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Chase Sapphire Reserve’s Record-High 150K Welcome Offer Is Ending Soon

Stella Shon's image
Stella Shon
Updated: 
Edited by: Juan Ruiz
& Ben Neighbors-Giles
Chase Sapphire Reserve’s Record-High 150K Welcome Offer Is Ending Soon
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OFFER ENDING SOONChase Sapphire Reserve®

Chase Sapphire Reserve®

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Earn 125,000 150,000 Points
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When the Chase Sapphire Reserve® first launched in 2016 with a 100,000-point welcome offer, it was a big deal — setting the precedent for six-figure bonus offers from that point on.

With increasing competition and a bit of “pointsflation” over the last decade, Chase has once again improved the welcome offer on its most premium credit card. Since the end of April this year, the Chase Sapphire Reserve card has featured an elevated 150,000-point welcome offer.

Now we know that this welcome offer is officially ending soon. Here’s what you should know if you’re thinking of applying.

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Chase Sapphire Reserve Card’s Welcome Offer

The 150,000-point welcome offer is the best publicly available welcome offer in the Chase Sapphire Reserve card’s history. To earn this massive welcome bonus, eligible applicants must spend $6,000 on eligible purchases within the first 3 months of account opening.

OFFER ENDING SOON
Chase Sapphire Reserve®Terms Apply / Rates & Fees
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The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)
Chase Sapphire Reserve®
A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.
Earn 125,000 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
125,000 150,000 points
$3,000
$795
19.49% - 27.99% Variable
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Excellent
Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons
Pros
  • 8x points on all Chase Travel purchases
  • 5x points on Lyft rides
  • 4x points on flights and hotels booked directly
Cons
    • $795 annual fee
Read Full Review
Card Highlights
  • Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
  • Get $3,000 in annual value with Sapphire Reserve.
  • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $288 annually
  • Member FDIC
Financial Snapshot
  • APR: 19.49% - 27.99% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

We value Chase Ultimate Rewards points at 2 cents apiece, thanks to its wide range of airline and hotel transfer partners, so the opportunity to earn 150,000 points is akin to scoring $3,000 for travel.

Hot Tip:

Even if you currently have — or previously held — the Chase Sapphire Preferred® Card, you may still be eligible for the welcome offer on the Chase Sapphire Reserve card. During the application process, if you don’t receive a pop-up message stating that you’re ineligible for the welcome offer, you can continue with your application and remain eligible to earn the bonus offer.

Is the Chase Sapphire Reserve Card Worth It?

With one of the largest annual fees on the market, what exactly do you get with the $795 yearly charge?

The Chase Sapphire Reserve card is among the best luxury travel credit cards, though one of its most unique perks is that it still offers airport lounge access for the primary cardholder and up to 2 guests. Most other premium credit cards have slashed back their guest access, so this is a great card to apply for if you frequently travel with a partner or kids.

Chase Sapphire Lounge LAS Food
Complimentary dishes at Chase Sapphire Lounges can help you save on unnecessarily expensive airport food. Image Credit: Stella Shon

In addition, the $300 annual travel credit remains the easiest credit card benefit to use, as any travel purchase qualifies. There are plenty of other benefits, including up to $500 in annual The Edit credits for luxury hotels and statement credits, which are worth reading over to see if they align with your spending habits.

» Related: Why the Chase Sapphire Reserve Is the Best Premium Travel Card Right Now

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Final Thoughts

We now know that the 150,000-point welcome offer on the Chase Sapphire Reserve card is ending soon, so there’s little time left to take advantage of this rare opportunity to earn a big stash of points. Plus, Chase has loosened some of its eligibility restrictions for applicants who have previously held a Sapphire card, meaning you may still qualify for the bonus even if you’ve had a Sapphire card in the past.

Featured Image Credit: Drazen via Adobe Stock modified by Upgraded Points LLC
Stella Shon's image

About Stella Shon

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in The New York Times, USA Today, and more.

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Welcome Offer: As High As 175,000 Points. Find Out Your Offer.

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
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  • With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
  • $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
  • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
  • $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
  • $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
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