Find the 150K-Point Amex Business Gold Card Welcome Offer [Current Public Offer Is 100K]

Are you a business owner looking to maximize rewards for your day-to-day expenditures? Enter the American Express^® Business Gold Card, which stands out as a points-earning machine. This card offers a unique rewards rate tailored to where your business spends the most.

Currently, the Amex Business Gold card offers the following publicly available welcome offer to eligible new applicants:

• Earn 100,000 points after you spend $15,000 on eligible purchases within the first 3 months.

However, our Upgraded Points staffers have been targeted with introductory offers of 150,000 points — substantially more than the current public offer for the card.

Here are the details you should know.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

Earn 150k Points With This Amex Business Gold Welcome Bonus Offer

The Amex Business Gold card has the following publicly available welcome bonus offer:

• Earn 100,000 points after you spend $15,000 on eligible purchases within the first 3 months.

But to take it a step further, it may be possible to receive an even better offer. Though offers like this won’t be available to everyone, here’s a screenshot of an outstanding 150,000-point welcome offer we found on our own:

Let’s walk you through the steps to potentially find an elevated offer, too.

How To Find a Welcome Offer for 150,000 Points

Option 1: Check Amex Directly (Try This First)

If you want to pick up the Amex Business Gold card with the best possible offer, we recommend starting your search directly on the American Express website. The example shown below is representative of the application and not necessarily what you’d see when you check directly with Amex.

After selecting the “Apply Now” button, you must enter basic information to move your application forward.

American Express conducts a soft credit check to approve you and determine the welcome offer it will show you. If you decide to withdraw the application after seeing what that welcome offer is, your credit score won’t be affected. However, your credit score may be affected if you accept your new card. That’s because there may be a hard credit inquiry at the point of finalizing the application.

Option 2: Check CardMatch

If Amex’s offer isn’t the one you’re looking for, we recommend checking via the CardMatch tool.

CardMatch uses a soft credit check to determine whether you’re eligible for higher offers. Because it isn’t a hard pull, the check doesn’t affect your personal credit score.

Option 3: Targeted Email or Mail Offers

If you’re holding out for a better offer, watch for targeted email or mail offers. To receive these, you need to opt in to receive new card and credit offers in your Amex account’s general marketing email preferences.

Option 4: Personal Referral Offer

Check with friends or family members who have Amex cards for a link through the Amex refer-a-friend program. They don’t have to have an Amex Business Gold card to refer you to any Amex card.

Maximizing 150,000 Amex Membership Rewards Points

What exactly are these points worth? It can depend greatly on how you use them. But if you’re looking to redeem Membership Rewards points for travel, we estimate Amex points to be worth 2.2 cents each.

The math means this 150,000-point welcome offer is worth $3,300.

There are seemingly infinite ways to make the most of 150,000 Membership Rewards points, but here are a couple of inspirational ideas.

Book 2 Round-Trip Tickets in Business Class to Spain

You can transfer your Amex Membership Rewards points to Iberia Club Avios at a 1:1 ratio. The Spanish carrier flies to several East Coast cities, including Boston (BOS), New York (JFK), and Washington, D.C. (IAD). Better yet, these nonstop flights are bookable for just 40,500 Avios one-way — in business class!

For 2 travelers with round-trip tickets, that means booking flights for just 162,000 points total (which you’d have by meeting the welcome offer’s minimum spending requirement). Considering these flights tend to cost at least $3,000 per person, you could be saving a boatload of money by redeeming points instead.

Book 3 Nights at a Top-Rated Hilton All-Inclusive Resort in Mexico — for 2 People!

Hilton Honors is a great partner because Amex Membership Rewards points transfer to Hilton at a 1:2 ratio. By transferring your balance of 150,000 Amex Membership Rewards points to Hilton, you’d receive 300,000 Hilton Honors points.

It costs from 80,000 Hilton points per night to book the Hilton Tulum Riviera Maya All-Inclusive Resort or the Hilton Cancun, an All-Inclusive Resort, including meals and lodging for up to 2 travelers. From personal experience at these resorts, they are among the best all-inclusive properties in Mexico, with excellent amenities and delicious restaurants.

Benefits of the Amex Business Gold Card

The welcome bonus offer is just the cherry on top of this Amex business card, which is packed with a powerful earning structure:

Cardholders can also earn 3x points on flights and prepaid hotels booked through AmexTravel.com and 1x points on all other eligible purchases.

The annual fee is $375 (rates & fees), and other benefits include:

• Up to $20 in monthly statement credits for purchases at FedEx, Grubhub, and office supply stores (enrollment required)
• A monthly statement credit for a Walmart+ membership (enrollment required)
• Up to $150 in statement credits annually for U.S. purchases with Squarespace (enrollment required)
• No foreign transaction fees (rates & fees)

Final Thoughts

If you chance upon this 150,000-point offer for the Amex Business Gold card, this can be a great way to boost your balance of Amex Membership Rewards points for travel. Business owners also appreciate the card’s long-term points-earning potential.

Don’t see the higher offer directly on the American Express website? You can also check out the CardMatch tool or look for a referral offer.