Is the 150K-Point Amex Business Gold Card Welcome Offer Still Available? [Current Public Offer Is as High as 200K]

It’s possible to earn 150,000 points with a bonus offer on the American Express^® Business Gold Card.

The new public welcome offer on the Amex Business Gold card allows you to apply and then find out your exact bonus amount:

• As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards^® Points after spending $15,000 in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

With some applicants even targeted for as high as 200,000 points, let’s review the eligibility criteria and application process below.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

How to Get the Amex Business Gold 150K Welcome Offer

Currently, the Amex Business Gold card has the following welcome bonus offer:

• As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards^® Points after spending $15,000 in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Applicants can earn as high as 200,000 points, but the exact bonus offer won’t be revealed until after you hit submit on the application. Here’s an example of a 200,000-point welcome offer our writers found:

Here are the exact steps you should follow.

Eligibility & Pop-Up Rules for the 150K Bonus Offer

There are a couple things to note during the application process, including the “pop-up message.” If you see this, Amex is informing you that you’re not eligible for the welcome offer at this time. From here, you can continue the application (without earning the bonus offer) or withdraw from the process entirely. No matter what you choose, your credit score won’t be impacted.

If you don’t see this pop-up window, this means you’re eligible for the welcome offer shown on the next screen. Your eligibility to earn a welcome offer as high as 200,000 points could be affected by the following (Source: American Express):

• Your spending history on existing American Express accounts
• Your card history with American Express and how many accounts you’ve closed or opened
• The number of welcome bonuses you’ve already earned

Under the “Offer & Benefit Terms” of the application, you should also look for American Express “lifetime language.” It limits applicants to earning a welcome offer on a specific card once, so you’ll want to take note of that during this stage: “You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card.”

How To Find the Amex Business Gold Card 150K Offer

Option 1: Check Amex Directly (Try This First)

If you want to pick up the Amex Business Gold card with the best possible bonus offer, we recommend starting your search directly on the American Express website. The example shown above is representative of the application and not necessarily what you’d see when you check directly with Amex.

After selecting the “Apply Now” button, you must enter basic information to move your application forward.

American Express conducts an initial soft credit check to approve you and determine the welcome offer it will show you. If you decide to withdraw the application after seeing what that welcome offer is, your credit score won’t be affected. (Source: American Express)

However, your credit score may be affected if you accept your new card. That’s because there may be a hard credit inquiry at the point of finalizing the application.

Option 2: Check CardMatch

If Amex’s offer isn’t the one you’re looking for, we recommend checking via the CardMatch tool.

CardMatch uses a soft credit check to determine whether you’re eligible for higher offers. Because it isn’t a hard pull, the check doesn’t affect your personal credit score. (Source: CardMatch)

Option 3: Targeted Email or Mail Offers

If you’re holding out for a better offer, watch for targeted email or mail offers. To receive these, you need to opt in to receive new card and credit offers in your Amex account’s general marketing email preferences.

Option 4: Personal Referral Offer

Check with friends or family members who have Amex cards for a link through the Amex refer-a-friend program. They don’t have to have an Amex Business Gold card to refer you to any Amex card.

Making the Most of Your 150K Points

What exactly are these points worth? It can depend greatly on how you use them. But if you’re looking to redeem Membership Rewards points for travel, we estimate Amex points to be worth 2.2 cents each.

The math means this 150,000-point welcome offer is worth $3,300. Here are a couple of redemption ideas:

• Book 2 round-trip tickets in business class to Spain: You can transfer your Amex Membership Rewards points to Iberia Club Avios at a 1:1 ratio. These nonstop flights are bookable for just 40,500 Avios one-way — in business class!
• Book 3 nights at an all-inclusive resort in Mexico: Amex Membership Rewards points transfer to Hilton at a 1:2 ratio. Better yet, you can book the Hilton Tulum Riviera Maya All-Inclusive Resort or the Hilton Cancun, an All-Inclusive Resort for ~80,000 Hilton points (or ~40,000 Amex points) per night — and for 2 guests.

Key Card Details

The welcome bonus offer is just the cherry on top of this Amex Business Gold card. The annual fee is $375 (rates & fees), and benefits include:

• 4x points on the top 2 eligible business categories each month (up to the first $150,000 in combined purchases per calendar year, then 1x points)
• Up to $20 in monthly statement credits for purchases at FedEx (through 10/01/2026), Grubhub, and office supply stores (Enrollment is required)
• A monthly statement credit for a Walmart+ membership (Enrollment is required)
• Up to $150 in statement credits annually for U.S. purchases with Squarespace (Enrollment is required)
• No foreign transaction fees (rates & fees)

Final Thoughts

The Amex Business Gold card has previously been seen with targeted welcome offers of 150,000 points. However, some applicants may be targeted for even higher bonus offers — as high as 200,000 points. As always, be sure to check your eligibility before applying.