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Find the 150K Amex Business Gold Card Welcome Offer [Current Public Offer Is 100K]

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Stella Shon
Edited by: Kellie Jez
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Are you a business owner looking to maximize rewards for your day-to-day expenditures? Enter the American Express® Business Gold Card, which stands out as a points-earning machine. This card offers a unique rewards rate tailored to where your business spends the most.

And currently, the Amex Business Gold card offers the following publicly available welcome offer to eligible new applicants:

  • Earn 100,000 points after you spend $15,000 on eligible purchases within the first 3 months.

However, our staffers at Upgraded Points have been targeted for introductory offers of 150,000 points — providing more than double the rewards you can normally find. Here are the details you should know.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

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Earn 150k Points With This Amex Business Gold Welcome Bonus Offer

The Amex Business Gold card has the following publicly available welcome bonus offer:

  • Earn 100,000 points after you spend $15,000 on eligible purchases within the first 3 months.

But to take it one step further, receiving an elevated offer may be possible. While they won’t be available to everyone, here’s a screenshot of an outstanding 150,000-point welcome bonus we found on our own:

Amex Biz Gold 150k April 14 2025
Offer captured April 14, 2025. Offer shown above may not be available to all applicants and is subject to change. Image Credit: American Express

What exactly are these points worth? It can depend greatly on how you use them. But if you’re looking to redeem Membership Rewards points for travel, we estimate Amex points to be worth 2.2 cents each.

The math brings this 150,000-point welcome offer to be valued at $3,300.

Maximizing 150,000 Amex Membership Rewards Points

There’s seemingly infinite ways to make the most of 150,000 Membership Rewards points, but here are a couple of options for inspiration.

Book 2 Round-Trip Tickets in Business Class to Spain

You can transfer your Amex Membership Rewards points to Iberia Avios at a 1:1 rate. The Spanish carrier flies to several East Coast cities, including Boston, New York, and Washington, D.C. Better yet, these nonstop flights are bookable for just 34,000 Avios one-way — and in business class!

Iberia A350 business class seat in reclined position
Image Credit: Daniel Ross

For 2 travelers with round-trip tickets, that means you can book flights for just 132,000 points total. Considering these flights tend to cost at least $3,000 per person, you’re saving a boatload of money by redeeming points instead.

Book 3 Nights at a Top-Rated Hilton All-Inclusive Resort in Mexico — for 2 People!

Hilton Honors is a rare hotel partner because if transfers from Amex at a 1:2 ratio. By transferring your balance of 150,000 Amex Membership Rewards points to Hilton, you’ll receive 300,000 Hilton Honors points.

While it costs 100,000 Hilton points per night to book a night at an all-inclusive resort in Mexico, remember this includes the cost of meals and lodging for up to 2 travelers. From personal experience at all 3 resorts, these are the best all-inclusive properties you can find in Mexico — with excellent amenities and delicious restaurants. Here are a few options:

Hilton Playa del Carmen All Inclusive Resort
Image Credit: Stella Shon

Of course, you could also buy Hilton points for extra nights at an all-inclusive resort for a fraction of the cost.

Hot Tip:

Don’t see this elevated offer directly on the American Express website? You can also check out the CardMatch tool or look for a referral offer.

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Benefits of the Amex Business Gold Card

The welcome bonus offer is just the cherry on top of this Amex business card packed with a powerful rewards rate:

This card earns 4x Membership Rewards points on the top 2 categories in which your business spends the most every month (up to $150,000 in combined purchases every calendar year):

  • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  •  U.S. purchases made from electronic goods retailers and software & cloud system providers
  • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants, including takeout and delivery
  • Purchases at U.S. media providers for advertising in select media (online, TV, radio)

Cardholders can also earn 3x points on flights and prepaid hotels booked through AmexTravel.com and 1x points on all other eligible purchases.

The annual fee is $375 (rates & fees), and other benefits include:

Final Thoughts

If you stumble upon this 150,000-point offer, this can be a great way to boost your balance of Amex Membership Rewards points for travel. Business owners will also appreciate the points-earning potential with this card for long-term use.

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About Stella Shon

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in The New York Times, USA Today, and more.

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