to earn Amex Membership Rewards points, the Amex Business Gold card comes with benefits (that require enrollment), including:

Up to $20 in monthly statement credits for purchases at FedEx, Grubhub, and office supply stores
A monthly statement credit for a Walmart+ membership
Up to $150 in statement credits each year for U.S. purchases with Squarespace
Access to The Hotel Collection
No foreign transaction fees (rates & fees)

Final Thoughts

The Amex Business Gold card is one of the best Amex business cards on the market. It offers flexible points-earning categories and perks that appeal to a wide variety of business owners. If you can find one of these elevated offers of up to 150,000 points, now is a great time to go for it.