Increased Welcome Offer for Amtrak Guest Rewards World Mastercard [50k Points]

Amtrak Acela Express Business Class Seating

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The Amtrak Guest Rewards® World Mastercard® offers tons of value to travelers who live in or near a city that is served by Amtrak. Now that value proposition is even better thanks to the card’s increased welcome bonus!

Amtrak Guest Rewards Card Details

Welcome Bonus: Get 50,000 bonus points after spending at least $2,500 on purchases within the first 90 days of account opening.

With the card, you’ll earn 3x points per $1 spent on Amtrak travel, 2x points per $1 on other travel purchases, and 1x point per $1 on all other purchases.

While the card does have a $79 annual fee, it comes with some excellent benefits like:

  • Annual Companion Coupon (worth up to $300 in Amtrak travel)
  • Annual Upgrade Coupon
  • 5% point rebate when you use your points to book a ticket
  • 20% rebate on your food and beverage purchases on board when you use your card
  • Complimentary Station Lounge Pass (1-time use)
  • Earn 1,000 Tier Qualifying Points (TQPs) towards status each time you spend $5,000 in a calendar year (up to 4,000 TQPs per year)
  • No foreign transaction fees

Hot Tip: While the Amtrak Guest Rewards card helps you earn elite status, you might be wondering, is Amtrak elite status worth it? Our ultimate guide answers just that! 

How Much Are Amtrak Points Worth?

In a world where travel rewards points can vary greatly in their value, you might be surprised to learn that Amtrak Rewards points are actually quite valuable — making the increased welcome bonus even more compelling!

Amtrak Chicago to NYC Cash
Image Credit: Amtrak

Taking the above example, a direct trip from Chicago to New York City, where we can see that a coach ticket would cost $90, while a sleeper room would cost between $394 and $740, depending on the train you select.

Amtrak Chicago to NYC Points
Image Credit: Amtrak

Meanwhile, the point cost of these tickets would be just 3,976 points for coach and 13,987 to 26,270 points for one of the sleeper cars. If you run the numbers, you’ll find that the coach ticket offers you 2.2 cents per point in value, while the sleeper car ticket offers you 2.8 cents per point in value!

As far as travel rewards points go, this is pretty exceptional value for those who enjoy taking Amtrak trains. Depending on how you choose to redeem your points, the 50,000-point welcome bonus would be worth between $1,100 and $1,400 in Amtrak tickets!

Final Thoughts

As you can see, the Amtrak Guest Rewards card can actually provide quite a lot of value to cardholders. While it might not feel as exciting as earning 100,000 points with the Chase Sapphire Preferred® Card, or up to 150,000 points with The Platinum Card® from American Express, the welcome bonus for the card can still offer well over $1,000 in value for those who use Amtrak for their travels!


The information regarding the Amtrak Guest Rewards® World Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 


Jarrod West

About Jarrod West

Jarrod first became fascinated with the world of points and miles as the perfect way to visit dream destinations without breaking the bank. On his first major award trip, he spent 3 months traveling through Europe, financed nearly entirely with points; while flying in premium cabins and staying in 5-star hotels along the way. Now, he is on a mission to help others realize their travel goals and upgrade their travel experiences. Jarrod has been writing about credit cards and travel loyalty programs for 4 years, and his work has been featured by Travel and Leisure, Matador Network, Yahoo Finance, and U.S. News.

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