The Chase Sapphire Preferred Card’s 100,000-Point Welcome Offer Is Ending Soon

The best-ever welcome offer on the Chase Sapphire Preferred^® Card is officially ending soon, and there are just a couple of weeks left to take advantage.

While we don’t yet know the exact end date, we have confirmed the offer will end soon.

If you’ve been thinking about applying, here’s what you need to know before the window closes.

Chase Sapphire Preferred Card’s 100K Welcome Offer

Right now, eligible new applicants for the Chase Sapphire Preferred card can earn 100,000 bonus Chase Ultimate Rewards points after spending $5,000 on purchases in the first 3 months from account opening.

This is the best welcome offer the Chase Sapphire Preferred card has ever carried — and it’s only the third time in the card’s history that a 100,000-point bonus has been available. The standard offer sits at 75,000 points, so this is 33% more than what new applicants typically see.

OFFER ENDING SOON

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

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Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 75,000 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

75,000 100,000 points

UP's Offer Valuation*:

$2,000

Annual Fee

$95

APR

19.24% - 27.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, gas, EV charging, vacation homes, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance and emergency evacuation. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases (excluding Walmart, Target, and wholesale clubs), gas, EV charging, vacation homes (such as Airbnb and Vrbo), and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

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Card Highlights

• Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
• Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck^® or NEXUS application.
• Transfer points to leading airline and hotel loyalty programs
• Member FDIC

Financial Snapshot

• APR: 19.24% - 27.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

We value Chase Ultimate Rewards points at 2 cents apiece, putting this welcome offer at roughly $2,000 in travel value. Transfer points to one of Chase’s many airline or hotel partners, and that figure can climb even higher.

What’s New for 2026?

The timing here is worth paying attention to, because the Chase Sapphire Preferred card received a notable refresh for 2026 — without any increase to its $95 annual fee. New additions include 3x points on gas and EV charging, 3x points on vacation rentals, a $120 application fee credit for Global Entry, TSA PreCheck, or NEXUS, and an enhanced Chase Travel hotel credit now worth up to $100 annually, doubled from the previous $50.

There is one significant downside, though. New Chase Sapphire Preferred cardmembers will face a reduced 4:3 transfer rate to World of Hyatt, while all other travel partners maintain the standard 1:1 ratio.

Even so, combined with the card’s existing bonus categories and its lineup of airline and hotel transfer partners, the Chase Sapphire Preferred card is as well-rounded as it’s ever been. Starting with 100,000 bonus points on a card this large is a move worth making.

Who’s Eligible for the Chase Sapphire Preferred Card?

Chase updated its eligibility rules for the Sapphire family of cards in 2025, and the most important change is that you can only earn a welcome bonus offer on each Sapphire card once per lifetime. If you’ve already earned a Chase Sapphire Preferred card welcome offer at any point in the past, you won’t qualify for this one.

That said, the updated rules have also opened a new door for some applicants. If you currently hold the Chase Sapphire Reserve^® or Sapphire Reserve for Business℠ and have never earned a welcome offer specifically on the Chase Sapphire Preferred card, you may now be eligible to apply — something that wasn’t possible under Chase’s older eligibility rules.

Beyond Sapphire-specific requirements, you’ll also need to be under Chase’s 5/24 threshold — meaning you’ve opened fewer than 5 new credit cards across all issuers in the past 24 months — and have good to excellent credit.

Is The 100K Welcome Offer Worth It?

At $95 per year, the Chase Sapphire Preferred card doesn’t have many rivals. The Capital One Venture Rewards Credit Card also has a $95 annual fee, but is currently offering a 75,000-mile welcome bonus offer — 25,000 points short of what the Chase Sapphire Preferred card is offering right now.

The American Express^® Gold Card‘s offer can reach as high as 100,000 points, but its $325 annual fee is much higher (rates & fees).

Final Thoughts

If you’re eligible and have been weighing the Chase Sapphire Preferred card, there’s not much reason to hold off. Once this bonus offer is gone, there’s no guarantee it will come back.

The combination of a 100,000-point welcome offer, a modest annual fee, and access to one of the most flexible rewards currencies in travel is rare. This limited-time welcome offer has appeared only twice in the card’s 17-year history. Since it’s going away soon, it’s worth taking a closer look while you still can.